Post Your Wins

[disneysteve]

I just increased my 401k contribution from 11% to 13%. I figured out that I wouldn't quite have it maxed out at the current rate. The extra 2% will get me fully funded for the year.

[QuarterMillionMan]

Made $439 from the bidding war between Disney & Comcast to purchase 21st Century Fox (FOXA), catching some of the uptick in price.



6/20/18 10:09:58 Bought 200 FOXA @ $47.50 for $9507.95
6/28/18 15:01:39 Sold 200 FOXA @ $49.77 for $9947.94, gain of $439.99

[msomnipotent]

I have been waiting for a certain Coach wallet to go on sale for about a year. It is normally $195. I finally found it at the outlet store for $30!

[disneysteve]

Huge win today! I've know for years that we were outrageously overpaying for our auto insurance but my daughter had an at-fault accident a few years ago so we were kind of stuck. Well I realized her accident is now over 3 years old (actually close to 4). I went online last night and got a quote from another company. I knew it would be cheaper but even I was surprised by the difference.

I'm a little embarrassed by the actual numbers but let me just say that the new policy is 64% less than the old policy. The difference for the year will be enough to cover a nice vacation.

[creditcardfree]

Huge win today! I've know for years that we were outrageously overpaying for our auto insurance but my daughter had an at-fault accident a few years ago so we were kind of stuck. Well I realized her accident is now over 3 years old (actually close to 4). I went online last night and got a quote from another company. I knew it would be cheaper but even I was surprised by the difference.

I'm a little embarrassed by the actual numbers but let me just say that the new policy is 64% less than the old policy. The difference for the year will be enough to cover a nice vacation.

Just curious, which company did you switch from and to? I feel like ours is super high...newer driver but no accidents.

[disneysteve]

Just curious, which company did you switch from and to? I feel like ours is super high...newer driver but no accidents.

Went from Allstate to Progressive.

[QuarterMillionMan]

Was it the exact same coverage? My 6 month policy with GEOCO went for $550 to $675, with no accidents or citations. I may drop collision/comprehensive with my 2007 Dakota.

[disneysteve]

Was it the exact same coverage?

Yep. Everything is exactly the same - coverage limits, deductibles, rental car coverage, etc. I made sure I was comparing identical policies.

[disneysteve]

I know I should probably drop collision on at least my car and possibly DD's car but with the new lower rate, it's really not so bad. I was definitely overpaying for it before. I just would hate to drop the insurance and total the car a week later.

[Gailete]

That is the same thing I did. Left Liberty Mutual for Progressive for auto.

One thing that I hadn't even thought about in conjunction with paying off the rental property (2 loans) was getting a letter from the bank that held the loans saying that they are paid off and to notify your insurance company. Does this mean the insurance will be less? I hope so. That is the project for this week. I haven't gotten the house insurance swapped over and I need to pay the first installment on the premium in a few days. The rental premium is $813 and the house is $1670, for a total of $2483! I think NOT! And I think typing those numbers out just now made them real so to speak. I need to get them lowered ASAP!

[Thrif-t]

. Does this mean the insurance will be less? I hope so.

Let me know! We paid our house off 2 years ago and I didn't notice any lowering of premium

[QuarterMillionMan]

As promised that I would post my $300 win from Reno.

[Nutria]

Was it the exact same coverage? My 6 month policy with GEOCO went for $550 to $675, with no accidents or citations. I may drop collision/comprehensive with my 2007 Dakota.

I've noticed that paying the premium in full can be a LOT (20-30%) cheaper than paying installments. I'm sure, though, that the active participants here do that already.

[Gailete]

Let me know! We paid our house off 2 years ago and I didn't notice any lowering of premium

We are still paying on the house, but the rental is paid off now so in case of a problem the bank won't have its hand out first. I don't know if it affects the policy or not. I dumped getting new quotes for it on hubby a few minutes ago.

[Gailete]

This year has been way busy and I haven't been feeling as well as I would have liked so some things go shoved to the back burner. But, I finally got a new fire insurance for our house that is $623 LESS than the former policy. Crazy I know since we always feel so short of money but they insured our house for around $500,000. It cost around $110K to build!

Glad to finally get that out of the way.