Teri Monroe

Posts by: Teri Monroe

Could Your “Diversified” Portfolio Be 80% the Same Asset Class? Diversification is the golden rule of investing, but many investors only think they’re diversified. In reality, portfo... read the story

7 Passive-Income Streams That Don’t Collapse in a Recession Passive income is a dream for many retirees—money that flows in without constant work. But not all income streams hold... read the story

Should You Ditch Cash Stuffing Now That Banks Track Large Deposits Differently? Cash stuffing—filling envelopes with bills to track and control spending—has exploded in popularity. Social media ma... read the story

6 Frugal Habits That Save Thousands Without Feeling Deprived Frugality often gets a bad reputation for being restrictive or joyless. But true frugal habits aren’t about cutting ev... read the story

8 Sinking-Fund Categories People Overlook—Until a Crisis Hits A sinking fund is like an emergency fund’s proactive cousin—it’s money you set aside for predictable but irregular... read the story

9 Real-Estate Math Errors That Turn Profits Into Losses Real estate is one of the most popular retirement investments. It promises steady cash flow, appreciation, and diversifi... read the story

8 ETF Errors That Cost More Than Mutual Funds Ever Did Exchange-traded funds (ETFs) have exploded in popularity over the past two decades. Many retirees and investors moved mo... read the story

What Happens When Your Caregiver Becomes Too Close to the Family? Caregivers are meant to provide professional help with daily tasks, health, and companionship. But sometimes, these role... read the story

What Happens When You’re Too Honest With a New Romantic Partner? Most people agree honesty is the foundation of a healthy relationship. Seniors entering new romances after retirement of... read the story

10 Envelope-System Tweaks That Survive Inflation The envelope system has been a classic budgeting method for decades. Cash goes into labeled envelopes for each spending ... read the story