The vast majority of financial institutions, including banks and credit unions, are not open on Sunday. While many retail outlets are open on both Saturday and Sunday, banks and credit unions work a lot like many non-retail businesses that are open from Monday through Friday, but closed on the weekends. There are exceptions to this rule, although they are few and far between. Below you will find a list of the top banks open on Sunday, as well as the ones that are closed.
Banks Open on Sunday
- Academy Bank Midwest (Walmart Locations 11 am – 4 pm)
- American Savings Bank (9 am – 3 pm)
- Armed Forces Bank (11 am – 4 pm)
- Crest Savings Bank (8:30 am – 1 pm)
- IBC Bank (noon – 4 pm)
- TD Bank (11 am – 3 pm)
- Valley National Bank (10 am – 2 pm)
- Wells Fargo (10 am – 3 pm)
- Most banks in Walmart locations have Sunday hours.
Banks Closed on Sunday
- JP Morgan Chase
- Bank of America
- Citigroup
- PNC Financial
- HSBC
- Bank of New York Mellon
- US Bank
- SunTrust
- State Street
- Capital One
- BB&T
- Royal Bank of Scotland
- Regions Financial
- Fifth Third Bank
- ING
- KeyCorp
- Northern Trust
- Bank of Montreal
- Bank of the West
- Union Bank
- Allied Irish
- Comerica
- Zions Bank
Like banks, most credit unions are open from Monday through Friday and closed on the weekends. While some might be open on Saturday, we currently don’t know of any credit union with retail offices open on Sunday. If you happen to know of a credit union open on Sunday, please leave a comment or contact us, so we can add it to our list. Below you will find the top credit unions and whether or not they are open on Sundays.
Credit Unions Open on Sunday
- Coastal Federal, NC
- Community America, KS (grocery store branches only)
- First Community, St. Louis, MO (Walmart branches only)
- TruMark Financial, PA
Credit Unions Closed on Sunday
- Navy Federal
- State Employees
- PenFed Federal
- BECU
- SchoolsFirst Federal
- Alliant
- The Golden 1
- Security Service Federal
- Star One
- San Diego County
- America First
- First Technology
- American Airlines Federal
- Randolph-Brooks Federal
- Suncoast
- Bethpage Federal
- Alaska USA Federal
- Citizens Equity First
- Digital Federal
- VyStar
- Teachers Federal
- Delta Community
- ESL Federal
- PSECU
- Police and Fire Federal
Even though most banks and credit unions are closed on Sunday, you can still carry out basic banking transactions through ATMs or banking online.
It’s important to remember that if you do use an ATM or website, some transactions won’t fully post to your account until the next business day when the bank or credit union opens. This is usually not an issue, but something to keep in mind.
Why Aren’t Banks Open on Sunday?
The plain and simple reason that banks aren’t open on Sunday is that it’s not cost-effective for them to be open. This is especially true now that ATMs and bank websites can handle most common banking transactions, such as checking your balance, transferring between accounts, withdrawing, and depositing.
Another reason why banks aren’t open on the weekends is the source of the bank’s revenue. Banks often derive a large portion of their revenue from larger corporation and business accounts. These largely white collar business are typically closed on Saturday and Sunday, so bank usually have no need to be open to serve these customers. In fact, according to Ibis World the value of the commercial banking sector in the US in 2021 was 838 Billion (here).
Do you know of any other financial institutions open on Sundays? Let us know in the comments below!
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Jeffrey strain is a freelance author, his work has appeared at The Street.com and seekingalpha.com. In addition to having authored thousands of articles, Jeffrey is a former resident of Japan, former owner of Savingadvice.com and a professional digital nomad.
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