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ING Direct vs Emigrant Direct Bank

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  • Re: ING Direct vs Emigrant Direct Bank

    Thanks. I'll take your word for it. I'd rather stick a fork in my eye than listen to Bill O'Reilly.

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    • Re: ING Direct vs Emigrant Direct Bank

      Why is it that Emigrant doesn't offer a sign-up bonus?

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      • Re: ING Direct vs Emigrant Direct Bank

        Probably because their rate is already substantially higher than most of their competitors.

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        • Re: ING Direct vs Emigrant Direct Bank

          Doing all the mailing for the referral link to get the $25 was taking a lot of time and many of the emails were getting lost in spam filters. To make it easier, you can now sign up through the following <a href="http://www.savingadvice.com/forums/showthread.php?t=12132">special links</a> to get the $25 bonus without waiting.

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          • Re: ING Direct vs Emigrant Direct Bank

            I don't like emigrant. sign up process is burdensome. i waited 2 weeks for a letter in mail for activation. Then wait some more for transfer to activate. I prefer ingdirect.

            James Cambece of Peabody Law Office

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            • Re: ING Direct vs Emigrant Direct Bank

              So glad I found this forum and it gave me such confidence of online bank that I signed up HSBC direct today!

              I am so mad at myself for putting my money at 1% interest account for so long

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              • Re: ING Direct vs Emigrant Direct Bank

                It was very hard during my setup process with Emigrant direct as well. I'm thinking of pulling my money back out.

                cambece

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                • Re: ING Direct vs Emigrant Direct Bank

                  for everyone's info, Mybankingdirect.com raised rates to 4.10% APY today. like Emigrantdirect, they get 4 stars under bankrate.com's rating of financial stability. they've consistently had high rates, and have pulled ahead of Emigrant on some occasions. I do expect Emigrant to raise rates to 4.50% after Dec 13, though, and I also expect that Mybankingdirect will match them a little later.

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                  • Re: ING Direct vs Emigrant Direct Bank

                    cool I just open with ing and now I gonna open with ED yay

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                    • Re: ING Direct vs Emigrant Direct Bank

                      You can now earn a <a href="http://www.savingadvice.com/forums/showthread.php?t=12224">$10 Bonus</a> for signing up with Emigrant Direct.

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                      • Re: ING Direct vs Emigrant Direct Bank

                        YAY - I'm not going to sign up with ED - although I have been VERY happy with ING!

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                        • Re: ING Direct vs Emigrant Direct Bank

                          I mean, *BLUSH* I AM going to sign up with ED! Sorry - my bad - typo!

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                          • Re: ING Direct vs Emigrant Direct Bank

                            weiwentg - why do you think that ED will up it's rate after the 13th..?

                            And who else banks with "mybankingdirect.com"?

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                            • Re: ING Direct vs Emigrant Direct Bank

                              Originally posted by CJsoccerchic
                              weiwentg - why do you think that ED will up it's rate after the 13th..?

                              And who else banks with "mybankingdirect.com"?
                              others on this forum have noticed that ED tends to raise its rates after every 2 Fed funds rate raises. this is usually accompanied with ED tooting its own horn quite loudly. of course, they have quite good reason to toot it.

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                              • Re: ING Direct vs Emigrant Direct Bank

                                I completely agree - they have the best rates as far as I know - except that you just mentioned the "mybankingdirect" so I'll have to look that up.. But hey, if ED is going to rasie it's rate up another 0.5% then I'm all about taking advantage of the better rate!

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