My husband hit the nail on the head the other day when he said, “It’s no wonder people have trouble saving money. Look at all the stores where you can spend it!”
We were driving through a shopping district in our city when he made that pronouncement. Shops lined both side of the street, sometimes several deep so they could make the best use of the shared parking. Freshly painted stores and brightly designed window displays beckoned. Indeed, it is amazing we are able to save any money at all with all the temptations facing us.
This is the time, however, when many people don’t have a choice but to save their extra money. Will there be a job tomorrow? Will there be more layoffs in the future? We are scared and even the diehard spendthrift among us is hiding some extra away. But it is difficult to get avoid treating ourselves with a little something as we always have, whether it’s just a lipstick, a pair of pants or a golf driver. After a period of tucking the extra money away, the self-satisfaction of watching the savings grow tends to thin and we just want a treat.
Several people have shared with me what they do when they just can’t deal with not “treating” themselves. Sometimes it does cost a little money, but the cost seems small as compared to the relief of an indulgence.
Take up a time-consuming hobby: My athletically inclined friend has decided to train for the marathon. There is a cost entailed in this choice however
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