I have been crunching numbers like a madman trying to determine if we could retire this year. We can't, but I did find it interesting to look at spending time vs. money. This is what I came up with for us. It's not exact math, but it helps me talk to my wife about what a new pool might cost us WRT delayed retirement. It is also interesting that ongoing monthly spend in retirement has a much larger impact vs. one time spending now. Anyway, here's the data:

One time expenses before retirement

$1,000 = 1 more day of work

$10,000 = 2 more weeks of work

$100,000 = 6 more months of work

Monthly Expenses in retirement

$10 = 3 more days of work

$100 = 6 more weeks of work

$1,000 = 1.5 more years of work (this one surprised me)

One time expenses before retirement

$1,000 = 1 more day of work

$10,000 = 2 more weeks of work

$100,000 = 6 more months of work

Monthly Expenses in retirement

$10 = 3 more days of work

$100 = 6 more weeks of work

$1,000 = 1.5 more years of work (this one surprised me)

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