• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
Home
About Us Contact Us Advertising
Articles
Budgeting Debt Frugal Insurance Investing Making Money Retirement Saving Money
Tips
Money Saving Tips Trash Audit
Make Money Forums Blogs
Create a Blog Control Panel All Entries All Blogs
Tools
Calculators Prescription Drug Coupons Online Savings Accounts Test Your Knowledge Financial Directory Credit Cards

SavingAdvice.com Blog

Bridging the gap between saving money and investing

Subscribe

 

Welcome Back, !

  • Home
    • Advertising
  • Tips
    • Money Saving Tips
    • Recycle, Reuse and Repurpose
  • Make Money
  • Credit Score Guide
  • Forums
  • Blogs
    • Create a Blog
  • Tools
  • Financial Basics
    • Back to Basics: Saving Money
    • Back to Basics: Beginners Guide to Retirement
    • Back to Basics: What Every Child Under 10 Should Know About Personal Finance
    • Back to Financial Basics: Investing In Stocks

The Hardest Part About Pursing a Big Goal is the Beginning. After the Beginning, Everything Gets Easier

March 24, 2026 by Tom Corley
Rich Habits
If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You!
TOM@RICHHABITS.NET

In the early 90’s, I went to grad school at night three days a week, after work. I had three very young kids at the time.

I remember how hard it was in the beginning. That goal forced me to make sacrifices and develop new routines.

But, eventually I found myself locked in – almost to the exclusion of everything else. Once I was Locked In, everything became much easier.

In 2008, I studied for two exams: My Series 7, Securities License and my Certified Financial Planner (CFP) License. It took me about three months of studying for my Series 7 and another six months studying for my CFP exam.

I remember how hard it was in the beginning, much like Grad School. But, once I got going, I found myself Locked In.

In 2009/2010, I decided to write my first book, Rich Habits. I was running a CPA firm and had very little available time. I remember needing to wake up at 4:30 in the morning am just to squeeze  two hours of writing in. When I got home around 6pm, I ate the then started writing from 7pm until I was too tired to write any more. It took me about six months to complete my first draft.

It was hard work but once I was Locked In I was able to focus like a laser until I got the job done.

When you’re “Locked In” you can accomplish almost anything. The hardest part is the beginning because in the beginning you have to develop a routine, or process, that allows you to accomplish your Big Audacious Goal.

But how do you get Locked In?

Three things:

#1 Setting a Big, Audacious Goal;

#2 Beginning – Taking the initial action;

#3 Creating a Daily Routine or Process

When you set a Big Audacious Goal, something that is within your reach and capabilities, but nonetheless extremely challenging, it stirs the emotions deep within, enabling you to focus like a laser. Once you establish a daily routine or process, the focus part just happens, automatically.

This Emotional Focus is really a human superpower.

What Big Audacious Goal have you been stewing over?

What’s holding you back?

Remember, the hardest part is the beginning.

Identify your Big Audacious Goal and start. Eventually, you will find yourself “Locked In” and able to focus like a laser.

Tom Corley is an accountant, financial planner and author of “Rich Kids: How to Raise Our Children to Be Happy and Successful in Life”, “Effort-Less Wealth”, “Change Your Habits Change Your Life”, “Rich Habits Poor Habits”, “Rich Habits: The Routines Millionaires Use Daily to Build Wealth” and “Rich Habits Wealth Academy.”

Tom Corley Headshot
Tom Corley

Tom Corley is an accountant, financial planner, public speaker, and author of the books “Effort-Less Wealth: Smart Money Habits At Every Stage of Your Life” and “RichKids: How to Raise Our Children to Be Happy and Successful in Life“.  Corley’s work has appeared on CNN, USA Today, The Huffington Post, SUCCESS Magazine, and many other media outlets and podcasts in the U.S. and 27 other countries. Tom is a frequent contributor to Business Insider and CNBC.

Read More

  • money saving habits
    9 Money-Saving Habits That Are Now Considered Financially Risky

    For decades, we’ve been told that certain frugal habits are smart ways to stretch a…

  • 21-days-to-positive-money-habits
    21 Days to Positive Money Habits

      It is an accepted part of self-help wisdom that it takes twenty-one days to…

  • Tom Corley Headshot
    The Top Growth Habits of Self-Made Millionaires: Insights from Tom Corley’s Rich Habits Research

    If you find value in these articles, please share them with your inner circle and…

  • habits of the wealthy
    Habits of Wealthy People That You Should Adopt Today

      Success is measured differently by different people. No matter how different a person's definition…

  • financial burnout
    6 Daily Habits That Signal You’re Headed Toward Financial Burnout

    Most people think financial collapse happens suddenly—an unexpected medical bill, a job loss, or a…

  • 10 habits to financial success
    Follow These 10 Habits to Financial Success

      Developing good financial habits can be a challenge. This is especially true for people…

Reader Interactions

What did you think about this article?
1 Star2 Stars3 Stars4 Stars5 Stars (No Ratings Yet)
Loading...

Comments

    Leave a Reply Cancel reply

    Your email address will not be published. Required fields are marked *

    Primary Sidebar

    Most Popular

    • Articles
    • Tips
    • Make Money
    • Credit Score Guide
    • Forums
    • Blogs
    • Tools
    • About
    • Contact

    Subscribe to Our Newsletter
    Your subscription could not be saved. Please try again.
    Your subscription has been successful.
    Copyright © 2026 SavingAdvice.com. All Rights Reserved.
    • Privacy Policy