Online Savings Accounts & Current Rates

[weissheit]

FYI Capital One recently dropped their rate for their online bank w/ a balance of 10K+ to 3.4% (3.55% for costco members) APY.

Open Savings Accounts, Money Market Accounts — Capital One Direct Banking

[saverbootay]

Looks like HSBC is 3% now.

Venturebankdirect is 3.6% now, as well.

[weissheit]

Wise choice is down to 3.6% APY

One United down to 3.35% APY

Several others have also dropped recently.

[mommyof4]

Wise choice is down to 3.6% APY

One United down to 3.35% APY

Several others have also dropped recently.

My Cap One went down to 2.71 yesterday.

[saverbootay]

Looks like Cap One dropped their 10k balances to 3.25% too.

[weissheit]

Looks like all the tax payer money Cap One got was insufficient to fund their takeover of Chevy Chase bank. The Costco Cap One rates are now at the level their generally offered rates were at, but with Emigrant's Dollar bank holding fast at 4% my 50 basis pt rule has kicked in to motivate me to move on.

[Maxwell76]

And I was recently thinking about moving my money over to the 10k+ CapOne Account. Oh well, I guess I will stay where I am for the time being and collect my 2.71%.

The only reason I remain with CapOne is their five star rating on Bankrate and their check writing/ATM perks.

[maat55]

I've been happy with my account with provident direct. 3.75% 100 to open.

[mommyof4]

The only reason I remain with CapOne is their five star rating on Bankrate and their check writing/ATM perks.

Yea, I like the check writing/atm card features myself, or else I might move.

[weissheit]

Capital One is reporting a spike in auto loan delinquencies of almost 10%!!

[Maxwell76]

Capital One is reporting a spike in auto loan delinquencies of almost 10%!!

Let's hope this auto spike doesn't spiral as the mortgage meltdown did for other banks.

[saverbootay]

Fed cut their benchmark rate to .25%. Let's hope our banks toe the line...

[creditcardfree]

The online bank I use for our EF is FNBO Direct. Here's a link. They are paying 3.25% with no minimums.

[mommyof4]

Fed cut their benchmark rate to .25%. Let's hope our banks toe the line...

I won't bet on it, though.

[saverbootay]

Looks like Citi is 2.75% now. Maybe they're the next Wamu.