"People who believe that money can do anything can be expected to do anything for money." - Sydney L. Harris
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What's Left

March 25th, 2017 at 10:52 PM by Lucky Robin

I think, barring any further unforeseen circumstances, that we are going to come out of this whole ordeal with $30,000 left in the bank. I've been going back and forth on whether or not I want to still consider that the down payment fund or just make that be the Emergency Fund and start the down payment fund over from scratch.

That might be a little disheartening. I know we won't be doing anything whether the money is called one thing or the other, until both funds are to...
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Cold and Rainy

March 25th, 2017 at 07:54 PM by My English Castle

I had some simple goals today--the library, return and mail some packages, and go grocery shopping. Despite the cold rain, the library worked out well--and we've finally received the 5th season of Homeland. I went to the UPS store to return a pair of DD's shoes to Zappo's, but the USPS had closed before I got there with my sample glasses frames. That'll have to wait until Monday. The third return was the air compressor/inflator I ordered from Target.com which never worked....
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Egged! Surprise Gift Card

March 25th, 2017 at 04:26 PM by Laura

A few months ago my DH noticed that someone had thrown an egg at our house. We weren't sure how ong it had been there, so we guessed maybe it was some kid upset that we hadn't done anything for Halloween. (though our lights weren't on,and either of us were home.)

But this afternoon I was sitting in the office by my computer when I heard a very loud noise. ll the cas turned towards the window. I got up to look to see if I could find out what had made that noise. It sounded like...
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A Few Errands on a Rainy Day

March 25th, 2017 at 02:33 PM by CB in the City

I stopped at Walgreen's after going to the gym this morning. I had a $5 reward to use, and I bought a big round brush. It was a two-for-one deal, so I picked one out for C to add to her gift bag. Out of pocket cost was $8.

Then I went to Jewel to get the free MyMixx deals. They were especially good this week. I got a 22 oz. package of frozen fried rice ("Ling Ling") and a 16 oz. bottle of Sunny D. The total value was $8.99.

I also found two pennies in the very wet parking...
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Unexpected Offer

March 25th, 2017 at 08:41 AM by Creditcardfree

Wow! This is so unexpected. My husband was notified on Friday that we will be receiving $250 for an entertainment center that was badly damaged in our move. It had been denied in the past when we appealed the claim. We expected nothing else from it because of the denial.

He has accepted the new offer. I expect a check will be cut for this, as that is the form in which we received our original damage check. And here is the link where I last discussed this (November 2015!)

I...
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Market Outlook & Life Insurance for a Single Gal

March 25th, 2017 at 08:33 AM by Terri

We had a nice market rally while it lasted. I have read that Jack Bogle expects about a 4% return from the markets over the next decade or so. That's definitely not the the returns we've been fortunate to see since the market recovery, but it's still good to contribute when markets are sluggish. I certainly have no plans to alter course.

I did go into my TSP and do some re-allocation. I was in one of their Lifecycle funds which was 90% stocks when I first bought into it, but...
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If It's Not One Thing

March 25th, 2017 at 01:06 AM by Lucky Robin

Something is wrong with my daughter's eyes to the point that she started losing vision in the lower half of one of them today. Called her regular eye doctor who, is only an optometrist and he said take her to the regular doctor, so we did, just managing to get the last appointment of the day.

The doctor their said he could tell something was wrong with it, but it wasn't anything he had ever seen before and that she needed to go see an opthamologist and managed to get her a...
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Snowflakes and Shocking Death

March 24th, 2017 at 07:10 PM by Laura

I thought I'd mention a few of the things I'm doing for my spending money. Some are things most of you do already, but some may be new.

Swagbucks - cashed out for a $25 AGC today, have 1800 left

Inbox Dollars - cashed out for $40.xx today (mostly running video app)

Mypoints - I have enough for a $25 paypal, plus close to a second one

Perktv - 13k points (need 24,400 to get $25 AC)

Survey Sites that don't disqualify you:
Pinecone - cashed out $23 a week ago

YouGov...
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I think my car is totaled

March 24th, 2017 at 04:50 PM by Laura

My daughter and I were in an accident today. We were miraculously uninjured despite being clipped at 60 mph and going into the concrete median. All airbags on the drivers side were deployed. I think my car is totaled and I feel bad about it.



It's a 2010 Kia Sedona with 95,000 miles. I don't have any additional pics to show damage to side and front. But some of the missing car parts were still in the road.

Good news is we were hit by a swerving car that I tried to outrun...
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A Bit of Spending

March 24th, 2017 at 02:19 PM by CB in the City

I did some spending today. It's my newly-initiated monthly "deal day." I've decided to start putting aside coupons and promotions and not looking at them until after pay day. Then I sort through them and decide if I want to use them. I usually have a coupon from Kohl's and BB&B. I hit both today, getting a frying pan at BB&B for $17 (20% off) and a bra at Kohl's for $9 (30% off). I also went to DSW with a $10 coupon and got a wallet for C's birthday, spending $11 out of pocket....
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Long Night's Journey Into Day

March 24th, 2017 at 02:17 PM by My English Castle

(Sorry, Eugene O'Neill for that title) Our dear dog is home, but obviously very tired and in some pain. I slept (well, not much) on the floor with her last night, and she really didn't want to lie down. Lots of shaking, pacing--all the pain signs. DD is also home with a cold, so I have a sick-ish kid, a pain-riddled dog, and a very tired me. DH is happily at work.

I've made some soup, given the dog pain pills and a small amount of meat, and am grading papers and trying...
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$20K Update - Payday

March 24th, 2017 at 10:05 AM by Banker Gurl

Current Balance $16,285.00
+$50.00 My Payday to Our Savings (3/24)
+$75.00 My Payday to Mom Loan Savings (3/24)
Balance $16,410.00

Local Savings $8540.00
GC Savings $2910.00
Capital 360 Savings (US) $2285.00
Capital 360 Savings (Mom Loan Payback Account)$1415.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,410.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
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Possible Set back on Plans

March 24th, 2017 at 08:43 AM by Guppy Tender

My house mate is in the midst of looking for a different job. Truth is I don't blame him, the company he is working for is extremely under paying him. The companies he has interviews with currently are willing to pay him almost 2 times what he is currently making to do the same type of work as he currently does.

So how does this affect me? Well he is going to be moving out. The house is currently rented by him, I have been paying around half of the monthly expenses. I will...
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Bed sanded and painted.

March 23rd, 2017 at 03:46 PM by Tabs

Ok, I think my bed frame is finally for-real done this time. I'm sure I probably forgot something somewhere, but for now, I can think of nothing further to do with it.

I sanded it down, and because my packet of non-toxic moisture sealant arrived in the mail today, I applied that as well. I don't think it's going to win any prizes at the county fair, but to me, it's a mighty fine looking table bed thingie.

A quick aside about this non-toxic sealant. First of all, it's just...
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Dog Surgery

March 23rd, 2017 at 10:11 AM by My English Castle

Our small dog is in surgery right now to remove her rapidly changing fatty tumor. I always worry about these sorts of things so have been up since 4:30 mindlessly fretting--but also got a bit of grading done.

Fun lunch with university colleagues yesterday. After I got home and took DD to the ortho, I cashed out $25 in Swagbucks and $45 in Chase rewards. DH spent about $20 on liquid ibuprofen for DD's braces-bothered mouth and ice cream for the same issue as well as a few...
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Dog Clipper Purchase- Puppy Pictures!

March 23rd, 2017 at 09:58 AM by Banker Gurl

We have 2 English Springer Spaniel girls, they are our babies! Here are a couple pics of their unbelievable cuteness!

Reigny and Suneigh Nap Time!


Suneigh Bunny!

Spa day for the girls is $100+ each which includes a bath, haircut, nail trim, etc. MO decided to buy a pet trimmer and try to do the haircuts himself, which would save us a LOT of money. The trimmer was $65 + $15 for a two year warranty. Hoping it works for him to do the trimming as that would save us about...
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Missed the Meeting

March 23rd, 2017 at 09:48 AM by CB in the City

I didn't go to the downtown meeting last night, because I checked beforehand and found I wasn't registered! Apparently I put it on my calendar, but neglected to go through the registration process.

I was glad I had such a good excuse not to leave the house. I really wasn't up for it, and I saved some money.

Today I shopped at PetSmart and Aldi, spending $19 on cat food & litter, and $25 on groceries. My ten items at Aldi were: apples, spinach, mushrooms, toilet paper,...
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chai tea

March 23rd, 2017 at 07:18 AM by kashi

I broke my eating out spending fast! I stopped at a grocery store with a coffee shop after a particularly odd work meeting and decided to pick up a coffee for my officemate to perk up his day. I got an almond milk chai tea to perk up mine as well.

I'm taking a different antibiotic to treat my sinus infection now since the first one was ineffective. I'm so glad I have health insurance, as these prescriptions are only $8, and I have an FSA. I hate taking antibiotics, but today...
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Whiteboard Success!!!!

March 22nd, 2017 at 08:28 PM by Gramma Ray

The hub left to go back to work today. He was feeling a little better, almost done with his meds. Hopefully he will continue to be on the mend and will be able to finish this hitch ok.

Recently, I posted about purchasing a white board to help keep our household budget on track. My thought was keeping it visual would serve as a reminder to stick to the plan.

I am happy to report that, for the first time that I can remember, there is ample funds left in the household account...
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A Few Snowflakes & More

March 22nd, 2017 at 05:44 PM by Creditcardfree

I sold four DVDs to our local used bookstore today for a credit of $2.65. Not super great, but it wasn't any better than I could get selling them online. And now they are out of my house!

I was looking at an off budget account I have in YNAB yesterday. When I compared it to what the bank said my records were $2.25 less than what the bank had. Turns out I had failed to record the final interest payment on CD back in October! I'm surprised it took me so long to notice.

I...
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