"Debts are nowadays like children begot with pleasure, but brought forth in pain." - Moliere
Bridging the gap between saving money and investing
Many people have spent a good deal of time this year in a house that needs updating. so, when it comes to getting furniture, it is important to know when to go. Rooms To Go is a popular and affordable home furnishings store, with a pretty open holiday schedule. That being said, here are the exact days you can expect most stores to be open. (Note: Rooms To Go Holiday Hours don’t usually differ from regular operating hours, as long as they’re open.)
When it comes time to buy a gift, spend some extra cash, or use a gift card, getting the best deal is imperative. Nobody wants to overspend, and making sure you get the best value is almost part of the holiday fun. Deal hunters everywhere are always looking for ways to save money on the newest tech or land an awesome price on something they need. Lucky for them, Best Buy has made it easier than ever to “shop around” by price matching local retailers, including their online prices. To figure out how this works, here are some of the guidelines on how to price match at Best Buy during the holidays.
As a rule of thumb, services or subscriptions (like cell contracts) are not eligible for price matching. That being said, most physical and digital products are matchable. There are certain exclusions, but those leave a pretty wide swath of eligible items. In fact, Best Buy will even price match Amazon products that are sold by an actual retailer. Although, some exceptions exist when it comes to matching Amazon prices on store brands like Insignia. They will price match almost any large retailer, as well as smaller local retailers as long as the product is readily available. If the seller you show them is out of stock, it is not eligible for price matching. Despite the few restrictions, Best Buy has a very generous policy on making sure they will not be beat on price. They will even match warehouse club pricing at places like Costco and Sam’s Club. In fact, they will honor prices that are below the cost they paid for the product!
In yet another impressive policy move by Best Buy, they will honor any price reductions that take place during your return/exchange period. This means that if your product is still eligible for return, and they do a promotion dropping it’s price by $30, you can go in and have them give you that same discount. They will credit you the difference as long as you go in and request it. Some may allow this over the phone or online, but it’s a much safer bet to go in and try face-to-face. This is a pretty unique policy, and we are thankful for it.
The process is simple. When you are at the store, find the product you want and grab a Best Buy representative. Simply show them proof of the competitor’s price, and they will let you know if you can price match it. You can also bring it up at the cashier, but this will slow things down. It is more considerate to take care of it before people are stuck in line behind you. The ad or web listing has to be current and in-stock; Best Buy does reserve the right to contact the competitor to verify price and current availability. This may hinder your ability to price match insane blowout deals that sell out quickly, so be careful.
When holidays come around, everybody struggles over what to buy. Family members and friends want to get you a great gift, but sometimes they miss the mark. When that happens, it is always good to know the return policy at the location they bought it. Barnes and Noble offers more than just books. Many people purchase decorations, toys, and other memorabilia there to give as gifts. With so many different ways to go, maybe your gift-giver didn’t quite nail your taste. If that is the case, here is everything you need to know about the Barnes and Noble Holiday return policy.
Before looking at the holiday alterations on it, let’s go over the typical return policy of B&N. First off, anything bought in-store can be returned within 30 days. This qualifies for any physical items including, but not limited to, books, toys, shirts, and board games. Anything that is bought and carried out is eligible. In addition, anything bought on its website, or from its “other seller” list, can also be returned within the same timeframe with proof of purchase (though items from “other sellers” must be returned to the seller from which you bought it). Pretty much the only things that can’t are digital items, as they are too easy to reproduce. These cannot be returned at all and are yours forever.
Every holiday is different, and Barnes and Noble does not have any set-in-stone holiday policies. They do, however, have a gift policy. As long as you have a gift receipt, you get an extra 30 days added on to the regular return timeframe. This means that you can return gifts with said receipt up to 60 days after the initial purchase. This helps make up for the time it took the gift to actually make it into your hands. Again, though, this does not apply to digital products. If somebody buys you an e-book, you’re sort of stuck with it (sorry!).
Most of the time, Barnes and Noble will have special holiday policy changes that they create on the fly. Make sure you check out its website to see if they have anything to help you in your situation. With that said, I hope this information helps you pick something you’re going to love. Enjoy!
Everybody is struggling to get everything they need during this coronavirus crisis. With grocery stores being overrun with panic shoppers, and anxiety about being in crowds, shopping for essentials can be difficult. While it is important to make sure you are stocked up on food and supplies, the store experience can put you at risk for disease and a massive headache. The good news about this is that grocery stores are adapting to meet your needs. ALDI, in particular, is joining forces with Instacart to offer online ordering and curbside pickup for customers who don’t want to enter the store. It is a very simple process, but here are the steps to order online and pickup groceries at ALDI’s stores.
Simple enough, just click the link above to get to the website!
In the online store, pick out everything that you are going to need. Make sure to get all your bases covered. Food, cleaning supplies, pet care products; anything you would normally pickup at the grocery store is at your fingertips!
On the website, you will be given a list of times and ALDI locations for pickup. If your local store isn’t listed, it unfortunately isn’t a participating location, and you may need to go in-person. Make sure you double check! The time part is simple, they will need time to gather your products, so your pickup times are somewhat limited. Select when you want to pick them up and make sure you get there on time!
Take one final passthrough of your cart, location, and pickup time to ensure you’ve got it all correct. Once you’re certain that everything is ready to roll, hit “Place Order” and get ready to grab your groceries!
To locate the designated pickup spot, look for a blue curbside space with a sign nearby. Read the signs and follow the instructions. Make sure you get there at a reasonable time, because they will not let your groceries sit for too long to avoid any issues with perishables.
Once you have followed the signage by your pickup spot, you can snag your products and get back home! No long lines in the store, no risk of infection, and minimal hassle. This is definitely the safe way to go, and it’s great that ALDI is offering such a convenient service. We hope you enjoy!
Marijuana has long been used by individuals as a way to both relax and alleviate pain. The substance can even be helpful when it comes to alleviating anxiety, panic attacks, insomnia and some cases of PTSD. Because of its benefits, it is no surprise that many people are beginning to use cannabis to help their overall health and sense of well-being. If you’re currently living in New York, you can easily visit NuggMD to learn more about obtaining your medical marijuana card online. By applying for and receiving the card online, you’re cutting out the time and hassle of trying to get it from a local doctor or healthcare facility.
You have a number of cannabinoid receptors in your brain. When these receptors are lacking or depleted, this can cause mental and physical problems to show up. For example, individuals who have severe, chronic insomnia may be lacking in certain cannabinoids as well as those who have PTSD and anxiety. When you use cannabis, you are essentially replacing these lost chemical compounds so that your brain is able to function appropriately. These chemicals are vital to overall neurotransmitter functioning, and replacing them with a natural substance such as medical marijuana is easy, quick and effective.
Another way that marijuana affects the brain is by increasing and releasing a chemical known as dopamine. You probably know of dopamine as the feel-good brain chemical that you might get from other types of activities, like hugging, working out, or even playing your favorite retro video game. However, cannabis can release greater levels of this chemical into your system. Dopamine is known for improving happiness, pleasure, learning ability and motivation. For this reason, many people who are using cannabis have found that they have the motivation to improve their lives, and it can help in the case of both anxiety and depression relief.
There are two main components of marijuana and these include both CBD and THC. CBD can help with replacing the active chemicals in your brain and body without the high feeling that you would get from actually using the full form of marijuana. THC, on the other hand, offers both the benefits of CBD as well as THC. You will feel the high that people get when using cannabis, so you will want to avoid driving or using heavy machinery while under its effects. Effects can last for typically a few hours, however, CBD has cumulative effects as well, so you’ll find that you get better the more that you take it.
One of the reasons so many people avoid marijuana is because they’re afraid of it becoming an addiction. Cannabis is less addictive than sugar, cigarettes and alcohol, so it is often a safe option for individuals looking to benefit from its effects. As always, it is important to discuss your substance use with your doctor and if you feel that you are becoming dependent on it, you’ll want to seek help as soon as possible. However, many individuals are able to take the substance without any addictive effects.
Car buying is a deeply emotional process. While most people think of it as a logical financial decision, feelings play a larger role than anything else. Constant thought of what others will think, how the car will look on Instagram– how “nice” it is; all of this can cloud your judgement. The fact is, while the “student debt crisis” takes over headline after headline, there is more outstanding car debt than student debt in the US. To the tune of $1.2 trillion, bad car buying decisions plague this country in a massive way. This needs to end, and so I am writing this so you have something to link your friends when they give your used wheels the side-eye. Without further adieu, here are the reasons the 4-figure car purchase is the way to go.
Everybody knows this one, and yet, we fall into the same old trap. The moment a new car is driven off of the lot, the value plummets. Is this due to mileage? No. New cars on dealer lots can rack up hundreds of miles due to test drives, and the value doesn’t change. Simply, the idea of a “new car” has value in our society. So you are, quite literally, paying for nothing. This causes people to buy from unreliable brands like Nissan and Kia in order to get a “new car” for a low price. I don’t have to tell you not to do this, because you probably can’t for less than $10k anyway!
Just because a car is older and cheaper, doesn’t mean they can’t be pretty. $9999 is an amazing car budget. For example, the main picture on this article is a 1990’s Lincoln Town Car, which goes for $1000-3000 on the used market with decent mileage. Only a couple thousand for an amazing suspension, beautiful classic looks, and astoundingly comfy seats. On the higher end, E90 BMW 3 series are available easily for less than $10000. A wonderful combination of sport, luxury, and sex appeal. If you think cheap has to mean low-quality, you haven’t been looking.
This one’s easy. Older cars tend to have cheaper parts and better aftermarkets. This means whether you do the work yourself, or let the dealer take care of it, your repair bills are going down. There are a few exceptions to this rule, but it remains a general rule nonetheless.
They just don’t make ’em like they used to. An early 2000’s Lexus LS400 was a luxury showstopper that could run forever. Costing about $2000-3000 for a decent example now, these absolute zombies could run for 300-400 thousand miles. No new car is expected to reach numbers like this, even from the same historic Toyota brand. Older cars were, in general, made to last much longer than the newer ones. Not only that, but there is better information out to inform your purchasing decisions. Odds are if you are buying a car for under $10k, your local mechanic has had enough time to get to know the reputation of most options pretty well. You’ll be paying much less to get much more out of your purchase.