2021 Quarterly check in

[rennigade]

Off to a pretty good start for 2021. As of 3/31, my accounts are up $41,000 from Jan 1. I dont keep a monthly report of wifes accounts, only once at the end of the year...but if I had to guess, she should be up around $30,000. Hard to complain. We'll see what the rest of the year brings.

[disneysteve]

I didn't update our numbers last night so I don't have an exact figure but I think we're up 70-75K YTD. I'm good with that. Let's hope it continues.

[corn18]

Gains are $56,642 YTD. Contributed just over $400k with all my severance pay. That is the end of my contributions. Hit my goal of $2M in retirement accounts, so life is good.

Add another $10,994 gains for today.

[LivingAlmostLarge]

Up $185k for the year. $52k for the month.

[rennigade]

Up $185k for the year. $52k for the month.

Let the good times roll!

[TexasHusker]

I turned a $122K profit on a real estate deal over about 50 days, and have realized about $60K in vacation rental income through Q1. My franchises are approaching pre-pandemic levels.

No stock market gains to report. I’m not in it.

[kork13]

I'll join in for kicks... YTD, I've had ~5.5% gains on my investments... around $50k up, not counting my contributions.
I think the bigger deal (or at least more eye-popping) is our 12 month returns -- ranging between 46% (DW's target-date IRA) to a whopping 83.2% (my brokerage), averaging at 56%.... !!!!!! Of course, 1 year ago was still deep in the throws of the COVID market collapse, when I scooped up all the shares that I could. But still, those numbers...wow...mind boggling.

[srblanco7]

I'll join in for kicks... YTD, I've had ~5.5% gains on my investments... around $50k up, not counting my contributions.
I think the bigger deal (or at least more eye-popping) is our 12 month returns -- ranging between 46% (DW's target-date IRA) to a whopping 83.2% (my brokerage), averaging at 56%.... !!!!!! Of course, 1 year ago was still deep in the throws of the COVID market collapse, when I scooped up all the shares that I could. But still, those numbers...wow...mind boggling.

With yesterday's market run-up, we're up roughly 6% YTD. As Kork notes, the 12 month returns (I have March 21, 2020 tagged as roughly a low point for our retirement accounts) are mind-boggling. And with the recent run-up we've hit our "walk-away" number, so I'm wrapping my brain around that as well. Going to ruminate on it for a few weeks since my annual incentive comp will be paid on April 15 and then have a discussion with my colleagues about winding down.

[disneysteve]

And with the recent run-up we've hit our "walk-away" number, so I'm wrapping my brain around that as well.

That's great. Do you actually have an end date in place?

One question obviously becomes that just because you're at "the number" today, doesn't mean you'll still be there in a week or a month if the market takes a downward turn. If prices drop 5 or 10 or 20%, that could be a problem unless your number already accounts for that possibility.

[srblanco7]

That's great. Do you actually have an end date in place?

One question obviously becomes that just because you're at "the number" today, doesn't mean you'll still be there in a week or a month if the market takes a downward turn. If prices drop 5 or 10 or 20%, that could be a problem unless your number already accounts for that possibility.

If you'd have asked me last weekend, I'd have told you I was done and putting in notice (3 months required). Recognizing it has been and will be a particularly stressful next few weeks, I've deferred any dialogue on the topic until at least mid-April. With a bit of perspective, I could see transition to reduced hours next year (say 32 hrs/week) with Friday as a non-work day and then exiting in early 2023.

On a professional level, this gives me time to ensure a smooth transition of the leadership roles that I have and ensure (to the extent I'm able) a smooth transition for my 200 person team. On a personal level, early 2023 would be the year in which I turn 55, which would allow me to access a my 401k funds (in lieu of using SEPP).

Certainly recognize that a market drop is inevitable and we're using this time to also build up a cash cushion. All that being said, what I laid out is likely the longest time at work scenario and I'm wavering on giving up time for money.

[disneysteve]

I didn't update our numbers last night so I don't have an exact figure but I think we're up 70-75K YTD. I'm good with that. Let's hope it continues.

I just updated my spreadsheet. It is April 3 but the market was closed yesterday so this just includes April 1, one day more than the quarter.

I was way off in a good way. YTD our portfolio is up $95,938.15! I'm quite shocked by that number.

[bennkar]

Year to date my investments are up $135,000, although that includes $18,500 of contributions. Holy moly, that is more than my yearly gross income, not even mentioning it is multiples of my normal take home after taxes, investment contributions, insurance, etc.... Percentage-wise its about a 9% growth.

Last couple of years I got this type of growth over a year and thought it was crazy. Now I got it in a quarter. This is getting to be unbelievable money growth now.

[disneysteve]

Last couple of years I got this type of growth over a year and thought it was crazy. Now I got it in a quarter. This is getting to be unbelievable money growth now.

Agreed. In both 2019 and 2020, our portfolio grew by more than my gross annual income. If the current trend continues (which I fully realize is not assured), the same would be true for 2021.

[terri77]

I updated my blog. Up $64,242 of which $6,000 was contributions, so gains were $58,242 for Q1. And yes, it’s way more than I am earning in that time frame.