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How To Check The Value Of Your Gold Accessories

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During global recessions and when markets fail you, you might have already heard that gold will save you. Because gold’s price only appreciates, many people choose to invest in gold for security especially in times of crisis. To be certain that the gold you’ve bought is your true safety net, you must determine the value of gold with an authentic method. Here are just some ways to verify and check the value of your gold accessories.  [Read more…] about How To Check The Value Of Your Gold Accessories

6 Proven Ways to Build Wealth in Your 20’s

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You can’t get ahead. The system isn’t set up for millennials to win. There’s no way to escape debt and enjoy financial freedom.

These are the lies that people tell and, unfortunately, far too many believe them.

And while it’s definitely challenging to become financially successful in today’s world of high student loan debts and low entry wages, it’s far from impossible. Many are even finding a way to do it while still in their 20s.

Stop Being Like Everyone Else

If you look at the statistics, you’ll come away with the notion that people in their 20s can’t be financially successful. Consider that:

  • 20 percent of Americans don’t save any of their annual income.
  • Only 60 percent of Americans have more than $10,000 set aside when they retire.
  • 56 percent of millennials have zero dollars saved for retirement.
  • Two-thirds of Americans have trouble scraping together $1,000 for an emergency.
  • Only 24 percent of millennials can pass a basic financial literacy quiz.

While these statistics are eye-popping and slightly depressing, they don’t have to be your story. For every statistic, there are people on the opposite side. That can be you. And you don’t have to wait until you’re 40 or 50 to get your financial act together.

6 Ways You Can Build Wealth Before the Age of 30

Contrary to popular belief, young people can build significant wealth. It all starts with some simple foundational principles and smart decision-making. Here are some suggestions:

  1. Increase Your Income

This may seem overly simple, but the best possible thing you can do is increase your income. Don’t wish you were making more money, but actually go out there and proactively grow your income. This might look like working more hours, asking for a raise, adding a side hustle, or starting your own business.

  1. Get Control of Your Spending

Once you feel good about the amount of money you have coming in, you need to get control over how much of that money you’re spending (and what you’re spending it on).

You don’t have to live on rice and beans for your whole life, but you should strip away superfluous expenses and be diplomatic about how you spend, save, and invest. Being able to set aside 50 percent of your income to go towards cash savings, paying down debt, and investing is a good rule of thumb. If you aren’t there yet, you need to increase your income and/or be smarter with your spending.

  1. Invest in Retirement

There’s no better time than the present to invest in your retirement. While 60 or 65 might seem like an eternity away, your early investments will yield massive dividends in the decades to come. Just check out this article to understand how significant investments can be when made in your 20s.

  1. Buy a House and Build Equity

Home ownership needs to become a goal of yours. While it comes with additional expenses and responsibilities, home ownership also gives you an opportunity to build some serious equity.

The beauty of home ownership is that you can build equity through two different methods: (1) paying down debt, and (2) watching as your property value increases. When both of these are working, your net worth can increase dramatically over the course of just a few years.

  1. Say No to (Bad) Debt

Nothing will set your personal financial picture back quite like bad debt in your 20s. Whether it’s piles of student loans, credit card debt, or a car loan, these payments eat away at your income and limit your flexibility when it comes to saving and investing. Stay away from bad debt at all costs. Home ownership, real estate investment loans, and smart small business loans are really the only kinds of debt you should consider at this point in your life.

  1. Live Well Below Your Means

This isn’t a sexy tip, but it’s a necessary one for you to hear. Living below your means is simple, yet difficult to follow. It means buying less of something than you can afford – less house, less car, fewer extravagant vacations, etc. In doing so, you cultivate self-discipline and bolster your cash savings and investments.

Adding it All Up

Don’t wait until your 30s, 40s, or 50s to get your finances in order. When you’re in your 20s, time is on your side. Save, invest, and spend wisely. Wealth will eventually follow.

What’s ‘Deadpool’ Star Ryan Reynolds’ Net Worth?

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With Deadpool 2 opening in wide release Friday, May 18, star Ryan Reynolds seems set to continue his streak of starring in wildly successful movies. But what is Ryan Reynolds’ net worth?

Ryan Reynolds’ net worth has been estimated at a whopping $75 million.

Early Years

Ryan Reynolds was born on October 23, 1976, in Vancouver, British Columbia. His earliest acting roles were on television, including a leading role in the Canadian teen soap opera Hillside (known in the U.S. as Fifteen.), two younger sisters, and a large number of foster siblings who exposed Glover to a wide array of worldviews.

Guest spots on U.S. TV shows followed, including The X-Files and The Outer Limits. He became a lead character on the sitcom Two Guys and a Girl, which aired for four seasons before its cancellation in 2001.

Reynolds on Film

Two Guys and a Girl established Reynolds as a solid comedic actor, and he made the transition to movies. Reynolds played the title role in the funny, raunchy National Lampoon’s Van Wilder, a cult favorite which took in $38.3 million at the box office.

Other comedies featuring Reynolds’ talents include The In-Laws (total box office: $26.9 million), Harold & Kumar Go To White Castle (total box office: $23.9 million), and the very raunchy cult comedy Waiting (total box office: $18.6 million).

But Reynolds began branching into more serious, action-driven movies while retaining the charm cultivated in his comedies.

He was a Federal agent in the character-driven shoot-em-up Smokin’ Aces, which grossed $93 million; played the lead in the Amityville Horror remake (total box office: $108 million); and got buff for the superhero sequel Blade: Trinity (total box office: $128.9 million).

Although he was ideally cast as the lead in Green Lantern, it turned out to be a rare superhero dud, even with $219.9 million coming in at the box office.

Deadpool

The Deadpool movies are the movies for which Reynolds will probably remain best known. Created in the early ’90s by writer Fabian Nicenza and writer and artist Rob Leifeld, this Marvel Comics character quickly became a cult sensation thanks to his perverse sense of humor, his habit of breaking the fourth wall to address the reader directly, and his capacity for extreme and cartoonish acts of violence.

Reynolds may well be Deadpool’s biggest fan, considering he spent nearly 11 years and much of his own money to bring the character to movies. He first appeared as Deadpool (or, more accurately, as Deadpool’s other identity, mercenary Wade Wilson) in 2009’s X-Men Origins: Wolverine.

Although the movie earned $373.1 million at the box office, it was not a critical success, nor was it particularly liked by anyone who starred in it.

Most critical of the movie’s naysayers were Reynolds himself, who worked even harder (and spent millions of his own money) to bring Deadpool to his own movie, costume and foul mouth intact.

The movie Deadpool was a gamble, bringing raunchy R-rated sex and violence and wildly irreverent humor to the superhero movie.

But the result was the highest-grossing R-rated movie of all time, bringing in $783.1 million at the box office and bestowing upon Reynolds a fat $10 million paycheck.

Ryan Reynolds’ Personal Life

Reynolds is married to actress Blake Lively, who also starred in Green Lantern. They have two children and lives in a $2.3 million house in Bedford, NY.

Reynolds is active on behalf of a number of charities. He’s best known for his work with the Make A Wish Foundation and befriended his 13-year-old Canadian fan Connor McGrath through the foundation.

Before McGrath’s death in 2016 Reynolds raised money for his treatments, and brought a video of the just-completed Deadpool during a visit, making McGrath the first fan to see the movie.

Reynolds has used his high profile on social media to raise funds for those affected by hurricanes throughout the U.S. O

Lessons From Ryan Reynolds’ Net Worth

As clichéd as “follow your dreams” has become out of the mouths of millionaires, it’s proven ridiculously true in Reynolds’ case. He has attained a high level of success in Hollywood while keeping his feet on the ground and has provided a stable and loving home for his family.

And the phenomenal success of Deadpool makes it easy to forget how unlikely a success it was, and how much of it rested both on Reynolds’ passion for making it happen and on his cultivated charm and star power.

 

Are you going to see Deadpool 2 opening weekend? Which Ryan Reynolds performance is your favorite? Tell us in the comments section beneath this post.

Read More Celebrity Net Worth Stories

If you liked reading this post about celebrity net worth, here are some more from our archives.

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Lando Calrissian in Solo: A Star Wars Story — What Is Donald Glover’s Net Worth?

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Lando Calrissian Donald Glover Net Worth

The multi-talented Donald Glover has a lot going on in May: He unleashed the viral hit music video “This is America” on May 5th and appeared on Saturday Night Live as host and musical guest that same evening. And he plays Lando Calrissian in Solo, a Star Wars Story, which opens in theaters on May 25. But what is Donald Glover’s net worth?

Donald Glover’s net worth has been estimated at $12 million. Given his steady and increasingly distinctive output in a number of media, you can expect that number to skyrocket in the coming years.

The Early Years

Donald Glover was born on September 25, 1983, and raised in Stone Mountain, Georgia (half an hour from Atlanta, where he currently resides).

His extended family included his older brother Stephen (who remains a close collaborator today), two younger sisters, and a large number of foster siblings who exposed Glover to a wide array of worldviews.

With many movies and TV shows prohibited at home by his strict religious parents, Glover made up his own movies, recording audio tapes of stories he’d invent with his brother. High school dramatics provided another creative outlet, and his classmates would vote Glover “Most Likely To Write For The Simpsons.”

30 Rock And Beyond

Glover attended college at New York University’s Tisch School of the Arts. While still living in an NYU dorm he was hired as a staff writer for Tina Fey’s NBC sitcom 30 Rock.

Too talented to be contained in the writer’s room, Glover would eventually appear in the show, and after three years, with Fey’s encouragement, left 30 Rock to pursue other opportunities.

Six days later Glover was cast in the sitcom Community. He played Troy Barnes, a former high school quarterback who, over the course of five seasons, embraced his inner nerd.

Although Glover was not a credited writer on the show, he would improvise many of his finest, funniest lines, to the point where as show creator Dan Harmon recalls, “there was a transitional point where we literally started writing in the script, ‘And then Donald says something funny.'”

Music and Movies

 

But Glover’s considerable talent was not to be contained by television alone.

During his tenure on Community Glover’s music career began in earnest.

Glover had released a few mixtapes as Childish Gambino, but his major label debut occurred in 2011 with his first album Camp.

The album sold 242,ooo copies, earning Glover $250,000. His next album, 2013’s Because the Internet, earned Glover $330,000 and his first Grammy nominations.

That album, and 2016’s “Awaken, My Love!” were both certified Gold by the Recording Industry Association of America (selling 525,000 and 100,000 copies, respectively).

Amid all of this activity, Glover became an in-demand movie actor, as well; 2015 alone saw him appear in three major motion pictures: The Lazarus Effect (which made $38.4 million at the box office), Magic Mike XXL (which made $122.5 million at the box office), and The Martian (which took in a whopping $630.2 million at the box office).

Though an enthusiastic fan campaign to get Glover cast as Spider-Man in a movie didn’t quite work out, the call was widespread enough that Glover was cast in a small but crucial role in the recent Spider-Man: Homecoming (which made $880.2 million at the box office).

Atlanta

The TV series Atlanta may well be the work for which Glover is best remembered.

Modeled on disparate TV shows as Seinfeld and Tiny Toon Adventures, Atlanta tells the story of Earn (Glover), a Princeton dropout fighting depression and homelessness as he works as manager to his cousin, the up-and-coming rapper Paper Boi (played by Brian Tyree Henry).

Glover earned $75,000 per episode for his work on the first season of the show, which showcased both his surreal worldview and his commitment to his community.

He brought together an all-black writer’s room for the show, with most of his staff pulled from outside the world of television.

 

Atlanta is FX’s most-watched comedy, and has received an abundance of awards, including the Emmy Awards for Outstanding Lead Actor and Outstanding Director for a Comedy Series for Glover.

Atlanta‘s second season, its episodes collectively titled “Robbin’ Season,” continued to garner critical acclaim and enthusiastic viewership, even as it juiced its weirdness to higher levels and demonstrated Glover’s bold willingness to abandon comedy completely (most distinctively in the terrifying and emotional Gothic horror episode “Teddy Perkins,” one of this year’s greatest episodes of any television program.)

The final episode of the season aired May 10, although Glover has signed a deal with FX to create a number of different properties.

Lando Calrissian

With the premiere of Solo: A Star Wars Story on May 25, Glover’s casting as the super-cool swindler Lando Calrissian already has fans suggesting that he should get his own movie too.

Glover himself is giddy over being cast in the role, a boyhood hero. “It’s the biggest boat you can be on,” he told The Hollywood Reporter, even as he acknowledged the drawbacks of being simply an actor in a gigantic Hollywood franchise.

Throughout all of this, Glover has operated out of a home in Atlanta’s increasingly-hip Inman Park neighborhood (valued at $1.174 million); he also maintains an apartment in L.A.’s Hollywood Hills (valued at $1.3 million).

He has donated his time and money in support of the charities Community Connections (a group that provides children living in foster homes with essential items) and Oceana (which works to protect the world’s oceans).

Lessons from Donald Glover’s Net Worth

Considering Glover’s success in so many fields, it’s impossible to say that any of them are necessarily side projects, since he has excelled in everything he’s done.

Donald Glover’s work as a creator has found him balancing his commitment to telling his community’s truths with his awareness that he’s working for a network with a bottom line.

This has enabled him to create groundbreaking work with creativity, emotion, and integrity while becoming a financially successful artist. We can’t wait to see what he does next.

Readers, what are your favorite performances of Donald Glover’s? And are you planning to see  Solo, a Star Wars Story in theaters?

If you enjoy reading our blog posts and would like to try your hand at blogging, we have good news for you; you can do exactly that on Saving Advice. Just click here to get started.

Read More Celebrity Net Worth Stories

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What Is the Net Worth of Cardi B?

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Cardi B's net worth
Cardi B has taken the music world by storm. The rapper had some significant accomplishments along the way. She knocked Taylor Swift out of the number one spot on the Hot 100 Billboard chart in September 2017. In January 2018, she even outdid Beyonce, becoming the first female artist with five singles simultaneously in the top 10 on Billboard’s Hot R&B/Hip-Hop chart.

As of early 2018, Cardi B’s net worth was estimated at $4 million. The majority of her wealth was actually accumulated in 2017. In fact, in 2016, her net worth was only $400,000. That’s a tenfold increase.

Early Years

By the age of 21, Cardi B had $27,000 to her name, thanks to her work as a stripper. She had a serious savings goal too, planning on having a net worth of approximately $100,000 by age 25.

During that time, she also had an active Instagram account in which she showed off her body and discussed her desire to be rich and famous. That account helped her take the next step.

Cardi B appeared on the show Love & Hip Hop: New York in 2015, thanks to the viral nature of her Instagram account. She was an integral part of the story line, helping her gain notoriety. She also got paid for participating, helping her achieve a net worth of $400,000 by 2016.

Record Deal

Her role on Love & Hip Hop: New York helped make the release of her mixtapes a success. By February 2017, she had a record deal with Atlantic Records. In that single moment, Cardi B’s net worth went up by $1.1 million.

After working hard in the recording studio, Cardi B’s single “Bodak Yellow” hit the airwaves, and it really launched her career. This was followed by “Bartier Cardi,” which just recently got a music video. A third single, “Be Careful,” showed a different side of Cardi B, being more sung than rapped.

The subsequent album, Invasion of Privacy, was highly anticipated, thanks to it featuring both hit singles. It hit the shelves on April 6, 2018, after she’d already reached $4 million in net worth.

Cardi B’s Net Worth Could Skyrocket in 2018

If her newest recording is as successful as it could be, then her net worth will likely skyrocket over 2018. A likely contributor to album sales: Cardi B is in the lineup for the Coachella music festival this month. Just for comparison, here’s what five of the other performers net worths look like:

  • Beyoncé – $290 million to $500 million
  • Eminem – $190 million to $246 million
  • The Weeknd – $55 million to $92 million
  • Post Malone – $8 million
  • Wizkid – $11 million to $12 million

Cardi B could have a long career ahead of her, so her net worth may continue to grow for years to come. The sky may be the limit.

Are you a Cardi B fan? Tell us in the comments below!

Read More Celebrity Net Worth Stories

If you liked reading this post about celebrity net worth, you just might love some of these others stories from our archives: