Many ATMs across the country will only give out 20-dollar bills. If you’re withdrawing a large sum of money, this can be pretty inconvenient. Nothing is more frustrating than trying to shove a huge stack of small-dollar bills into your wallet or purse. Instead of settling for a wad of twenties, we recommend going to an ATM that dispenses large-dollar bills instead. If you need to make a big withdrawal soon and are wondering which ATMs give 100-dollar bills, read on to view our list of banks below.
Chase
On its website, Chase says its ATMs usually dispense cash as 20-dollar bills. However, some Chase ATMs let you select which denominations you receive, enabling you to choose larger bills. Chase also allows customers to set custom ATM preferences in the mobile app to save time. You’ll be able to choose which accounts to display and select a “quick cash” amount for easy dispensing. You can even schedule an ATM withdrawal in advance using the mobile app.
If you can’t find a Chase ATM that dispenses 100-dollar bills, however, you can go inside a branch and exchange your small-dollar bills for a hundred. But you’ll usually need a valid photo ID, and there may be limits on how much money you can exchange, so keep that in mind.
PNC Bank
Many PNC Bank ATMs offer denomination choice, allowing you to choose which types of bills you prefer. Customers report that fifty-dollar and hundred-dollar bills are often available at these machines. Some PNC ATMs also have a video banking feature that provides live access to a teller, which expands the types of tasks you can perform. At these locations, you can make larger withdrawals, make bill payments, cash checks, and more.
Bank Of America
Bank of America, one of the country’s most popular chains, has ATMs that dispense 100-dollar bills. You can usually get cash in increments of $10, $20, and $100, which makes it easy to withdraw both large and small sums of money. Another useful feature is cash preference, which allows you to choose a dollar amount you commonly withdraw to appear on the PIN entry screen. This enables you to speed up your transaction and get on with your day quickly.
The maximum withdrawal amount at Bank of America ATMs depends on factors such as your available funds, account type, and the amount of cash the machine is capable of dispensing. However, the company reports that customers can withdraw $1,000 per day. You may be able to change your daily withdrawal limit by contacting customer service.
Wells Fargo
Which other ATMs give 100-dollar bills? Most Wells Fargo machines provide $20 and $50 bills. But at select ATMs, you’ll also be able to withdraw $1, $5, and $100 bills. You’re most likely to find a machine that doles out Benjamins inside Wells Fargo bank branches. As for withdrawal limits, that depends on how much money you have in your account.
If you forget your debit card while running out the door, you’ll be glad to know that certain Wells Fargo ATMs accept digital wallets. Participating ATMs will display the contactless symbol, which contains four lines and looks similar to a WiFi symbol. To access this feature, simply add your debit card to a supported digital wallet like Apple or Google Pay. When you arrive at the ATM, open your digital wallet and hold your phone near the contactless symbol on the machine. Then enter your card’s pin and complete your withdrawal.
U.S. Bank
U.S. Bank is another answer to the question of which ATMs give 100-dollar bills. Its machines often allow you to choose which types of bills you want in denominations ranging from $5 to $100. You’ll also be able to set a cash preference, allowing you to quickly withdraw the amount of money you usually need. Additionally, customers can use U.S. Bank ATMs to make payments on your credit cards, transfer money between your accounts, and deposit cash and checks.
Citizens Bank
They may not be as well-known, but Citizens Bank is an additional option. Its custom denomination feature is available at most locations, allowing you to customize the bills you receive to suit your needs. Customers report that you can usually choose $5, $10, $20, $50, or $100 bills. However, you’ll have to be mindful of the daily withdrawal limit, which tends to be lower than other banks. Usually customers can only withdraw around $500 per day.
However, lower withdrawal limits can be a useful safety precaution. Citizens Bank also added a “card before cash” feature to its ATMs for extra security, which dispenses your card before giving out your bills. This makes it easier to remember to grab your card and reduces the chances you’ll leave it behind where it could be stolen.
Santander Bank
Select Santander Bank ATMs offer hundreds and denomination choice, allowing you to get the exact bills you need. The location tool on Santander’s website can help you figure out which of its ATMs give 100-dollar bills. For each location, the tool lists important details such as hours, available bills, and terminal type (walk-up or drive-up). It also suggests other nearby ATMs so you can find the best one to suit your needs.
TD Bank
TD Bank’s ATMs in Canada allow you to withdraw your choice of bills, including fives, twenties, fifties, and hundreds. You can also deposit cash and checks, pay bills, check balances, and transfer money between your TD accounts. Customers in the US also report that select ATMs provide hundreds, allowing you to get the funds you need without carrying around lots of bills.
How To Determine Which ATMs Give 100-Dollar Bills
Finding ATMs that dispense $100 bills doesn’t have to be a guessing game — with a little strategy, you can locate one easily and save yourself some time and frustration. The first step is to check your bank’s mobile app or website. Many banks, including Chase, Wells Fargo, and Bank of America, now list ATM denominations or allow you to filter for machines that offer specific bill types. If that option isn’t available, look for ATMs located at large bank branches or high-traffic business districts — these machines are more likely to carry higher denominations to serve commercial clients.
Another simple way is to look for “Advanced” or “Full-Service” ATMs, which often display multiple bill options right on the screen before you withdraw. You can also ask a teller at your bank which nearby machines regularly stock $100 bills — they often know the most reliable ones.
Finally, if you’re withdrawing a large amount and can’t find a $100-dispensing ATM, consider withdrawing smaller bills and exchanging them at your bank counter. With these tips, you’ll approach your next withdrawal calmly and confidently, knowing exactly how to find the right ATM for your needs.
Do you prefer to get small or large-dollar bills at the ATM? Let us know in the comments section below.
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Vicky Monroe is a freelance personal finance and lifestyle writer. When she’s not busy writing about her favorite money saving hacks or tinkering with her budget spreadsheets, she likes to travel, garden, and cook healthy vegetarian meals.
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