User Blog: Session Vars:
Array
(
    [testing] => This is a test
)
VBUser Info:
vbuserid: 
"Money never starts an idea. It is always the idea that starts the money." - Owen Laughlin
"" -

It's a good time for a Roth conversion... hmm...

March 27th, 2026 at 01:30 PM by PatientSaver

I did a small Roth conversion last year and it worked out perfectly; I remained just inside the 12% tax bracket at tax time. This year, I hadn't planned on doing a conversion since, if I'm committed to staying within the 12% bracket (upper end is just $50,400 for a single filer), there's not a lot of room to spare between my essential annual expenses and the extra room a conversion would take up. (I'm sure there's a more elegant way of expressing that thought but hopefully you...

Read More... | 4 Comments »

Newfound appreciation for AI but is it a wild good chase?

March 24th, 2026 at 08:40 PM by PatientSaver

I never thought I'd be saying this, but I truly appreciate AI and am frankly astounded by the depth and accuracy of my conversations with it. I may h...

Read More... | 4 Comments »

What I'm Watching

March 24th, 2026 at 12:04 AM by PatientSaver

You mean in addition to soaring oil prices? A few of my favorite FB reels that lighten my mood in these dark days.... Patrick J. Abdo: A Dubai drumm...

Read More... | 2 Comments »

Groceries, Gas, and Apps

March 23rd, 2026 at 07:50 PM by DK62565

Before I write too much, I'm going to apologize in case this is sort of all over the place.  This has been a spendy month. It's not like we went...

Read More... | 5 Comments »

New Fur Baby

March 22nd, 2026 at 03:30 PM by Monkey Mama

Pet loss, and grief, go hand in hand with crazy Murphy years from hell.  In this household.  Sure, a bad few weeks happen.  But given p...

Read More... | 6 Comments »

Want your own blog?
Join Now or
Blog Example

Real People, Real Finances

Here you can blog about your personal finances among the supportive help of others. Writing about your money and money management is an effective way to help keep your personal finances in order and attain your money goals. Join our network of personal finance bloggers and share your thoughts, issues, goals and daily musings about your personal finances and money today.



Copyright © 2026 SavingAdvice.com. All Rights Reserved.