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What is The Minimum Wage In Arizona?

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what is the minimum wage in Arizona

Whether you are just taking your first steps into the workforce or are looking for entry-level positions. Understanding the minimum wage in your area is essential. It gives you an opportunity to estimate your earnings and determine if you think the compensation for doing a particular job is fair. Which is based on the workload involved. If you’re looking for employment in the Grand Canyon State.  Here’s what you need to know about the minimum wage in Arizona.

What Is a Minimum Wage?

Before digging into the minimum wage in Arizona. It’s important to understand what a minimum wage is and how it works in various scenarios. Generally, the minimum wage is a dollar amount. Marking the lowest amount an employer is allowed to pay per hour when compensating covered nonexempt employees.

While the minimum wage applies to most employees. There are exceptions. For example, young workers during their first 90 consecutive days of employment, student learners, and full-time students working for certain institutions can be paid less. There are also separate rules for disabled individuals who are working under specific types of contracts. As well as for tipped workers.

On the federal level, the minimum wage for covered nonexempt employees is $7.25 per hour. For tipped workers, the federal minimum wage is $2.13 an hour. However, tipped workers still have the right to make the equivalent of $7.25 an hour. If the value of their tips doesn’t bring them to that point, the employer must adjust their hourly compensation for that pay period to ensure they reach the threshold.

The federal minimum wage hasn’t changed since July 2009. At this time, no legislation has passed that would increase it.

Now, it’s important to understand that states and cities can enact their own minimum wage laws. With those, they can require a higher minimum wage than is mandated at the federal level. They aren’t allowed to make the minimum wage lower, however.

Additionally, states and cities can require tipped workers to be given the full minimum wage instead of the reduced rate



What Is the Minimum Wage in Arizona?

In 2020, the minimum wage in Arizona for non-tipped workers is $12.00 per hour. However, employees who receive tips can be paid up to $3.00 less per hour. As a result, the minimum wage for tipped workers in Arizona is $9.00 per hour, suggesting that any tips earned brings them up to the equivalent of $12.00 per hour. If the tips fall short, the employer has to make up the difference.

On January 1, 2021, the minimum wage in Arizona will change. For non-tipped workers, it’s set to rise by $0.15, making it $12.15 per hour. Tipped workers will also see their pay rates go up. Since they can only be paid up to $3.00 per hour less, their minimum wage becomes $9.15 when the new year begins.

Higher Minimum Wages

Some cities in Arizona do have higher minimum wages. For example, in Flagstaff, the minimum wage in 2020 is $13.00 per hour ( $10.00 per hour for tipped workers). On January 1, 2021, it will go up to $15.00 per hour ($12.00 per hour for tipped workers).

Flagstaff also has its 2022 increase planned, with the minimum wage moving up to $15.50 per hour or $2.00 above the state minimum wage, whichever is higher. For tipped workers, they’ll start earning $13.00 per hour or $2.00 above the state minimum wage, whichever is higher, as well.

By 2023, the Consumer Price Index (CPI) will play a role in Flagstaff’s minimum wage. The minimum wage will be adjusted based on shifts in the CPI, though it will never be less than $2.00 above the state’s minimum wage.

Do you think the minimum wage in Arizona is high enough? Why or why not? Share your thoughts in the comments below.

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If you enjoy reading our blog posts and would like to try your hand at blogging, we have good news for you; you can do exactly that on Saving Advice. Just click here to get started. If you want to be able to customize your blog on your own domain and need hosting service, we recommend trying BlueHost. They offer powerful hosting services for $3.95/month!

5 Best Things to Sell on Facebook Marketplace

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how to sell on facebook marketplace

Facebook Marketplace has grown as a popular place to sell off your stuff. It’s a great way to get rid of things that you no longer want. Plus, you get to make some money as you declutter. Moreover, Facebook Marketplace is now available to small businesses and indie artisans as a smart sales channel. You can learn how to sell on Facebook Marketplace fairly easily. To get started, you’ll want to learn the things that sell the best.

What is Facebook Marketplace?

You can sell items directly through Facebook. The Marketplace started as a place for peer-to-peer selling. In other words, if you had an item that you wanted to get rid of, then you would list it for sale through the channel. Then you’d usually connect in person with the buyer and make the sale. It was similar to selling items on NextDoor or Craigslist. Facebook Marketplace is also a good eBay alternative.

You can still sell on the site in this way. In fact, you can make some good money decluttering your stuff while you’re at it. However, Facebook Marketplace has grown. People now use it to sell items in bulk. Small businesses use it to make sales. It’s a great channel for sellers of various sizes. Therefore, it’s worth it to get to know how to sell on Facebook Marketplace.



How to Sell on Facebook Marketplace

Maybe you’ve thought about how to sell on Facebook Marketplace but haven’t actually looked into it. If so, then you might think it’s a little harder than it really is. Because actually, it’s super easy. You don’t need anything special, since you probably already have a Facebook account.

Here’s how to sell on Facebook Marketplace:

  • Go to your News Feed.
  • Click on Marketplace.
  • Click Create New Listing.
  • Select Item for Sale.
  • Add photos, information about the item, and the price.
  • Click Publish.

That’s it. That’s how to sell on Facebook Marketplace. Of course, to get the best prices and fastest sales, you’ll want to learn a little bit more detail about how to sell on Facebook Marketplace.

What to Sell on Facebook Marketplace

The most important thing to know is what sells well on the site. After all, some sites are naturally better for selling certain items than others. You want to declutter your stuff to the right site to make the most money in the fastest amount of time.

Here are the five things that sell best on Facebook Marketplace:

1. Children’s Clothes, Toys, and Furniture

Historically, children’s items sell really well on Facebook Marketplace. If you have a child that has outgrown some items, then listing them here is a great idea. In particular, if you have unused or little-used items that are in great condition, they’ll probably easily find a new home through this sales channel.

Since this is such a popular product niche, Facebook Marketplace is also a great place for people who make / sell items for children. If you have a speciality handmade item – for example, you crochet stuffed animals for kids – then it’s worth a try to add Facebook Marketplace to your sales options.

2. Gently Used Electronics in Good Condition

Popular electronics and gadgets also sell well. Everything from an old Wii to a new virtual reality headset has some potential for good sales on the site. Most of us upgrade to new electronics then aren’t sure what to do with the old ones. Instead of simply shipping those things out for recycling, try selling them on Facebook.

3. Furniture

There are three great options for selling furniture on Facebook Marketplace:

  • Get a little bit of money from an old, worn item that you want to get rid of.
  • Reupholster, repaint, or otherwise freshen up an old piece and sell it for higher value.
  • Sell your handcrafted furniture as a small business on Facebook.

4. Handmade Items

People like supporting handmade businesses when they can. Therefore, if you sell something that you make yourself, then you might have some luck on Facebook. Jewelry, handcrafted fragrances, knit and crochet accessories, and other handcrafted items do well as niche markets on the site.

5. Anything Not Worth Shipping

Of course, Facebook Marketplace can reach people all over the world. But if you have a strong local network, then it’s a great option for sales where you don’t want to pay for shipping. Oftentimes, shipping costs are prohibitive to online sales. Bulky items and low-value items are two big examples. So, if you have a couch or a bunch of DVDs for sale, then most online sales channels aren’t worth it. But if you can use Facebook Marketplace to access a local sale with no shipping then it’s worth it for you and the buyer.

Other Items That People Sell

Some of the other things that sell well on Facebook Marketplace include:

  • Accessories and Clothing
  • Art
  • Cars (there’s an entire section of the marketplace for them)
  • Collectibles
  • Home goods
  • Pet supplies
  • Storage supplies and organizational materials
  • Surprising niche items (remote controls, crayons, Legos, and golf balls!)

What NOT to Sell on Facebook Marketplace

Before you sell anything on the site, you should go over their rules for sales. There are certain things that you aren’t allowed to sell through the site. Most of these are obvious – no weapons, drugs, or currency. Less obvious is that you aren’t allowed to sell digital-only items through Facebook. Some of the other prohibited items include adult material, animals, tobacco, recalled products and “misleading, deceptive, or offensive items.” You can sell event tickets and gift cards but only following strict guidelines.

Additional Tips for Good Sales

In addition to choosing the best items for sale, here are some other tips for how to sell on Facebook Marketplace:

  • Check out Facebook’s guide to selling which offers tips for frequent sellers, small business sales and more.
  • Take your own high-quality photos in good lighting showing the true details of the item for sale.
  • Provide a strong, unique description that uses positive language but is also honest.
  • Choose a fair price. You want to make money but you also want to get sales. Strike a balance.
  • Answer questions quickly. Respond professionally to all order. Run this like a business.

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If you enjoy reading our blog posts and would like to try your hand at blogging, we have good news for you; you can do exactly that on Saving Advice. Just click here to get started. If you want to be able to customize your blog on your own domain and need hosting service, we recommend trying BlueHost. They offer powerful hosting services for $3.95/month!

How to Find Paid Opinion Surveys for Money

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Opinions may pass for simple statements that nobody cares about – but this is not the case for the growing number of businesses that are willing to pay to get them. With internet access increasing significantly, people are always looking for opportunities to make money in their spare time. There are many things you can do to make money online, but taking paid opinion surveys is one of the easiest ways to do so.  [Read more…] about How to Find Paid Opinion Surveys for Money

Is Teespring Legit or a Scam?

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Is TeeSpring Legit
There are a lot of people who are looking to make money online, but there are so many money making scams out there. As a result, you may be pretty skeptical of any popular “side-hustle” ideas floating around the internet. This isn’t a bad thing, as being skeptical can save you from wasting time and money. This skepticism is especially strong when there is a claim of what initially appears to be too good to be true, such as no upfront costs needed to begin the business. Teespring is one of these companies that almost seems too good to be true.



Is Teespring Legit?

The first question is whether or not Teespring is legit. The company has been around for a few years now, and has even produced a number of millionaires according to Forbes. In order to ascertain if Teespring is legit, it’s important to understand how they make money.

How Teespring Works

Teespring seems rather ingenious by making it a win-win situation for all. Instead of creating a design, paying a T-Shirt company to create the T-Shirts and then hoping you can sell all of them to make a profit, Teespring has you create a T-Shirt and set a goal of how many T-Shirts you will sell. The more you think you will sell, the more money you’ll make if you reach the goal. If you don’t reach the stated goal, then the T-Shirts are never produced and no money ever changes hands.

This is how Teespring is able to not charge an upfront fee. If you don’t hit the stated sales goal, they don’t have to produce the shirts. If you do reach the stated sales goal, a profit for you and the company have already been factored in. So, they produce the shirts, and are guaranteed a profit.

Is Teespring Safe?

There is little initial financial risk to using Teespring, so the company is pretty safe. Since you don’t need to give any upfront money when using Teespring, you aren’t risking losing your hard-earned cash. The real investment is your time. If you create campaigns that don’t reach their sales goals, you don’t earn anything. With that said, there are some unique problems with Teespring that you may consider “unsafe”.

Quality Issues With Teespring

Many content creators, businesses, and independent users lean on Teespring to make shirts. While only having 3.5 stars on Trustpilot, most negative reviews seem to be website-quality-related, or complaints about the time it takes to receive materials. While these issues can be worrisome, it doesn’t exactly implicate Teespring as a “scam”. It does, however, suggest you may want to shop around and see if there are other companies that can meet your needs.

In addition to their mediocre Trustpilot score, Teespring currently isn’t accredited by the Better Business Bureau. In fact, the BBB reports similar findings to Trustpilot, in that Teespring receives a high volume of customer complaints. The BB notes two primary issues of note: Customers finding it difficult to remove personalized artwork from the site, and the same late delivery problems found on Trustpilot reviews.

Qualitative Risks of Using Teespring

As mentioned above, there are a couple of risks involved with using Teespring. They don’t make it a “scam”, but they are definitively noteworthy. The most widely reported risk is blown deadlines. It seems pretty well-covered that Teespring struggles to get materials out on time for a significant subset of their customers. So, if you need your materials to make it to you on-time, you will probably want to explore other options.

Another risk reported by the BBB is the possibility of not being able to remove your art from the website. If you are a design-based business, your intellectual property is invaluable. As a result, you may need to think twice about using a company that may not surrender it when you ask. AS the BBB states, it is vital to examine the Terms of Service before you make your purchase to ensure your IP is protected.

Monetary Risks of Using Teespring

Other notable risks are costs you may incur when creating and trying to sell the T-shirts. If you pay someone to design a logo or other image (you don’t have to, you can do this on your own), you may lose these costs if you don’t ultimately sell the T-shirts you have set as a goal. The same can be true if you spend money to try and promote the T-shirts. This money is gone and you don’t get anything for your investment in the advertising if you don’t reach the T-shirt sales goal.

You also have a slight risk with the number of T-shirts you think you can sell. The higher you set your goal, the more you will make for each shirt sold. The problem is, if you don’t reach the goal, you get nothing. For example, if you set a goal of 50 shirts and sell only 49, the shirts are never produced and you get nothing. If, however, your set the goal at 10 T-shirts and sell 49, you would get paid a commission for all the sales since you met the goal. Although, that commission would be less than if you had said you could sell 40 T-shirts. Attempting to accurately estimate how many T-shirts you can sell without overestimating is vital.

Is Teespring Legit or a Scam?

Teespring is not a scam, it is a legit business. Although, this doesn’t mean it is the best business for you. There are some risks, so it’s important to understand how the company works so you know what you’re getting into, but it’s a legit opportunity to make money without having to pay any upfront costs. If you think you are creative enough to come up with some T-shirt designs which you could sell to others, you may want to check out Teespring as a possible way to make some extra money in your spare time. Just make sure to explore all available options before pulling the trigger.

For how to make a success of selling this business as well as other side businesses check out these articles.

Building Facebook Pages for T-Shirts Sales
How to Mix Investing and Small-Business Ownership
Side Jobs to Grow Your Bank Account

(Image courtesy of Teespring)

 

If you enjoy reading our blog posts and would like to try your hand at blogging, we have good news for you; you can do exactly that on Saving Advice. Just click here to get started. If you want to be able to customize your blog on your own domain and need hosting service, we recommend trying BlueHost. They offer powerful hosting services for $3.95/month!

4 Reasons Paid Survey Sites Are One Of The Best Places To Earn Money

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If you’re looking for a quick and easy way to make some extra money online, paid survey sites are where you should start. Paid surveys can be one of the great ways to earn extra cash while you work the hours you want. And, when you want to work as little as possible, or even work when it’s too late in the evening or early morning, these surveys offer you the opportunity to do just that! [Read more…] about 4 Reasons Paid Survey Sites Are One Of The Best Places To Earn Money

What Are the Common Traits of Millionaires?

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Common Traits of Millionaires

Getting to a net worth of one million dollars is a goal for a lot of people. Millionaire status is a hot topic on most finance websites, as it comes with the idea of long-term financial stability. Even those who aren’t obsessed with money have good reason to work toward it, as it means security for themselves and their family. While it seems that this goal is unattainable, there are common traits of millionaires that can help you get there. By implementing these in your life, it could make the road a little less scary for you.

Long-term Investing

There are a lot of “get rich quick” investment strategies out there. It seems that anybody who watches finance videos on YouTube is going to be targeted by ads covering things like drop-shipping and day trading. While there are a few people who famously made millions doing this, it isn’t the common factor among wealthy people. Their wealth comes from more conservative, reliable investment strategies. Accounts like IRAs, index funds, mutual funds, and others are great ways to create reliable growth over time. They are low risk, and therefore seem a lot less glamorous than their short-term counterparts. The issue with the “fast” ways of doing things is that most people lose money on them. Becoming a millionaire usually takes time, so don’t let yourself get distracted by the rush.

 

Budgeting and Financial Planning

To the majority of millionaires, knowing where your money comes from and where it goes to is of vital importance. Budgeting, whether you do so strictly or not, is almost a requirement to ensure you end up meeting your goal. You need to address how much money you are making, how much is going to taxes, and how much you actually need to spend. This will help you address issues of overspending, which is the trap most people fall into. Having a budget and a plan to increase your income is a great way to keep updated on how close you are to millionaire status.


Work With a Financial Advisor

The previous tip is so important, we even recommend that you get professional help if you don’t have much experience with it. Wealth management professionals, CPA’s, and other finance experts can all feed you valuable information that will carry you closer to financial freedom. Use these resources to build your financial plan, and get feedback on your budget.

Invest in Yourself

While it doesn’t look the same for everyone, self-investment is a major through-line among most millionaires. Whether it is spending on education, investing time to learn a skill, or getting quality tools and equipment, these investments can rapidly shift you in the right direction. High-level degrees can make you great money as a doctor, lawyer, or engineer. Time spent on a trade can make you a desirable mechanic, artist, or assist in many other occupations. For most of these jobs, reliable transportation, work equipment, and housing are paramount to maintaining your success. So, don’t be hesitant to invest in yourself, so long as you can afford it.

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If you enjoy reading our blog posts and would like to try your hand at blogging, we have good news for you; you can do exactly that on Saving Advice. Just click here to get started. If you want to be able to customize your blog on your own domain and need hosting service, we recommend trying BlueHost. They offer powerful hosting services for $3.95/month!