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2021 MLK Day Deals and Freebies

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MLK Day deals

The second federal holiday of the year celebrates the iconic civil rights hero, Martin Luther King Jr., who was sadly assassinated on April 4, 1968. Since 1983, we’ve been celebrating his legacy on the third Monday in January each year. Those who plan to be out and about on this day may be interested to know what MLK Day deals and freebies will be available. Here are some deals you can snag on Monday.

Martin Luther King Jr. Day Deals and Freebies

This year, we celebrate MLK Day on Monday, January 18, and because it is a federal holiday, non-essential federal employees will have the day off and most schools will be closed. Because many people will be out of work, retailers and other businesses will be holding sales. If you’ve been looking to treat yourself after the holidays, the following discounts might interest you.

MLK Day Deals on Mattresses

Martin Luther King Jr. Day is another odd mattress holiday. This year, there are a lot of new mattress sales going on that will help you keep that resolution of getting a better night’s sleep.

  • Allswell: Use the code NEWYEAR15 to get 15% off everything sitewide until January 18.
  • Birch: Get $200 off your mattress and Birch will throw in two pillows with your order too.
  • Brooklyn Bedding: Take 25% off sitewide when you order between January 13 and January 18.
  • Casper: Get up to $450 off mattresses through January 2021.
  • Helix: This company is offering up to $200 off mattresses. Plus, you will get two free pillows with your purchase.
  • Layla: Layla mattresses are also offering $200 off mattresses and up to $300 in free accessories.
  • Leesa: Get up to $400 off mattresses.
  • Nectar: Through January 17, get up to $399 in free accessories when you purchase a mattress.
  • Purple: Purchase a Purple mattress and get a free set of sheets ($183 value).
  • Tempur-Pedic: Get up to 40% off select mattresses and mattress toppers from January 14 until January 18.
  • Wayfair: Take up to 70% off all home goods and mattresses from January 15 through January 19.

Retails Deals and Freebies

Mattress companies aren’t the only retailers putting on a sale for MLK Day though. Many retailers will be offering discounts during the holiday weekend. Here are just a few of the best.

  • Academy Sports and Outdoors: Get up to 65% off clearance items at Academy Sports from January 15 through 18. Also, get 25% off select athletic fleece and YETI drinkware.
  • Bass Pro Shops: Get up to 50% off hunting, camping, fishing, and hiking gear through January 20.
  • Bath & Body Works: Bath & Body put on a huge sale every January. This year will be no different. Some prices will be as low as $3.37 for shower gel and under $5 for essential oil mists.
  • Bed Bath and Beyond: When you order online and use curbside pickup over the holiday weekend, you’ll get an extra 20% off.
  • Crate and Barrel: Get up to 30% off sheets, towels, and other linens through January 18.
  • Home Depot: Home Depot has a large sale over the holiday weekend. You can get 40% off bath fixtures, 30% off select mattresses and mattress toppers, and 30% off select furniture items.
  • JCPenny: Through January 18, shoppers can use promo code SPECIAL8 online at JCPenny to get an extra 25% off select items. You can also use the code HOME23 to get 40% off your mattress purchase of $750 or more.
  • MAC Cosmetics: When you spend $75 or more, get $20 off ($30 off $100, $50 off $150) until Jan. 18 at 3 a.m. EST.
  • Macy’s: Use the promo code HOME to get an additional 10% off furniture and other home essentials throughout the month of January.
  • Nordstrom Rack: Get 25% off clothing items through January 25.
  • Ulta: Ulta is offering different deals every day through January 23 as a part of the Love Your Skin campaign. Brands on sale and deals will differ day-to-day.

Homeschool MLK Day Crafts

Many parents were faced with homeschooling their children for the first time in their lives in 2020. While it doesn’t make it any easier, there are some free MLK Day educational materials available online.

Of course, there are a plethora of MLK Day deals and freebies that may be available to you through local businesses well. As always, if you plan on taking advantage of some of these deals on Martin Luther King, Jr. Day, be sure to remember why we celebrate this day.

Will you be utilizing any of these discounts? Do you have any to add to the list?

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Is Costco Closed on MLK Day 2021?

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Is Costco Closed on MLK Day?

The first few holidays of the year often creep up on us. After all, we’re just catching our breath from the whirlwind of all of the end-of-the-year holidays. And yet, here is Martin Luther King Jr. Day, almost upon us. Is this a holiday when things close down? For example, is Costco closed on MLK Day 2021?

Martin Luther King Jr. Day

America recognizes MLK Day as one of the federal holidays. It’s the second one of the year, following New Years Day. Therefore, it’s the next holiday up on the calendar. It takes place the third Monday of January. Therefore, it will be on January 18, 2021.

Martin Luther King Jr. Day is a day to honor and recognize the work of this Civil Rights leader. Many people consider it a good day to volunteer in their communities. Of course, how you do that might like different this year because of the COVID-19 pandemic. Nevertheless, you might find yourself wanting to get out and help people in some way.

If so, then you might discover some last minute items that you need. Or you might just have the day off of work and want to get your own shopping done. Either way, you could find yourself asking if Costco is open or closed on MLK Day.

Is Costco Closed on MLK Day?

On federal holidays, places like banks and post offices usually close for the day. However, retail stores don’t follow the same holidays. In fact, many retail stores like to stay open on most holidays because that’s when people have time to come and do extra shopping. Therefore, stores like Costco usually stay open except on a couple major holidays throughout the year.

MLK Day isn’t considered one of those major holidays by retail store standards. Therefore, Costco will be open on MLK Day, as will many other stores. Smaller stores might make the decision to close; it’s always up to individual businesses. But big stores like Costco will be open.

Costco Holiday Schedule

Costco doesn’t close for MLK Day. So when does the store choose to close for holidays? These are the seven big holidays of the year when Costco stores close down:

  • New Year’s Day
  • Easter
  • Memorial Day
  • Independence Day
  • Labor Day
  • Thanksgiving
  • Christmas

Other than that, you can expect your local Costco store to be open.

Costco Hours

Costco should be open regular hours on MLK Day 2021. Store hours vary by location. Use the Store Locator to find your store’s house. That said, many Costco stores are open from 10 am – 8:30 pm on weekdays. They may open a little later and/or close a little earlier on weekends.

Note that Costco hours have changed due to the coronavirus pandemic. This includes special store hours for people aged 60+. Many stores set aside the time from 9-10 am for those hours. However, again, each location varies. For example, some Bay Area Costco stores set aside the time from 8-9 am for seniors. Get the latest Costco coronavirus pandemic response updates here.

Does Costco Have an MLK Day Sale?

Costco is known for consistently low prices. Therefore, they don’t generally have sales specifically for any holiday. So, no, there won’t be an MLK Day sale at Costco. However, you’re not out of luck. They have regular warehouse sales when you can get the best deals on specific items for a short period of time. The current warehouse sales offers run through January 24, 2021. Therefore, they’ll be available to you on MLK Day this year. These include both online and in-store sales prices.

January 2021 Costco Sales

Here are some of the best sales featured at Costco this month, available through 1/24/20:

Clothing

Get yourself some cozy and affordable new clothing at Costco with these deals:

  • $4 Off Skechers Ladies’ Go Walk Pant, limit 10
  • $5 off Eddie Bauer Men’s Lounge Pant, limit 10
  • $4 off Lucky Brand Ladies’ Pajamas, four-piece, limit 10
  • $4 off Felina Ladies’ Leggings, 2 pack, limit 10
  • Ella Moss Ladies’ Cozy Cardigan, $14.99, limit 10
  • Felina Ladies’ Scrub Crew Tee, 2-pack, $19.99, limit 10
  • Fila Men’s Active Pants, $15.99, limit 10
  • Fila Men’s Crew Sweatshirt, $13.99, limit 10
  • Gloria Vanderbilt Ladies’ Pull-On Pant, $14.99, limit 10
  • Jessica Simpson Ladies’ Pull-On Pant, $11.99, limit 10
  • Vintage America Ladies’ Thermal Knit Top, $11.99, limit 10

Electronics

If you didn’t get the gadgets and devices that you wanted for Christmas then maybe the Costco January sale is the time to get them for yourself. You can start by getting $150 off several different computers and tablets:

  • Dell Inspiron Desktop Computer, limit 2
  • Lenovo Flex 5 Touchscreen 2-in-1 Chromebook, limit 2
  • Lenovo IdeaPad Touchscreen Laptop, limit 2

Do you need a new TV? Get an LG 65″ for $629.99 (limit 5, if you happen to be someone who needs five televisions).

Home

Costco has some current sales on some great items for around the house.

In particular, if you need to upgrade your bed, you have some good options:

  • $100 – $150 off Comfort Grande Plus Memory Foam Mattress, sizes Queen, King, and Cal King, limit 5
  • $40 – $50 off Tempur-Pedic Serenity Mattress Toppers, sizes Queen, King, and Cal King, limit 10
  • $20 off Kirkland Signature 680 Thread Count Sheets, sizes Queen, King and Cal King, limit 10

Here’s some deals for the kitchen:

  • $50 off Kohler Touches Kitchen Faucet, limit five
  • $9 off Brita water filters, limit 5

And some other things for the home:

  • $20 off Costco 3-in-1 Folding Series Hand Truck / Cart / Platform, limit 5
  •  $8 off Golden Arowana Sandalwood HDPC Vinyl Flooring, no limit

Miscellaneous

A few other favorite deals from the January Costco coupon book include:

  • $10 – $20 off First Alert Fire Safety Products, limit 10
  • $35 off Oral-B Smart Clean 360 Electric Toothbrushes, limit 2
  • $10 – $15 off different versions of Intuit TurboTax software to help you get your taxes done in 2021, limit 2
  • $10 off Mobil 1 Synthetic Motor Oil, limit 5

Plus there are lots of January warehouse sales for various food items, vitamins, and stuff to clean your house.

Sign-up to Get Latest on Shops

Check out the Costco membership and these other brands by signing-up to get updates on discounts and sales.

Platform:Fees and Minimum:Deals Best for:
CostcoGold Star Membership
$60.00
The biggest deals and discounts if you are a member
WalmartFree sign-upHouseware, etc
TargetFree sign-upClothing and low-cost home accessories
AmazonFree sign-upDifferent options to choose from

What’s your favorite thing to buy on sale at Costco?

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If you enjoy reading our blog posts and would like to try your hand at blogging, we have good news for you; you can do exactly that on Saving Advice. Just click here to get started.  Check out these helpful tools to help you save more. For investing advice, visit The Motley Fool.

Is Target Closed on MLK Day 2021?

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is target open

Martin Luther King Jr. Day is fast approaching. In fact, it’s the next federal holiday on the calendar. Many things close down for federal holidays. Therefore, it’s hard to know what’s going to be open or closed. For example, is Target closed on MLK Day 2021?

What Is MLK Day?

Martin Luther King Jr. Day, also known as MLK Day, is a federal holiday recognizing the life and legacy of the Civil Rights leader.

AmeriCorps notes:

“as “a day on, not a day off,” MLK Day is the only federal holiday designated as a national day of service to encourage all Americans to volunteer to improve their communities.”

It’s a great day to volunteer your service to others, in whatever way feels right for you.

Martin Luther King Jr. Day is held on the third Monday of January. This year, that is on Monday, January 18, 2021. This is the 26th year that our country as observed MLK Day.

Is Target Closed on MLK Day?

Target rarely closes its doors to customers for holidays. They usually only observe Easter and Christmas Day. However, sometimes things change. For example, they chose to close for Thanksgiving 2020 in recognition of the hard work their employees had done all year through the COVID-19 pandemic.

Don’t worry, though; they’re not doing the same thing for MLK Day 2021. Target will be open on Martin Luther King Jr. Day.

So, if you’re going to do some volunteering for MLK Day and you need to pick up some last minute supplies, then you shouldn’t have any problem getting what you need at Target.

Target Store Hours

Target should be open regular hours on MLK Day 2021. Target stores don’t all have the same hours, so you’ll have to check with your specific location to find out what those hours are. However, a good guideline to know is that many Target stores are open from 7 am – 10 pm seven days per week.

Mall locations (as well as some other locations)may close earlier – anywhere between 6 pm and 8 pm. And occasionally a store opens a little bit later. You can find your store’s hours using the Target Store Locator.

Note, though, that some stores have changed their hours during the COVID-19 pandemic. You can find Target’s Coronavirus Response information here.

Will Target Have an MLK Day Sale?

Some stores not only open for MLK Day but also have big sales in recognition of the holiday. It’s a win-win because you get something at a discount and the stores generate sales. Stores often see a dip in sales after the Christmas holiday, so they give good deals in January as an incentive to shoppers.

Will Target have an MLK Day sale in 2021? It’s hard to guess. Last year they offered 25% off of home items around this time of year. In 2016, they had discounts on flat screen televisions. Usually you can find some kind of sale happening at Target, but they haven’t announced what that might be this year. Keep an eye out!

Sign-up to Get Latest on Shops

Check out the target online shop and these other brands by signing-up to get updates on discounts and sales.

Platform:Fees and Minimum:Deals Best for:
CostcoGold Star Membership
$60.00
The biggest deals and discounts if you are a member
WalmartFree sign-upHouseware, etc
TargetFree sign-upClothing and low-cost home accessories
AmazonFree sign-upDifferent options to choose from

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If you enjoy reading our blog posts and would like to try your hand at blogging, we have good news for you; you can do exactly that on Saving Advice. Just click here to get started. If you want to be able to customize your blog on your own domain and need hosting service, we recommend trying BlueHost. They offer powerful hosting services for $3.95/month!

New Year’s Deals and Freebies

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new year's deals

Ring in 2021 financially healthy with these New Year’s deals and freebies. Just when you thought the holidays could not get any more expensive, New Year’s comes around. Many individuals will plan parties, and whether lavish or not, they can still be costly. From food to drinks or even just going out for your New Year’s Eve plans, the holiday costs can really add up. The good news is you can still start 2020 off in a positive way without overspending. Save money by taking advantage of these New Year’s deals and freebies:

New Year’s Freebies

  • Danone’s: You can get a month’s supply of water for free during Dry January. All you need to do to enter the giveaway is share new habits you are adopting in the new year or healthy recipes you plan to use on Instagram. Use the hashtag #VolvicStrongJan and tag the page @Volvic_USA.
  • Heineken Alchol-Free Beer: Heineken will be bringing back the “Dry January Pack.” By visiting BeerForJanuary.com, you can get a pack of 31 alcohol-free cans for $0. Keep in mind, this is only while supplies last, so you’ll want to get it as soon as possible.
  • Mattress Firm: Through January 20, Mattress Firm is offering a free adjustable base with the purchase of any queen mattress ($699 and up). To cash in on this freebie, use the code ELEVATE at checkout.
  • Smoothie King: Share your health and fitness goals with Smoothie King between December 29 and January 2 and get a free 12 oz. Metabolism Boost Smoothie.

New Year’s Deals

  • Bath & Body Works: Bath & Body Works is holding its infamous end-of-year sale. It started on December 26 and runs through January. You can get up to 75% off storewide. You may also find some throwback scents that aren’t typically sold throughout the rest of the year.
  • Crate & Barrel: If you’re in the market for some home goods in the new year, Crate & Barrel has a great sale going on. They have 30% off holiday decor and a plethora of furniture items marked down by hundreds of dollars.
  • Dillard’s: Dillard’s department store  is known for its holiday sales. This year, they are offering 60% off clearance items starting at midnight on January 1.
  • Drizzly: New users can get $5 off alcohol delivery with Drizzly for New Year’s by using the promo code HELLO. You can also use the code HOLIDAYS through December 31 to get $5 as well. This means you’ll be able to stay in and stay safe while still getting to celebrate saying goodbye to 2020.
  • Express: The clothing brand is offering 40% to 60% off everything in their store (yes, everything, not just clearance items).
  • Kate Spade: Using the code BIGGESTSALE on Kate Spade’s online store will help you get an additional 50% off at checkout now through January 5.
  • Overstock.com: Overstock is another company offering some great New Year’s deals. You can get up to 70% off their products online or through their app. Not to mention, they offer free shipping too.

Where to Find More Deals

It is always nice to find more deals even after the holiday season. Check these brands out and sign-up for a membership in all these so that you’ll get more deals in the coming days.

Platform:Fees and Minimum:Deals Best for:
CostcoGold Star Membership
$60.00
The biggest deals and discounts if you are a member
WalmartFree sign-upHouseware, etc
TargetFree sign-upClothing and low-cost home accessories
AmazonFree sign-upDifferent options to choose from

 

These are just a few of the many deals happening to celebrate another year. You may find even more deals and freebies locally. With a little digging and patience, you can snag some awesome discounts and start the New Year with savings.

Do you have any deals or freebies to add to the list?

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Is Walmart Open on New Year’s Day 2021?

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is walmart open on new years
Because it is one of the largest retailers in the U.S., many shoppers rely on Walmart stores for all of their grocery and household needs. However, store hours during the holidays can be confusing. Some Walmart stores closed early on Christmas Eve, and all remained closed on Christmas Day. This leads to the question, is Walmart open on New Years?

Is Walmart Open on New Years?

New Year’s Day is the end of the holiday season and the first federal holiday of 2021. Banks and post offices will be closed in observance of New Year’s Day, but many retailers follow a different schedule and only close on a few federal holidays.

Walmart will be open on New Year’s Day. Christmas Day is the only federal holiday that Walmart closes all stores. Walmart SuperCenters will be open 24-hours the entire week (even New Year’s Eve) and other Walmart stores will be open their regular hours on both New Year’s Eve and New Year’s Day.

Are other services available?

Most Walmart stores have a bank, hair salon, nail salon, an optician, and income tax preparation service inside the store. Those service providers are independent of Walmart and do not follow the same operating hours as Walmart stores. Check with your local store to see if those service providers will be closing early on New Year’s Eve and if they will be open on New Year’s Day.

Walmart Store Hours

Check with your local store, but most Walmart stores will be operating on their normal schedule the entire week of New Year’s Day. They will be open the following hours:

  • Sunday, December 27, 2020: Regular hours
  • Monday, December 28, 2020: Regular hours
  • Tuesday, December 29, 2020: Regular hours
  • Wednesday, December 30, 2020: Regular hours
  • Thursday, December 31, 2020: Regular hours
  • Friday, January 1, 2021: Regular hours
  • Saturday, January 2, 2021: Regular hours

It is important to note that, in some areas, Walmart’s hours have been impacted by COVID regulations. In North Carolina, for instance, Walmart stores are closing at 10 p.m. and reopening at 7 a.m.

Is Walmart Having New Year’s Day Sale?

Walmart does have a sale on most federal holidays, but not on New Year’s Day. Although there is no specific sale on January 1, 2021, you’ll still find a ton of great deals. Typically, the after-Christmas clearance continues through New Year’s Day. Check the weekly flyer for your local Walmart store for the deals available the week of New Year’s Day.

Is In-Store Pickup Available for Walmart.com?

Walmart.com offers free in-store pick service to shoppers. Shoppers can select the merchandise they want and pay online. They receive an email or text message to let them know when the item is available for pick-up at their local Walmart store. Some items can be picked up the same day.

Not all stores have a same-day in-store pickup. You will be able to see when your item is available for in-store pickup when placing online orders. If your local store has a same-day in-store pick, items purchased at walmart.com will be available for in-store pick up on New Year’s Day. You can pick up any items that are ready on January 1, 2021, during the regular in-store pickup hours.

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What Are Retail Store Hours on New Year’s Eve 2020?

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What Are Retail Store Hours on New Year's Eve 2020?

Did you get enough holiday shopping done already? Or do you want to ring in the new year with some last minute 2020 purchases? If you’re looking to get in some retail shopping before the year comes to a close, then you’ll want to know which stores are open on New Year’s Eve? Some are open, some are closed, and some are open but for limited hours only. Here’s everything that you need to know.

New Year’s Eve vs. New Year’s Day Store Hours

Many of us think of New Year’s Eve as the holiday. After all, that’s when you go to parties. It’s when the ball drops. It’s when you kiss at midnight and toast with champagne.

However, as far as retail stores and other businesses go, New Year’s Day is actually the holiday. While some stores observe both New Year’s Eve and New Year’s Day, many only observe the latter. If a store is going to be open for one and not the other, then expect them to close for New Year’s Day.

Therefore, if you want to do some end of the year shopping, then you should be in some luck. Plan to shop on New Year’s Eve then assume that many stores will close for New Year’s Day.

New Year’s Eve Retail Store Hours 2020

Here are some of the major stores that you might wonder about as far as whether or not they’re open New Year’s Eve (Thursday, December 31st) 2020:

BJ’s Wholesale

You can shop at BJ’s on both New Year’s Eve and New Year’s Day. They should be open 9-7 on 12/31/20 and 10-7 on 1/1/21.

Costco

Costco is open on New Year’s Eve. However, it’s one of the holidays they close early for. Therefore, you want to get in and get that bulk shopping done as early as possible on 12/31/20. The store will stay closed New Year’s Day.

Sam’s Club

Sam’s Club warehouses are open on New Year’s Eve. They should be open regular store hours. Therefore, they should open at 10 am and remain open until 8 pm. Then they close down for New Year’s Day. Of course, it’s always prudent to check with your local store to confirm before heading out in the cold to do New Year’s Eve shopping.

Target

Target stays open most days throughout the year. They rarely close. Therefore, you won’t be surprised to learn that they’re open on New Year’s Eve 2020. Most Target stores will have regular hours on New Year’s Eve.

Note that hours have changed for the holiday season and due to COVID-19, so check with your location to find out what current Target store hours are at the location nearest you. That said, most stores open at 8 am and close at 9 p or 10 pm.

Walmart

Walmart is open for business as usual on New Year’s Eve. In fact, they’re open normal store hours on New Year’s Day as well. Therefore, if you need to do some shopping, Walmart is a good bet this year.

Other Stores Open on New Year’s Eve

According to Offers.com, here are some additional store’s open on New Year’s Eve:

  • Academy Sports and Outdoors opens at 9 am and closes at 7 pm
  • Bed, Bath and Beyond opens at 9 am and closes at 6 pm
  • Best Buy opens at 11 a and closes at 7 pm
  • Dick’s Sporting goods opens at 9 am and closes at 7 pm
  • Dillard’s should open normal store hours, which varies by mall, but is usually ~ 11 am –  6 pm
  • Hobby Lobby opens at 9 am and closes at 5:3o pm
  • Home Depot is open for 12 hours on New Year’s Eve from 6-6
  • IKEA opens at 10 am and closes at 6 pm
  • JC Penney opens at 11 am and closes at 7 pm
  • Kohl’s opens at 9 am and closes at 10 pm
  • Like Home Depot, Lowe’s is open for 12 hours on New Year’s Eve from 6-6
  • Macy’s opens at 11 am and closes at 6 pm, although that can vary by mall location
  • Neiman Marcus opens at 11 amp and closes at 5 pm
  • Nordstrom opens at 10 and closes at 6 pm
  • Party City is open but with varying hours by location; if you need last minute New Year’s Eve party supplies then stop in early!

Look For New Year’s Sales and Deals

Most people don’t think about New Year’s Eve sales. After all, between Black Friday and Cybermonday and then all of the Christmas shopping, it’s hard to imagine that any stores are offering big deals again before the year comes to an end. However, many of the do. Keep an eye out for those last minute after-Christmas New Year’s discounts. A few recommended this year from Retail Me Not include:

  • Bed, Bath and Beyond: Coupon for 20% off one item – get a good deal on something big
  • Best Buy: Good selection of TVs under $500 before the New Year
  • Big 5 Sporting Goods: $10 off $50+
  • Express: ~50% off everything
  • Kohls’: 50% off select styles
  • The Children’s Place: 60% off all clearance items before the New Year
  • Walgreens: 20% off pickup orders $25+
  • Pandora: 50% off select jewelry styles

Online and in-store shopping everywhere from Amazon to Ulta may have discounts. Don’t fail to take advantage of those deals if you’re doing New Year’s Eve 2020 shopping.

Other Businesses on New Year’s Eve 2020

You might wonder about other types of businesses New Year’s Eve schedule. Many are open. For example:

  • The post office is open New Year’s Eve but closed New Year’s Day.
  • Banks are open on New Year’s Eve, although some may have limited store hours. They’re closed New Year’s Day.
  • The stock market is open New Year’s Eve but closed New Year’s Day.
  • The bond market closes early on New Year’s eve (2 pm ET) and stays closed New Year’s Day.
  • Grocery stores, convenience stores, drug stores, and gas stations typically have regular operating hours on both New Year’s Eve and New Year’s Day.
  • Restaurants generally have regular hours on New Year’s Eve. Some may even stay open later than usual.

Also, remember that you can donate to charity on New Year’s Eve and still have it count towards your 2020 taxes! Happy New Year!!

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If you enjoy reading our blog posts and would like to try your hand at blogging, we have good news for you; you can do exactly that on Saving Advice. Just click here to get started. If you want to be able to customize your blog on your own domain and need hosting service, we recommend trying BlueHost. They offer powerful hosting services for $3.95/month!