Teri Monroe

Posts by: Teri Monroe

8 Refinance Triggers That Save Big—If You Act Before Rates Move Again Refinancing can feel like chasing interest rates, but timing isn’t the only factor. Certain life or financial changes ... read the story

10 Student-Loan Tactics Borrowers Wish They Tried a Year Ago Student loans remain one of the biggest financial burdens for Americans. Even retirees are impacted, either carrying bal... read the story

Will Your Credit Utilization Spike After Your Card Slashes Your Limit? Credit utilization—the percentage of available credit you use—drives your score. But many borrowers forget their ban... read the story

7 Debt-Consolidation Mistakes That Wreck Good Credit Debt consolidation sounds like a relief strategy: combine multiple balances into one lower-interest loan. But retirees a... read the story

7 Retirement Savings Milestones You Must Hit by Age 55 Reaching your mid-50s is a turning point in retirement planning. By this age, your savings habits should already be work... read the story

9 Roth IRA Mistakes That Trigger Surprise Taxes Later Roth IRAs are popular for their promise of tax-free growth and withdrawals. But many investors don’t realize there are... read the story

Are Index Funds Still the Safest Long-Term Bet—or Are You Overexposed? Index funds have long been hailed as the gold standard for retirement investing. Their low costs, broad diversification,... read the story

9 Balance-Transfer Cards With Gotchas in the Fine Print Balance-transfer credit cards promise relief with low or 0% intro APRs. For borrowers juggling high-interest debt, they ... read the story

10 Portfolio Rebalancing Mistakes Investors Keep Repeating Portfolio rebalancing is one of the most important disciplines in investing. It helps keep risk in check, ensures divers... read the story

5 Dividend “Rules” That Don’t Hold Up in 2025 Dividend investing is a classic retirement strategy, promising steady income and stability. But in 2025, some long-held ... read the story