My happy chart

[corn18]

The reason for all the no's is the loss of tax free return. You could be missing out on 30+ years of tax free returns. I love my Roth account and protect...

[corn18]

My first reaction is heck no. That is Roth space you will never get back. What is the interest rate on the car loan?

[corn18]

Just calculated my taxes for 2019 with updated actuals and found a big error in my previous estimate. I was double counting a bonus. Turns out I will...

[corn18]

I use the boglehead priority for investing. While it doesn't speak to a mortgage, I would follow their list and max my 401k before prepaying a mortgage....

[corn18]

Your vision is good. Now you need some clarity on how you will execute that vision. This is our Investment Policy Statement (IPS). This has saved us...

[corn18]

My only regret is I didn't have the guts to take that money and find 8 properties that generate $20k each net income each year. I could retire tomorrow...

[corn18]

The deed is done! Just talked to Chase and they have received the wire and credited it to my mortgage. Life is good.

[corn18]

Just wired $572,838.49 to my mortgage bank. We'll see how long it takes to show paid off.

[corn18]

We decided to pay off the mortgage tomorrow. $1M in savings + paid off house will make us very happy.

[corn18]

Also can't quote posts. Something has been wrong since 8 Nov.

[corn18]

Taking a look at how we will end up this year and it looks like we will meet our goals. Although a little different mix than what we started out with....

[corn18]

The cutoff for MFJ is $65,840 MAGI. You can easily stay under that if you have the right assets in Roth and taxable accounts. If you need to withdraw...

[corn18]

Yup, plan to rent before we buy anything....

[corn18]

ACA has been working out great for some retirees with very high net worth (millions in retirement savings). Lots of talk on the fora about how to stay...

[corn18]

Not sure where we want to retire yet. We'll see where the kids are when we retire and go from there.

I just ran the numbers for retirement...

[corn18]

I think we have 40 or so. I went through a phase of hunting sign up bonuses and discounts. We only use the Fidelity 2% cash back card. We are looking...

[corn18]

Absolutely. I talked to my wife about this and she does not want to rent. But I told her that we cannot afford the transaction costs of multiple moves....

[corn18]

Not sure where, yet. Budget has $500k for the house and $85k transaction + moving costs....

[corn18]

That's when my bonus and stocks hit....

[corn18]

I have so many spreadsheets, numbers, variables, calculators, tools etc... that sometimes I find it hard to see the big picture. I think I finally found...