There are a lot of discretionary expenses that we incur every day. Whether we spend more for a brand name product or save money on a generic product is entirely up to each individual buyer. Whether we should buy a new car or a used car or go without a car is also an individual […]
I just enjoyed a delightful lunch with an old friend. I drove to her office and we walked to a nearby seafood restaurant where we were able to relax and catch up. It was quite a pleasure and I had a completely and thoroughly entertaining meal with her. After we had finished our lunch, the […]
When people talk about making small changes that can save a lot of money over time, the daily cup of coffee is often the example used. If you skip that $4 morning cup each day, you save $20 a week which comes to over $1000 saved for the entire year. The thing is, even if […]
Free can mean a lot of things. There are the free things that people leave outside their homes with signs that read “Free — Take Me Home.” I see a lot of those things in my subdivision, especially when people want to get rid of basketball hoops, but do not want to disassemble the pole, […]
Each time that I sit down to write an article, I never really know how it will turn out or whether it will be published. That sense of unknowing always takes me back to junior high school when I was always convinced that my papers just wouldn’t measure up to expectation. So far, I have […]
Sitting here at my computer, late on a Saturday night, I am thinking about one thing — frozen treats, whether ice cream or gelato or frozen yogurt. About fifteen hours ago, I told my wife that if we did nothing else today, we needed to go out for a frozen treat. If I had to […]
As some of my more regular readers may recall, I also write a literary criticism column for Bibliobuffet. I have a long standing love of books and I would gladly give up my television before I would give up my library. Admittedly, I would miss the Jack Benny Show, Fringe and Survivor but if something […]
Managing a household is a full time job and it requires a lot of skill, patience and vision to do it well. Those of you who manage your households know what I am talking about. Unless you are organized and focused, waste is almost inevitable. Keeping the house well stocked with necessaries, dealing with vendors […]
Yesterday I went grocery shopping. When the woman in line behind me noticed my stack of coupons, she jokingly suggested to her husband that they might want to move to a different line. I laughed and exchanged pleasantries with the couple while the cashier rang up my purchases. When everything had been rung up, my […]
You cannot recover the money that you spend, but you can always earn more. Money will come to you from hard work, good fortune and simple luck. You will spend all of it or some of it and often you will be able to control how you much of your money you give back to […]
