"A business that makes nothing but money is a poor kind of business." - Henry Ford


May 26th, 2017 at 07:26 PM by Mrs. Frugalista

Today was the first day of a four day weekend. I spent much of my day doing laundry, cleaning the house and making a run to Costco for much needed food items. Some items will last for a long time (soap, saline solution and facial towelettes).

DS#2 contributed $200 towards groceries. He is saving a lot of money by living with us and as long as he is doing that we definitely do not mind. He is a responsible young man who finished college while working full time. He already has...
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Added to savings (US & UK); halfway to EF goal!

May 26th, 2017 at 05:46 PM by ceejay74

This was a good money week! As I mentioned earlier, I got a $100 Amex gift card from my job. The next day, NT got a $500 mini-bonus check from his! And AS got paid for a freelance job for NT's work much earlier than expected (netting $400). We have about $70 in CC rewards that I can redeem, and we finally got the "secure key" replacement so I could log in to NT's UK account and transfer rental income into savings.

So, of the $1070 in U.S. dollars, the $100 gift card will be...
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Exciting genealogy news!

May 26th, 2017 at 04:30 PM by Patient Saver

I haven't spent nearly any time at all on genealogy stuff since I was so intent on making money, first at the education job and now at the marketing agency.

So I was totally surprised to get an email from Pastor Anders from the small German town where my grandfather grew up.

I had asked him a long time ago to take a photo of the address he had uncovered as being the family home when my grandfather was born in 1905. At that time, he sent me a photo which simply showed a few...
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Update on End of School Trip and Lots of Spending

May 26th, 2017 at 04:02 PM by Buendia

Hi everyone... thought I'd give a quick update on F's end of the school year trip. Well, it didn't go well. Her anxiety was triggered by two things: she scraped her leg and was in a river and freaked herself out about it getting infected (but didn't ask the teachers for polysporin) and at camp, they used a communal washbasin which she declared completely unhygienic and then freaked out that she was going to get some awful disease from it. So there you go, her anxieties in a...
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A new bonus credit card

May 26th, 2017 at 03:38 PM by Patient Saver

I just activated a new $200 bonus credit card, a reward I'll earn after charging $1,000 on it in the first 3 months. That means I must charge EVERYTHING on this one card. It's the Wells Fargo Cash Wise card. They asked me to disclose name of my employer, how much $$ I make and even a phone number. I provided all that without mentioning it's a contract job, and I gave the toll free number that goes who knows where, not my local office number. It's a huge company so I don't even...
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Debt Update as of 5/26/17

May 26th, 2017 at 03:04 PM by Banker Gurl

$324.31 paid off in the last 2 weeks!

Celebrations for this update:
-Total debt went down $324.31 in the last 2 weeks!
-Total debt went under the next $1000 mark for the 4th update in a row!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
Store Loan $8,841.41
Mom Loan #2 $21,298.79
MO Mortgage $85,020.43
My Mortgage $152,450.00
Our Mortgage $249,416.55
Total =...
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May 26th, 2017 at 09:38 AM by Monkey Mama

With the stock market lately, we achieved a couple of big milestones:

$250,000+ retirement balance

$600,000+ Net Worth


This also puts us halfway to our current retirement (BIG) goal: $500,000 at age 45. We are more than halfway though, because to make that goal we will have to save outside of our IRAs and 401k (which we have). I am not including these totals right now because it's not earmarked "soley for retirement," at this point. But we are probably at...
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Conflicting Priorities

May 26th, 2017 at 04:56 AM by Jazzy

I need some advice...

I got approval from my company for reimbursement of that certification that I want to go for. The issue is that I have to pay for it upfront. There are two costs associated with this certification. The prep materials are $265 and the exam fee is $550. My plan is to get the materials, prep for a month, and then sit for the exam. I only get reimbursed if/when I pass the certification. (Side note: I took a practice exam with zero prep regarding terms/formulas...
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Here comes the weekend!

May 26th, 2017 at 02:40 AM by Patient Saver

I love the long summer days...got up around 4:30 a.m., unable to sleep. (Of course I konked out last night at 10 pm).

Happy to be wrapping up week 3 of the new job today, although I want to ask if I can stay til 5 today (I'm sure others will be leaving early for the long holiday weekend) since I am already losing pay for the holiday itself and a half day the following Wednesday for a doctor's appointment.

This is what sucks about being a contractor. You don't get paid for...
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Hospital etc

May 26th, 2017 at 12:26 AM by Sarah

I spent two days in hospital with SG because she had breathing problems. It was unplanned, of course. I spent a lot of money on junk food and sandwiches for me, since SG was having hospital food. I must've spent about 20 on food, although I didn't really keep track. Hubby got a takeaway so that was another 21. I also got a taxi home for us - we had so much stuff and I was shattered. All in all, it must have been about 50 in total.

She is doing better now. The doctor gave us...
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change in plans

May 25th, 2017 at 11:49 PM by LivingAlmostLarge

Interesting change in plans. We are no longer closing on June 9th instead we negotiated a closing of June 7th. In return we got possession of the house June 24th instead of June 30th. This all came about on Tuesday. It's been a crazy few days. It actually worked out greatly in our favor.

I won't tell our realtor this she'll be pissed and honestly I don't think she's working in our best interest. But heck it's not her money and not her house. I sucked it up and worked with...
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May 25th, 2017 at 01:11 PM by Laura

It's the calm before the storm. My daughter, her bff, bff's daughter, and my son's bff (who lives down by my daughter) area on their way up from south Florida. Tomorrow is my son's graduation. They will stay through Saturday. Then it is the final push for packing before we get the moving truck Tuesday.

At this point I am mush. I am completely mentally and physically exhausted. I spent a ton of time this week selling DH's stuff on FB Marketplace this week. I asked more than he...
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$20K Update - Rental Bills and Car Repair

May 25th, 2017 at 08:32 AM by Banker Gurl

Had to take $1000 out of savings for repairs to my Malibu and some expenses for Rental #2. New renter moves in next week and once we get rent we will be able to put that $1000 back in savings.

Current Balance $21,075.00
+$5.00 FB Sales
+$50.00 MO Payday to Our Savings (5/26)
-$650.00 Car Repairs
-$60.00 Rental #2 - Hot Tub Repair
-$140.00 Rental #2 - Cleaning Bill
-$150.00 Rental #2 - Beer and Food for Helpers
Balance $20,130.00

Local Savings $10,465.00
GC Savings...
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Cash In and Junk Out

May 25th, 2017 at 07:02 AM by My English Castle

It's been kind of an odd money week. I spent nothing on Monday or Tuesday, but I needed two new headlights, and took the car to our local mechanic yesterday. He has a very hard time replacing these headlights--as has everyone who has tried in the past. He was rattled, cranky, and asked if I'd pay in cash for the seemingly slim $40 he charged. I only had $35 on me as I was expecting to put in on my card, but he was happy with that. I think he's doing some of that "under the...
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Broken Windshield

May 25th, 2017 at 05:22 AM by Creditcardfree

During my husband's travels to school on Sunday, the windshield on his truck was hit by a rock. It eventually resulted in a crack as the trip progressed.

We won't claim this on our insurance as we have a $1000 deductible. I did start the process through USAA who contracts with Safelite for repairs which is where I saw that the windshield would cost $300. I was close to scheduling it, but decided to see if Safelite offered coupons or discounts. Instead I found a local shop that...
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Spending this week

May 25th, 2017 at 01:53 AM by Shiela

Grocery - $106.72

Transportation – Fuel -$40.50 and Train Pass - $137.76

DH had 2 lunches out – Total $35.00

Internet and Home Phone - $80.00

Tolls – Finally got the total amount for the tolls we used last month –$ 42.87

Not much happened this week really. The only thing worth reporting is we took a booth full of stuff to the Salvations Army. It was to get rid of more excess stuff.
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19 down, 31 to go on the new meals goal

May 24th, 2017 at 09:04 PM by ceejay74

Whew, it's been a crazy few weeks at my job. I traveled for work 4 days last week, and this week is me playing catchup. Plus it's our main client's fiscal year end on 5/31, so it would've been nuts without being mostly out of commission for four days.

The bad: Yesterday I came home from work, made dinner, then pretty much worked until 1:30am on a project I totally hadn't wanted to take, because I had more than enough on my plate. And it was for this PowerPoint where I'd presented...
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Picked Up Our Beef--Breakdown on Cuts

May 24th, 2017 at 08:41 PM by Lucky Robin

So our half a beef was ready and hanging weight came to 335 pounds. She had estimated hanging weight would be 300 with it's full hanging weight being 600, but it was bigger. It cost $1005 for the half and $250.64 for the cut and wrap fee, a total of $1255.64. So that works out to $3.75 per pound for a grass fed beef, which is pretty spectacular, considering grass fed hamburger alone is $8 a pound here. While she is not certified organic, they do not spray their hay fields and...
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One foot at a time

May 24th, 2017 at 07:25 AM by Jazzy

Things are slowly moving forward. Our debt went down about $1200 this month. We have also started contributing to savings. It's very small, but it's a start. It'll actually double this Friday to $120. After June (the personal loan payoff month), I will be putting all of my extra money to savings to build it up a bit. It's controversial since we have so much debt, but DH and I discussed it, and we'd feel more secure having a couple grand saved up before focusing back on debt payoff.

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Back from Door County

May 23rd, 2017 at 03:13 PM by My English Castle

I had a lovely five days with BFF in Door County. We used the airbnb where the family stayed last fall. The weather was not fabulous, but the cherry trees, forget-me-nots, and trilliums (trillia?) were all in bloom. We hiked a lot, took the ferry to Washington Island, ate delicious food, drank wine, watched movies, shopped, and talked and talked. My BFF is the best traveling buddy. We made lots of long-term plans and had a wonderful time.
My regular spring classes are done,...
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