Garlic breath may keep both lovers and vampires at a distance but the spice can lower your cholesterol — and is so effective at it people buy more of it than any type of herb that promises these benefits. It also lowers blood pressure, reduces your chances of getting heart disease or dementia, and even […]
Coming soon: An official PayPal bank account. Although PayPal used to require that you already have a bank account or card with another financial institution, that won’t be necessary with new offerings debuting this summer. The company will be going from only offering payment products to having actual deposit-holding accounts backed by the Federal Deposit […]
Don’t say we didn’t warn you (yesterday). The IRS website is reportedly crashing from last-minute e-filing traffic. As predicted, the online version of a traffic jam at the worst possible time came true. In fact, by April 6, traffic to the Internal Revenue Service website was already 23.9% higher than it was last year,as both […]
Costco members can enjoy another batch of coupons that are valid from April 19 through May 13. Here’s a preview of what’s in the latest Costco coupon book. The latest promotions span 23 pages — a scan of them appears below. Or, to read more details highlighting the best of these offers, head over to […]
The Internal Revenue Service automatically approves every single request for an extension that’s filed on time — but what if you skip that step and just don’t file your tax return? This depends on what kind of income you received for the year and whether you owe money or are entitled to a refund. Income […]
Although less than one in 10 taxpayers file their returns by paper, the U.S. Postal Service is accommodating last-minute filers by selectively extending post office hours on tax day, April 17. This includes expanding the hours of mail collection at some, but not all locations, and in most cases it’s just staying open just an […]
You may have until April 17 to figure out contributions to retirement plans, but don’t confuse it with the deadline for mandated withdrawals known as required minimum distributions (RMDs). That ship has already sailed for the 2017 tax year and if you are late or miscalculate how much you owe, you get hit with a 50% penalty on the […]
Congratulations: If you’re like 80% of the population, you are getting a tax refund, and it’s averaging $1,600 this year. A financially responsible person might opt to pay down debt or invest the money — but temptations to spend it are everywhere. But someday you might regret not putting your windfall to better use, and […]
With every interest rate uptick, lenders and card companies get stricter about approvals. If your credit score falls below 600, you’re likelier to be rejected when you apply for financing — unless you try the so-called shopping cart trick. Here’s how to do it — and where. It involves applying for store-branded cards that tend […]
The high-cost of housing may be taking its toll: foreclosures are surging in New York City. Is this a fluke or do NYC foreclosures show an early sign of trouble? Although a likely contributor might be rising interest rates, the effect doesn’t appear to be consistent nationwide. Another sign of the trend, however, has appeared […]
