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I think we're all adults here and should be able to discuss politics in a political thread and agree not to carry these discussions into other threads. Is it really more complicated than that?
I've been around long enough to see many iterations of this -- every 4 years right around the presidential election season, political threads become omnipresent, people get insulted/miffed/upset/otherwise, and there's a brief push to ban it all. Eventually people calm down and it goes away, and everyone is happy again.... until the next election cycle.
I do agree that straight political arguments along the vein of "this candidate is a @%#$~!" and "this candidate's proposal is !&*$^#%" have no place here. I actively ignore political rant threads, because I don't believe they have a place here. However, in order for there to be a valid discussion on financial topics, government policy is a necessary theme at times. The impact of taxation, regulation, trade, and currency policies serve as a bedrock to many of our discussions -- for example, what is a Roth vs. Traditional IRA discussion without taxes? ... Or what value is a discussion of stocks/bonds vs. currency/precious metals when the inflationary effects of currency & lending policy is barred? We need discussions about policy...just not about politics.
My proposal would be to simply define and adhere to an "Off Topic" policy for the forums. If a discussion starts out on trade policies but veers off to "Trump is the new Hitler", it's clearly gone off topic and it's time to be closed. If ever a thread veers off and starts gathering personal attacks, it's clearly off the mark.
We can police ourselves -- first by asking individuals to stay on topic (whether in PM or in-thread), and failing that, flag threads that have clearly gone off the rails with a request to lock it. Our moderators are reasonable, and I've personally seen them make good judgement calls on if/when it's time to wind down a thread that may or may not have veered off-course, or in the case of persistent offenders, ban a user if needed.
We don't need to be draconian...simply respectful.
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