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Husband Won't Work

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  • Husband Won't Work

    My mom and I are putting our story on here because we want a third party's view. My father has not worked in almost ten years. He took a severance package in the summer of 2002. He always made less money than my mother, so he stayed at home and took care of the house and brought me home from school when I was in middle school.
    My father staying at home was fine when I was younger, but I am now 19 and have not needed him to stay at home since I was in high school. He sits at home all day and does almost nothing but watch TV and smoke cigars all day. He occasionally does yard work, but he seems to save all of this for the weekend when my mother is home so it seems like he is actually doing something worthwhile in front of her.
    My mother used to make $120,000-150,000 dollars a year, and my parents bought a $300,000 house in 2001 that was one and a half times their combined income. She has paid for their house, cars, and every other single bill on her own since 2002. She has since had a 20,000 dollar pay cut, making it more difficult to pay the mortgage and all of the other bills on her own. It never even occurred to him that he NEEDS to get a job after she received a pay cut that large.
    In my mind, he is lazy and selfish. My mother will have to work longer than she should because she is not able to put as much money into retirement as she would be able to if he were working. They could easily save all of his income. My parent's house is 30 years old and has a long list of repairs that need to be done, and there is no extra money for it. The pool needs to be redone, parts of the house need to be repainted, the foundation is messed up, it will eventually need a new fence, it needs new gutters, new French doors that are being eaten by termites, etc. That's only the outside.
    This is also my mom's dream home and she would love to live here into retirement. He has different views, and thinks paying off a house is abnormal. If he would work, they would have no problem paying it off, and could use the money that would be going to the mortgage for maintenance on the house.
    He is also extremely mentally abusive. He does not care about how the people closest to him feel. If you criticize him, he will refuse to believe that anything could possibly be wrong with him, and will instead turn the blame on the person doing the criticizing. He is nasty to our neighbors, and when my mother confronted him about it, he literally said he did not care how she felt. He constantly causes problems in our family, often for no reason. My mother is very caring, and puts up with his crap when almost anyone else would have left by now. Instead of fixing the problems or leaving him, she just lets it go. By talking to her recently, I've hopefully made her see that something absolutely has to change, or one of them needs to leave.
    The reason he says he won't work is that he feels "he is going to die soon". He has never been overweight, has never had any major health issues, and smokes but is otherwise healthy. He is 60, and my mother is 49. it is a privilege to retire at age 50, not a right. He says he feels he cannot physically work, and yet he can climb a ladder and trim the 30 foot trees for an hour, cleans out the pool every few hours, mows the front and back lawn, puts TONS of Christmas lights on the house every year, plays golf, and goes on 4 mile hikes with me when we go to national parks. Why can he not sit at a desk? I think he will use any excuse to not have to work, even if it means making things up.
    I have had enough, and I hope my mother is close to having enough. She wants to go to counseling, but he does not want to go because he honestly feels there is nothing wrong with him. He treats both of us horribly; if something doesn't go his way, he blows up. Even if he were working, my mother needs to realize this is not a healthy marriage. They don't have any communication in their marriage; she has no idea why he doesn't get that it's a problem that my mother is completely taking care of him financially like a child. They have been married for 26 years, but I believe this is only because she lets him get away with whatever he wants.
    I believe she should get a divorce, but she does not want to split up half of her money, and does not want to sell the house. I also believe that she would rather be miserable with him than leave him and be lonely. What should she do? How can she make him see that it is a problem that he will not work?

  • #2
    I think your mother is allowing a house to ruin her life. Houses and money do not come first in happiness. If she were to imagine her husband as a rattlesnake loose in the house, she might change her opinion of her situation.

    She is 49, she can easily find happiness and prosperity, without him.

    Comment


    • #3
      YIKES. You need more than financial advice. Get a professional. I feel very sorry for your mom. I hope she can work this out.

      Comment


      • #4
        I hope your mom will consider going to counseling on her own. At the least she will have more tools and support to cope more effectively with the reptile your dad has become as named so well by Maat.

        If your mom wants to change her circumstances she will take action. As an adult you may wish to change your response appropriate to a bully. You might like to read "Coping Effectively with Difficult People."

        Comment


        • #5
          My mom and I are putting our story on here because we want a third party's view. My father has not worked in almost ten years. He took a severance package in the summer of 2002. He always made less money than my mother, so he stayed at home and took care of the house and brought me home from school when I was in middle school.
          Technically your father retired in the Summer of '02 at 50 years of age. Did your mother agree to early retirement? Did she have a vote? What did your father do for a living to contribute?

          My father staying at home was fine when I was younger, but I am now 19 and have not needed him to stay at home since I was in high school.
          What may I ask are you doing to help this situation instead of contribute to the gulf between your folks? Have you been looking for a job? Do you go to college?

          If you paid attention to your priorities, might you be happier?

          He sits at home all day and does almost nothing but watch TV and smoke cigars all day. He occasionally does yard work, but he seems to save all of this for the weekend when my mother is home so it seems like he is actually doing something worthwhile in front of her.
          "Occasionally" means what exactly?

          Further below, you state that "and yet he can climb a ladder and trim the 30 foot trees for an hour, cleans out the pool every few hours, mows the front and back lawn, puts TONS of Christmas lights on the house every year, plays golf, and goes on 4 mile hikes with me when we go to national parks"

          My mother used to make $120,000-150,000 dollars a year, and my parents bought a $300,000 house in 2001 that was one and a half times their combined income. She has paid for their house, cars, and every other single bill on her own since 2002. She has since had a 20,000 dollar pay cut, making it more difficult to pay the mortgage and all of the other bills on her own. It never even occurred to him that he NEEDS to get a job after she received a pay cut that large.
          Has she ever suggested that he go back to work? Do you think it is easy for someone to get a job after 10 years out of the workforce? Do you think it would be easy for a 60 YO to find and get work?

          In my mind, he is lazy and selfish. My mother will have to work longer than she should because she is not able to put as much money into retirement as she would be able to if he were working. They could easily save all of his income.
          I'm sorry but 100k to 130k (20k reduction accounted for) should still be a rather large net income in order to provide for a 30-year old house that only costed 300k to begin with.

          My parent's house is 30 years old and has a long list of repairs that need to be done, and there is no extra money for it. The pool needs to be redone, parts of the house need to be repainted, the foundation is messed up, it will eventually need a new fence, it needs new gutters, new French doors that are being eaten by termites, etc. That's only the outside.

          This is also my mom's dream home and she would love to live here into retirement. He has different views, and thinks paying off a house is abnormal. If he would work, they would have no problem paying it off, and could use the money that would be going to the mortgage for maintenance on the house.

          He is also extremely mentally abusive. He does not care about how the people closest to him feel. If you criticize him, he will refuse to believe that anything could possibly be wrong with him, and will instead turn the blame on the person doing the criticizing. He is nasty to our neighbors, and when my mother confronted him about it, he literally said he did not care how she felt. He constantly causes problems in our family, often for no reason. My mother is very caring, and puts up with his crap when almost anyone else would have left by now. Instead of fixing the problems or leaving him, she just lets it go. By talking to her recently, I've hopefully made her see that something absolutely has to change, or one of them needs to leave.
          Well. You're 19 and they both deal with you. Why are you turning on them?

          Your mother makes her own choices. Your father as well. And you too. So when do you plan to make your escape?

          The reason he says he won't work is that he feels "he is going to die soon". He has never been overweight, has never had any major health issues, and smokes but is otherwise healthy. He is 60, and my mother is 49. it is a privilege to retire at age 50, not a right. He says he feels he cannot physically work, and yet he can climb a ladder and trim the 30 foot trees for an hour, cleans out the pool every few hours, mows the front and back lawn, puts TONS of Christmas lights on the house every year, plays golf, and goes on 4 mile hikes with me when we go to national parks. Why can he not sit at a desk? I think he will use any excuse to not have to work, even if it means making things up.

          I have had enough, and I hope my mother is close to having enough. She wants to go to counseling, but he does not want to go because he honestly feels there is nothing wrong with him. He treats both of us horribly; if something doesn't go his way, he blows up. Even if he were working, my mother needs to realize this is not a healthy marriage. They don't have any communication in their marriage; she has no idea why he doesn't get that it's a problem that my mother is completely taking care of him financially like a child. They have been married for 26 years, but I believe this is only because she lets him get away with whatever he wants.

          I believe she should get a divorce, but she does not want to split up half of her money, and does not want to sell the house. I also believe that she would rather be miserable with him than leave him and be lonely. What should she do? How can she make him see that it is a problem that he will not work?
          I have no answers for people who enable one another. She and he have been married 26 years and both have their perceived "needs" and both have their perceived "wants."

          Your father does not need nor want a "social" nor a "working" life. Your mother does need and want those things and thus she ends up working for them.

          The only answer I have is for you.

          Each and every person makes their own choices. You do as well.

          Rather than try to change things for your view of the better, you should change yourself. That's all you have control over, you, yourself. That's all you can change.

          Same with your Mom.

          And the very same with your Dad.

          Comment


          • #6
            I agree with the above post from snafu. Even if your father refuses to go to counseling, your mother should definitely go on her own; it would be worthwhile for her to hear an objective opinion of the situation.

            Good luck!

            Nola

            Comment


            • #7
              Mmmmm.

              We live in strange times where you have a Baby Boomer who can retire at age 50 (where I have to assume that is a government job, that retires you at 50 y.o. ) while having their pension funded by Generation Xers and Yers and Nexters who can barely fund their own Roth IRA's, who are scrounging for jobs here and there.

              In all likelihood, he is of the mindset, when he "retired", he "retired", he got an early retirement and that means a Life O' Leisure. He's got a European Mindset - you work half of your life and you live a life of leisure the other half. Whereas in America and Japan and China, it's maybe 75% work and 25% leisure.

              His sentiment isn't all too odd (although taken to the max for sure) - you should see all the Over 55 Retirement Communities around me. Snobgrass Hills. Swimming Pools. Movie Stars. A mini-Beverly Hills. No kids. Everyone sitting inside watching Price-is-Right on a Spring Day when it is 70 degrees out, waiting to go spend their healthcare dollars somewhere, waiting for the next school board meeting so they can protest a $.03 tax rate increase (I have the town mayor as a patient) and wonder why they spent $10.00 on a painting to hang on the wall of City Hall.

              I think our way of life in America is about to seriously change, if it is not already undergoing change at this moment.

              Sorry. . .you are looking for an answer and I was ruminating:

              Your mom needs to cut the dead weight. . .allow him to make his way in the world when finally our pension system collapses. In other words, it's time for Junior to leave home.

              Comment


              • #8
                Money isn't everything. One's health and physical/mental well-being trump money everytime in my book.

                That being said, I think that your family's problems are larger than an internet financial forum can fix.

                You will need professional help with your problems, or at the very least a willingness for change and to stand up for yourself.

                Good Luck to you both.
                Brian

                Comment


                • #9
                  Quite complicated issue you got here. But that do not mean it is not solvable. Best that you seek professional help to help out your mother. Also, it should also give you an opportunity to do something about it too.

                  Comment


                  • #10
                    Originally posted by bjl584 View Post
                    Money isn't everything. One's health and physical/mental well-being trump money everytime in my book.

                    That being said, I think that your family's problems are larger than an internet financial forum can fix.

                    You will need professional help with your problems, or at the very least a willingness for change and to stand up for yourself.

                    Good Luck to you both.
                    Quite complicated issue you got here. But that do not mean it is not solvable. Best that you seek professional help to help out your mother. Also, it should also give you an opportunity to do something about it too.

                    Comment


                    • #11
                      Honeslty its a sad situation, but you cannot save them. All you can do is encourage your mother to do what's right. But after 26 years why would she change now. She is the enabler in the relationship and like you said probably doesn't want to be alone. The best for you to do is to go to college and move out or get a job and move out. You need to live your life well and learn from this.

                      Comment


                      • #12
                        Seeker - I really liked your comments.

                        Actually, having been raised by a stay-at-home parent and married to a stay-at-home parent, I think the issue could be less that he isn't working and more of a communication problem. I have had too many friends over the years compeltely disrespect and misunderstand what it is like to be the spouse at home - and how much work it can be. When my ex divorced he told me his wife was a lazy slob who did nothing at home (but raise a baby). I felt sorry for her and glad I hadn't married him! As such, it's impossible to know exactly what this situation is, but sounds like the typical festering resentment withouth much communication. Likewise, getting a job after not working for a decade, is not near as easy as it sounds. In this economy? At his age? (Is he 60?) Probably futile.

                        As such, I don't see it as so black and white. I agree with counseling advice, etc.

                        All that said, if your mom wants out, she is being very short-sighted. She doesn't want to give up half, so she wants to stay and continue to give up her half to her husband. If she was really unhappy with that, she should leave and keep 100% for herself in the future. If she rather be miserable, then that is her choice.

                        Comment


                        • #13
                          You and your Mom should both see a psychologist. There's a lot going on in this dynamic. Your anger, your Mom's enabling, your Dad's entitlement, etc... Lots to work through to make this work. If your Dad went out and got a job tomorrow, this dynamic would still exist and play out in other ways. Good luck and please get help.

                          Comment


                          • #14
                            I think the payment option that you have presented actually looks OK. And since you have already made your mind about the car, I see no point in persuading you.
                            Well, come to think of it, you will actually find a lot of good uses for the nook. So you will still find this one a worthy purchase.
                            As far as I know, you can use the will left to you by your husband's friend as evidence of your claim. This will make getting a deed for the house much easier.
                            Yup, it would be better if you go through with the counseling first before settling money matters. The thing is, with your current situation, the problem will keep popping up again even if you have fixed it.

                            Comment


                            • #15
                              Originally posted by Scanner View Post
                              Mmmmm.

                              We live in strange times where you have a Baby Boomer who can retire at age 50 (where I have to assume that is a government job, that retires you at 50 y.o. ) while having their pension funded by Generation Xers and Yers and Nexters who can barely fund their own Roth IRA's, who are scrounging for jobs here and there.

                              In all likelihood, he is of the mindset, when he "retired", he "retired", he got an early retirement and that means a Life O' Leisure. He's got a European Mindset - you work half of your life and you live a life of leisure the other half. Whereas in America and Japan and China, it's maybe 75% work and 25% leisure.

                              His sentiment isn't all too odd (although taken to the max for sure) - you should see all the Over 55 Retirement Communities around me. Snobgrass Hills. Swimming Pools. Movie Stars. A mini-Beverly Hills. No kids. Everyone sitting inside watching Price-is-Right on a Spring Day when it is 70 degrees out, waiting to go spend their healthcare dollars somewhere, waiting for the next school board meeting so they can protest a $.03 tax rate increase (I have the town mayor as a patient) and wonder why they spent $10.00 on a painting to hang on the wall of City Hall.

                              I think our way of life in America is about to seriously change, if it is not already undergoing change at this moment.

                              Sorry. . .you are looking for an answer and I was ruminating:

                              Your mom needs to cut the dead weight. . .allow him to make his way in the world when finally our pension system collapses. In other words, it's time for Junior to leave home.
                              Hmmmmm Scanner. Which junior? The 19 YO or the "father"?

                              I guess Scanner, I feel that they are already there at snobgrass hill as you put it. The adult 19-YO is complaining about the fact that father does no work (except "occasionally") yet he cleans a pool (wow, nice they have a pool), mows the lawn (wow, nice real yard with grass), while it sounds like mother goes to work to pay the mortgage and the cars (plural) for the last 8 years or so. Hmmmm. Wonder what years those cars are. Leased? Loans for 8 years? Or do they keep buying?

                              Technically all kinds of folks retire at 50 or earlier. Some are Union, some military, some police or other gov't, etc. and also get a pension before the time they can qualify for SS. Some retire and go back to school just for the fun of it. Some read. Some play golf. Whatever one chooses to do.

                              Dead weight is not necessarily the ones who don't "need" -- dead weight in my mind are the ones who keep spending and do not earn.

                              IMO the "father" as described here, is nowhere near as "lazy" as the poster of this thread makes him out to be.

                              Is he spending? Or is it the mother? Father seems to be working at home and if he were not doing that work, then well add it to the list of other things that need to be taken care of.

                              He's a man who just wants to be left alone, not judged. I sort of wonder who bought the house in 2001, and whether or not she knew that he was going to choose severance in 2002. I sort of wonder about her mindset more than anything else... but she knows what she wants.

                              She makes 100k per year after a salary reduction. Does she really want anything to change? Possibly she'd like more communication, but it won't happen with the husband feeling like he has to protect his right to take it easy. He sees no reason to change. Does she?

                              Or it it the 19 YO person who wants a change?

                              Some of the words written "I have had enough" and "I hope I've made my mother to see" -- wow, that's strong.

                              If mother is reading this forum, I say this to her: "Do what YOU want to do with this situation. Your life can only be what you allow it to be with the other people in your world. You can only change yourself. You will only change yourself if you truly wish that change."

                              I'd say the same to the father. Father already does not see any reason to change. Father may well be happier alone. But he will not take that step.

                              And finally I'd say the same to the 19 YO. That 19 YO person needs to move on with their own life. Not try to change the other people around them... that's fruitless.

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