• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
Home
About Us Contact Us Advertising
Articles
Budgeting Debt Frugal Insurance Investing Making Money Retirement Saving Money
Tips
Money Saving Tips Trash Audit
Make Money Forums Blogs
Create a Blog Control Panel All Entries All Blogs
Tools
Calculators Prescription Drug Coupons Online Savings Accounts Test Your Knowledge Financial Directory Credit Cards

SavingAdvice.com Blog

Bridging the gap between saving money and investing

Subscribe

 

Join Now or Login

  • Home
    • Advertising
  • Tips
    • Money Saving Tips
    • Recycle, Reuse and Repurpose
  • Make Money
  • Credit Score Guide
  • Forums
  • Blogs
    • Create a Blog
  • Tools
  • Financial Basics
    • Back to Basics: Saving Money
    • Back to Basics: Beginners Guide to Retirement
    • Back to Basics: What Every Child Under 10 Should Know About Personal Finance
    • Back to Financial Basics: Investing In Stocks

There Is Nothing Worse Than Feeling Lost

November 6, 2025 by Tom Corley
Rich habits vs poor habits - dual man, indicative of feeling lost.
Image source: Richhabits.net. Rich Man vs. Poor Man.

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You!
TOM@RICHHABITS.NET

Feeling lost is a silent killer. It gnaws at your soul, drains your energy, and keeps you trapped in cycles of poverty and regret. My Rich Habits research—five years studying 233 self-made millionaires and 128 poor individuals—reveals a stark truth: 79% of the wealthy discovered and pursued a clear main purpose in life, compared to just 11% of the poor. That gap isn’t luck. It’s direction. Purpose isn’t a luxury for the privileged—it’s the lifeline that pulls you from the abyss, even when you’re drowning in debt, despair, or dead-end jobs.

The data is brutal but illuminating. In my book, Rich Habits: The Routines Millionaires Use Daily That Will Help You Build Wealth, I found that 88% of millionaires work in fields they love or feel passionate about. They didn’t start rich. 27% grew up in poverty, yet they found their calling through relentless self-education and experimentation — 94% read at least 30 minutes daily, often biographies of those who rose from nothing.

A Forbes article on my research noted that many millionaires spent years “lost” in wrong careers before a failure or mentor forced them to pivot and change directions in their career. One self-made millionaire in this Forbes article was a former janitor turned real estate mogul. He said his turning point came at 35, when he was broke, divorced, and cleaning toilets. He had read Think and Grow Rich and realized his love for fixing things could become a business.

Harvard’s 80-year Grant Study—the longest on human development—confirms that a sense of purpose predicts financial success, health, and longevity. Those who lack it drift. Those who find it thrive.

As reported in a Business Insider article covering my work, 76% of millionaires mentor others, often guiding lost souls toward purpose because they remember what it was like when they were in the void.

So how do you find your calling when bills are overdue and hope is gone?

Step 1: Track what excites you—even small things. My research shows millionaires spend 85% of their time on activities tied to their core strengths or doing things they like or love. Write down moments you felt “in flow.” A CNBC Rich Habits piece emphasized this: one millionaire discovered her purpose selling handmade jewelry at flea markets while working three jobs. Poverty didn’t stop her—it forced her to look inward and focus on building additional revenue streams doing something she liked.

Step 2: Experiment Ruthlessly. The rich fail forward. 44% of millionaires failed at least once in business, but used those scars to pivot. Try side hustles, volunteer, take free courses. As I shared in a SUCCESS Magazine interview, “Unsuccessful people wait for doors to open. Successful people knock on many doors.”

Step 3: Surround Yourself with Climbers. 84% of wealth is influenced by your reference group, per my data echoed in Yahoo Finance. Join masterminds, online forums, or mentorship programs. One study participant escaped poverty by attending free real estate meetups—now he owns 42 units.

Step 4: Commit to Daily Growth. 88% of millionaires read for self-improvement. Start with 10 pages a day. Knowledge compounds. Purpose emerges.

Feeling lost isn’t permanent—it’s a signal. The abyss of poverty amplifies it, but also sharpens your hunger. My own family lost everything in a fire when I was nine. That pain birthed this research. Your struggle isn’t punishment—it’s preparation.

You’re not behind. You’re being forged. Find the work that makes time vanish. Serve others through it. Build skills daily. The success track isn’t hidden—it’s built, one deliberate step at a time, by those brave enough to stop drifting and start directing.

There is nothing worse than feeling lost.

But everything in your life gets better when you find your path in life.

Tom Corley Headshot
Tom Corley

Tom Corley is an accountant, financial planner, public speaker, and author of the books “Effort-Less Wealth: Smart Money Habits At Every Stage of Your Life” and “RichKids: How to Raise Our Children to Be Happy and Successful in Life“.  Corley’s work has appeared on CNN, USA Today, The Huffington Post, SUCCESS Magazine, and many other media outlets and podcasts in the U.S. and 27 other countries. Tom is a frequent contributor to Business Insider and CNBC.

Read More

  • 10 Places to Find Lost Money at Home
    10 Places to Find Lost Money at Home

      There are a lot of places to look for coins when you are walking…

  • frugal habits cooking meals at home
    6 Frugal Habits That Save Thousands Without Feeling Deprived

    Frugality often gets a bad reputation for being restrictive or joyless. But true frugal habits…

  • money saving habits
    9 Money-Saving Habits That Are Now Considered Financially Risky

    For decades, we’ve been told that certain frugal habits are smart ways to stretch a…

  • 21-days-to-positive-money-habits
    21 Days to Positive Money Habits

      It is an accepted part of self-help wisdom that it takes twenty-one days to…

  • Financial wellness checkup
    Feeling Broke? 9 Financial Checkup Tips to Get Back on Track

    If you're feeling broke, there's no need to panic! You may just need to conduct…

  • is no credit good credit
    Is Having No Credit Worse Than Bad Credit?

    Credit scores play a significant role in people’s financial lives. As a result, those without…

Reader Interactions

What did you think about this article?
1 Star2 Stars3 Stars4 Stars5 Stars (No Ratings Yet)
Loading...

Comments

    Leave a Reply Cancel reply

    Your email address will not be published. Required fields are marked *

    Primary Sidebar

    Most Popular

    • Articles
    • Tips
    • Make Money
    • Credit Score Guide
    • Forums
    • Blogs
    • Tools
    • About
    • Contact

    Subscribe to Our Newsletter
    Your subscription could not be saved. Please try again.
    Your subscription has been successful.
    Copyright © 2026 SavingAdvice.com. All Rights Reserved.
    • Privacy Policy