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Why an audi over another luxury brand used?
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I'll bite, since I mentioned it. But I really can't say on a value comparison. I'm partisan in that realm just like DH is, we both just like Audi. In the A6, Audi uses a Torsen AWD system and it's very robust, giving the car a very planted feel. All 4 wheels are always engaged via a center differential, unlike less expensive AWD systems that only engage when needed or do torque vectoring. Combined with a diesel engine, the car is an absolute monster and is very fun to drive...lots of torque, plus electronic shock dampening which changes the feel of the suspension to ride hard for the sporty stuff, or it can be soft and compliant for cruising. BMW and Mercedes might offer those things, but they just don't feel like an AudiOriginally posted by LivingAlmostLarge View Post
The added benefit of the diesel is great gas mileage, but it's an expensive privilege--the ROI isn't really there to justify the optional cost of the engine. For us, getting the diesel was about how the car felt overall.
We bought ours CPO with 7k on the clock. Audi extended the full factory warranty out to 100k, so a good value there.
The car itself isn't particularly or over-the-top "luxurious" when you compare it to other brands, it's just a very well done car with creature comforts.History will judge the complicit.Comment
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As an update, I have a TLX sitting in the driveway for a weekend test drive. Stopped by the Honda dealer to test drive an Accord Touring and the TLX is a better fit for me. Better fit and finish, nicer ride, and AWD pushed me towards the TLX. They offered me a good price on the TLX ($40k) and a good trade in for the truck $14k), so $29k out the door. Still struggling with whether to pull the trigger, but leaning towards doing it.Comment
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keep the truck and buy the car....with the coin you're pulling in you can do that easily.Gunga galunga...gunga -- gunga galunga.Comment
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That's exactly what I did but only because my daughter needs the truck at the end of the month. After that I'll complete the transaction. Life is good.Originally posted by greenskeeper View PostComment
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I'm not a car person, so I have no idea what a TLX is, but I am happy for you.
With all the driving you do, I was hoping you would go for it. It looks like you have it covered.
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Have you given any thought to what percentage of your net worth you want tied up in non-financial assets? I have a percentage that I'm comfortable with and based my husband's "new-car allowance" on that. I gave him the green light to buy a new vehicle in August 2014 but he's still driving his '99 Camry!
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Good question. Right now 10% of my net worth is cars. That will go up to 15% after I swap the truck for the Acura and pay for the balance. 75% of my net worth is savings and the balance is the equity I have in my house. I think I'm ok with that but would love to hear feedback. TomOriginally posted by scfr View PostHave you given any thought to what percentage of your net worth you want tied up in non-financial assets? I have a percentage that I'm comfortable with and based my husband's "new-car allowance" on that. I gave him the green light to buy a new vehicle in August 2014 but he's still driving his '99 Camry!Comment
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3.5% I think of net worth for us approximately. I figure for the rest of DH driving life we'll be having a ridiculous leased car payment but whatever. I think after you get your financial ducks in order and aren't crazy spending, you should spend money on things you think are important.
That being said I don't think cars are important. But my DH would disagree so he gets what he wants.Comment
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did you get it yet? that's always a fun day, even if you've bought a shoebox with wheels like I did. At least the odds are in your favor that your kids will not name your car the Big Green Booger.Comment
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Not yet. Probably in 2 weeks.Originally posted by FLA View Post
Why do they call your car the Big Green Booger?Comment
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it's lime green, they were 12 and 13 yrs old, I'm lucky I got away with just thatComment
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I'll be brutally honest. I think 15% of NW in automobiles is high for people "our" age.Originally posted by tomhole View Post
Here are 2 blog posts that provide some food for thought:
For someone who is a real "car person" I think going higher than what is suggested in those 2 articles may be OK, but not 15%. You're at 10% of NW now. Why not hold at no more than 10% (delay the car purchase until you have saved more)? If the truck is not comfortable for your long commutes, would swapping vehicles with your wife make sense?Comment
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The values of our cars is less than 1% of our net worth.Originally posted by scfr View Postseek knowledge, not answers
personal financeComment
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I bought the TLX yesterday. I made a mistake calculating the percentage of my net worth attributed to autos. I reran the numbers and the cars with the TLX are 10% of my net worth. I'm good with that. My wife has a 5 year old MDX that is great and will keep it another 3-5 years. Daughter has a 2 year old Jeep that was probably a mistake to buy her a new car, but it's paid off, so it is what it is. I'll keep the TLX for 8-10 years. I'm surprised I kept the truck for 8 years, but it was hard parting with that much cash.
I am so happy I got a car with all the safety features because those will allow me to drive it for many years. It already helped out when I nearly backed out into someone in the parking lot. Once they have cars that talk to each other, I think the accident rate will go way down.
I'm saving at a very high rate and should be a millionaire in 2 years. I should have $1M in retirement savings at 54. Retirement is on track for 60, but if I keep my high paying job and continue to save $150k / year, that could be as early as 57.
TomComment
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