"An economist is a man who states the obvious in terms of the incomprehensible." - Alfred A. Knopf

Coach Coming to Stay

April 25th, 2017 at 05:08 PM by Buendia

Another Spring, another British soccer coach coming to stay with us!

This time it's about 10 days... no reimbursement from the Club (ugh; sometimes they really frustrate me - even $25 would help with food costs). It's a girl, and we're very excited because I met her and she loves both soccer and Harry Potter (so F's twin!).

She'll be here tomorrow, so tonight we're eating a very frugal dinner of polenta and salad. Tomorrow - chili with cornbread.

I need to get the...
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The jobs merry-go-round

April 25th, 2017 at 02:58 PM by Patient Saver

In my last post, I described 2 job possibilities: the perm job at fertility healthcare company with the long drive, and the 6-month contract job that paid much better and was closer.

I mentioned also that the contract job employer wants to hire me, sight unseen.

Late last night, I got another email from that recruiter in which he explained he'd made a mistake: that it wasn't a 6-month contract but a 4 to 5 week contract!!

I was incredibly disappointed because I was leaning...
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$1 for 18 month supply of contacts

April 25th, 2017 at 01:40 PM by Banker Gurl

I had my yearly eye exam and ordered contacts. I usually do every other year glasses, and every opposite year contacts. My exam was free with my health insurance and I had a $200 allowance for my eye wear. My contacts came out to $201 for 18 month supply.....so total OOP was $1!

I always try to get my apt. earlier in the calendar year so that I don't forget about the benefit, or run out of time to use it during the busy holiday season.
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4 Months = $25K

April 25th, 2017 at 10:51 AM by Creditcardfree

On January 4th of this year our retirement accounts topped $400,000 for the first time. As of yesterday, our accounts are valued at $425,768. That is a change of $25K in less than four months. Some of that change is our contributions to retirement, but the S&P 500 is up nearly 7%, so this growth is a factor as well. It sure would be nice to see this continue through the year. I do like to think the next major milestone, of $500K, could be soon!

In other news, I did get $3 from...
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One Day Till Pay Day

April 25th, 2017 at 08:51 AM by CB in the City

I always love this day! I'm so excited to have money on the horizon!

I'm not going to spend anything today, so I did my April recap.

Housing - $695
Utilities - $196
Clothing - $194
Vacation/Travel - $184
Groceries - $85
Gifts/Charities - $78
Eating Out - $76
Gas - $53
Phone - $52
Medical/Health - $46
Personal - $46
Vet/Pet Supplies - $44
Entertainment - $40
Furnishing/Equipment/Decor - $35
Laundry - $24
Household Supplies - $6
Fares/Parking - $1

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we're making a house offer

April 25th, 2017 at 08:32 AM by LivingAlmostLarge

Our agent is submitting an offer on the house today at 2 pm. I'm not sure if I'm excited or not. It's a good house with everything we wanted and a decent location. In the area we wanted but not quite middle of city more like edge. Still in the school district but DH's commute is longer than I would have liked. But otherwise the location works. It works for us weekend commute wise to where we like to go. It works for schools. It works for quiet. The house is a good layout...
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Caught Up & Vacation Tips

April 25th, 2017 at 07:49 AM by klarose

I am FINALLY caught up on all my extra expenses. I was able to pay the credit cards to $0 and still had $75 left over which I sent to the LOC. $75 seems like a drop in the bucket when the total is going to be over $100k but I guess every little bit helps.

I also got a goat deposit, and some puppy money. So I added $100 to vacation and $50 to the animal fund.

Thankful to be caught up. Just in time to pay for 3yr vaccines for two of the cats. (May is shot discount month)...
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April 25th, 2017 at 06:32 AM by Sarah

Getting ready to go away this weekend to the wedding. I had to buy hubby a new suit and shirt for this one because one he wore last week was uncomfortable.

Must have spent about sixty pounds on taxis to and from the wedding last week. J was really grumpy and fell asleep at the meal.

I'm buying snacks tomorrow to take when we're travelling. It's not too far, but we need to get two trains. Also, have to put money in the card for the newlyweds.

Other than that, I've been...
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Spring Cleaning Bug

April 24th, 2017 at 11:55 PM by Lucky Robin

Yesterday I got hit by the spring cleaning bug. My son and I reorganized 4 out of 5 of our cupboards and it is so much better now. We took everything out and wiped down all the shelves and then moved some things around. It is much easier to get to all of the storage containers now, not to mention the cups. We have one more upper cupboard to organize and four lower ones. One of the bottom ones was reorganized about two months ago, so it was fine.

I also redid the washcloth...
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Broke but back on track

April 24th, 2017 at 10:13 PM by A Grateful Person

Had to empty out the last of my cash to pay my taxes. Trying to focus more on savings and debt elimination again.

My credit card debt went up a little but my loans went down a lot. It's encouraging to see both my house loan cc and my students loans below 10K.

I have some other things going on health wise. So well see if I can catch up.
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This and That

April 24th, 2017 at 10:42 AM by CB in the City

Just had to transfer $374 from savings to checking. Not really a loss, but it looks like the assessment fee is going to hit about the same time as my SS deposit; I want to make sure if it hits first, it won't put me in the red.

After my good night's sleep the night before, I had a lousy one last night. I'm going to try get a nap before this evening's baseball game. Since I had to miss the last one, I want to be sure to make this one.

Saw a HUGE beetle walking around my...
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$803 Trip Spending

April 24th, 2017 at 10:21 AM by Creditcardfree

For an eight day trip, we spent $803 on food, fuel, parking, and two nights in a hotel for three people. Our airfare was paid before we left. That was approximately $997 for the three of us.

We were lucky enough to have one free hotel night, as well as free accommodations and several meals with my parents. We also had the use of one of their vehicles as we traveled around two states. We did offer to get a rental car, but they were more than willing to share. We did pay for...
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Back from Vegas! $20K Update!

April 24th, 2017 at 09:18 AM by Banker Gurl

We are back from Laughlin/Vegas! We had a lot of fun and overall had a very cheap vaca, we only had to take $605 out of savings! I am excited that we were able to hang on above $18K!! Now back to the grind until our next vaca at the end of July.

We are still working on getting a renter for my old house (Rental #2). I have not advertised it to strangers yet, still hoping maybe we can find a friend/family member before we have to do that, but if something doesn't come up...
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FB Sales Week of 4/16/17

April 24th, 2017 at 07:59 AM by Banker Gurl

Total Sales for the week were $113.00!

Sale #667 (MK) $15.00
Hamilton Beach Blender - We paid $1.33
Sold for $15.00
Profit = $13.67

Sale #668 (KP) $5.00
Ariel Jammies - We paid $1.07
Sold for $5.00
Profit = $3.93

Sale #669 (JD) $10.00
Total Girl Bermuda Jean Shorts - We paid $1.43
Sold for $10.00
Profit = $8.57

Sale #670 (DB) $4.00
Avengers Pez Set - We paid $1.59
Sold for $4.00
Profit = $2.41

Sale #671 (DB) $4.00
TMNT Pez Set - We paid...
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Aziz, lights!

April 24th, 2017 at 06:41 AM by Tabs

Just thought you guys might be interested in my current experimentation with LED Christmas lights in the car. Having it actually serves a few purposes. First, I love Christmas lights. I think it makes any room look warmer and more pleasant. Second, it serves the practical purpose of room lighting. Yes, the car has its own lights, but only at the front of the car. Last but not least, it doubles as a clear visual indicator that the inverter power is on (or still on). It does...
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OT Update

April 24th, 2017 at 06:09 AM by Monkey Mama

**Work has been totally crazy and will be for a while. On the plus side, I did get my annual OT payout.

I do have $3,000 to throw at the mortgage, which is my minimum annual OT goal.

**I did also pay off the TV with my OT check.

My husband was so aggravated with the store he bought the TV from. He had negotiated at several stores, trying to see how much wiggle room he could get on price. & settled on one store that we buy most our electronics from. Since he was...
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Robinhood - Free Stock Trading

April 23rd, 2017 at 06:00 PM by Dental Floss Tycoon

Anybody here using Robinhood? If so, what are your thoughts and review of this investing platform?
I just recently heard about it, and from what I have seen and read about it so far online, is that it is only available via cellphone app. So installing it on my laptop is a no go.

Although I am not a day trader, I do occasionally buy/sell stocks and ETF's. The idea of commission free trades is somewhat appealing, even though I don't trade that much. However, it would mean opening...
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Sunday stuff and am AMAZING college deal

April 23rd, 2017 at 04:37 PM by Patient Saver

So I unwisely accepted this humongous 40-school assignment with a Wednesday due date, because I wasn't 100% sure I'd have a job interview to go to this week. I do, on Tuesday.

So (gulp) I had to go all out for the past 3 days so I could free up all day tomorrow to prep for the interview, and then a half day on Tuesday for the interview itself and one hour drive there and then back. (I did free up time to have dinner with dad at the Chinese place last night.)

So I wrote 10...
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My cousins new house

April 23rd, 2017 at 03:48 PM by Wink

My cousin and his wife bought a new house a few months ago and we were invited for Easter dinner and to see their new place. The house is BIG. It's 3300 square feet with an additional 900 square foot, fully finished basement that is a separate apartment with 2 bedrooms. Their 28 year old son currently lives in that level, rent free but that's another story.

The house is beautiful. Very high end finishes, open concept kitchen, dining, family room, large deck, and 2 car garage....
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Sticking Close to Home

April 23rd, 2017 at 03:14 PM by CB in the City

I am feeling much better today, after a good night's sleep. Other than a trip to the gym this morning, I haven't gone anywhere. I haven't spent any money.

I've got two days before my Social Security check is deposited (not counting today), and I've spent 97% of my variables budget. I thought it was lower than that, but I made a few underestimates. Anyway, I just want to come in below. I went over two months in a row, and I need to know that I CAN come in under when I put...
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