Are you investing today?

[dczech09]

Of course I am investing. I do not react to the media/market and that is what I teach people. I recommend investing steadily over time and taking advantage of dollar-cost averaging.

[usedn190]

that's good

[jean_charry]

investing

If investing for a long term, investing regularly is important whether the performance of the stocks is low or high.. cost averaging is what they call that strategy.. because in the long run, the performance/return on investments of stocks is getting higher.. Just a matter of time..

[MattNY]

Dollar Cost Averaging and a Set Calendar

I find it very helpful to setup auto contributions to our Roths like clockwork.

Then on our family calendar I set dates (either quarterly or annually) that we're going to make certain buys to spread out over time. All positions are long- my wife and I only sell individual stocks, not funds, when it makes sense. The funds/ETFs we like forever. I posted our allocations on another thread.

If you're making small buys you don't want the brokerage fee to eat into your investment. For instance if you only make a $100 buy and there's a $7 fee you've paid 7% just to get into a position. Consider letting your contributions accumulate so you're making larger (less frequent) buys. But definitely do so on a set schedule you'll stick too.

That being the case, my wife and I do leave excess cash on hand to increase our positions more than usual during "dips" or recessions.

[SimpleFinances4]

I do agree with a lot of the posts on this thread. It's tough to find any vehicle that's making substantial returns these days.

[Steve Chin]

Research shows many expatriates hold expensive financial products they don’t need.

These offshore investments often swallow the returns that should be in your pocket.

Our objective is to give you all the information you need to get better results.

You therefore only ever get what you need and value.

[gambler2075]

Added 130,000 shares of SPHS today to my pile, probably around 2.15 average... holding for partner or buyout hopefully. Hopefully not dilution #nowhammies

g

[clatoden99]

Investing money -by definition- means not spending it or saving it but placing it at risk in the hope (or expectation) of earning a return. There is never a "need" to do this.

[Fishindude77]

Bought about $100K worth of stock in a nice publicly traded small local business I an quite familiar with this week. Well run place, pays good dividends, and stock has a track record of appreciating in value.

[bjl584]

No individual stocks on my radar currently.

I will be dollar cost averaging into several funds come MAR 1st.

[msomnipotent]

There was a lot of activity for me this month. My 403B took a sudden 10% hit and discovered almost all of my mutual funds were heavily invested in banking. I'm not a fan of banking right now, so I moved my money into more diversified funds. It doesn't seem that long ago that I have to move things around because everything slanted towards biotech.

I cleaned house in the Coverdell this month, too. I sold PPL at a 5 year high and it seems like the right thing to do so far. I took really bad advice some time ago and bought FOGO and FIT near their peaks. I sold them at a huge loss this month and invested in KMI and TSLA to make up for it. So far, so good. I was also talked into AA, but sold at a small loss a few days ago. I bought Kimber Morgan at $15.07 and Tesla at $154.18. Thinking of selling TSLA to lock in profits but keeping KMI for the long term. I'm down 2% on CAT and plan to sell once I break even, depending on the news. I also bought a little more BIOC today. I plan on holding that for a while to see what it does.

I normally do not have so much activity, but I stupidly listened to people who had more experience than I and paid the price. Once I get back on track, I intend to stick to my plan and make some long term buys. I honestly have no idea why I listened to people because I was doing pretty good on my own!

[corn18]

Dumped $100k into boring total market index funds (US and international) in my taxable account. $40k cash to fill up the college fund. $12k into my IRA's that went into boring bond index funds. 401k contributions are going into boring index funds as well. 65/35 asset allocation. So boring I fall asleep making the investments. I like it a lot.