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Long story short: a few years ago I lost my job, went through my minimal savings to stay in my apartment, a bunch of cards ended up in the hands of debt collectors. I had to move in with my brother out-of-state, so most of my stuff ended up in a PODS thing. I've been working now for two and a half years and have been successfully paying off a car loan (needed for work), another card that avoided debt collection, and my student loans. Nevertheless, I'm still living roughly paycheck-to-paycheck, though a recent raise has helped me put a bit away each month.
I'd like to get my storage unit back, but unfortunately PODS requires about 2700 up-front before they ship it down. Again, my credit is very poor; I can't get a loan from my credit union, and the peer-to-peer services I've checked won't accept me because of my score. I hate pissing away over $200 a month on this thing, and would gladly rather it go to a loan or something so that I can have my stuff back. I own nothing that could be used as collateral (still about 3 years away from paying off the car).
Does anyone have any advice, bar continuing to save what I can (I've only got about $500 in the bank from saving around $50 a month)? Thank you.
I'd like to get my storage unit back, but unfortunately PODS requires about 2700 up-front before they ship it down. Again, my credit is very poor; I can't get a loan from my credit union, and the peer-to-peer services I've checked won't accept me because of my score. I hate pissing away over $200 a month on this thing, and would gladly rather it go to a loan or something so that I can have my stuff back. I own nothing that could be used as collateral (still about 3 years away from paying off the car).
Does anyone have any advice, bar continuing to save what I can (I've only got about $500 in the bank from saving around $50 a month)? Thank you.
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