No unemployment for DD?

[~bs]

the question is if it's worth taking a minimum wage essential services job at this time or if she can ride it out at home.

[disneysteve]

the question is if it's worth taking a minimum wage essential services job at this time or if she can ride it out at home.

Really no reason for her to do that. She has plenty of savings and hardly any expenses since she lives at home with us and is debt-free. She does normally pay "rent" but we're happy to skip that until she gets back to work. If she was going to get unemployment, we probably would have continued it but since she won't, we're fine with that. And there's no way I'd want her out doing something where she'd be at risk of COVID exposure.

[Fishindude77]

I'm guessing the non-profit is exempt from paying the same taxes as a for profit company, therefore they are not paying into an unemployment program making her ineligible.

[Scallywag]

Really no reason for her to do that. She has plenty of savings and hardly any expenses since she lives at home with us and is debt-free. She does normally pay "rent" but we're happy to skip that until she gets back to work. If she was going to get unemployment, we probably would have continued it but since she won't, we're fine with that. And there's no way I'd want her out doing something where she'd be at risk of COVID exposure.

Not trying to be argumentative but theres going to be too many people out tbere looking for a job once the lockdown lifts AND with no income she'll run out of savings fast. I understand the concern over potential exposure but there may be none if she temporarily takes online tutoring jobs and it'll be easier to find a job doing something she loves if she's always had a job (even in an unrelated field).

That's my opinion, because the bigger concern for me would be her emotional well being during this time. As a serially unemployed / underemployed person, I have been through some very EMOTIONALLY challenging times when I found myself home, without a job, and that's far worse than any financial challenges arising out of not getting a salary. So just keep an eye out for that - JMO.

[Scallywag]

the question is if it's worth taking a minimum wage essential services job at this time or if she can ride it out at home.

As we've seen, many Americans do not have that choice, so this girl is very lucky if she does.

[disneysteve]

Not trying to be argumentative but theres going to be too many people out tbere looking for a job once the lockdown lifts AND with no income she'll run out of savings fast. I understand the concern over potential exposure but there may be none if she temporarily takes online tutoring jobs and it'll be easier to find a job doing something she loves if she's always had a job (even in an unrelated field).

That's my opinion, because the bigger concern for me would be her emotional well being during this time. As a serially unemployed / underemployed person, I have been through some very EMOTIONALLY challenging times when I found myself home, without a job, and that's far worse than any financial challenges arising out of not getting a salary. So just keep an eye out for that - JMO.

I appreciate that point of view. She will be very upset if her job doesn't reopen (business goes under) as she really loves working there. She was actually hoping a supervisor position would open up at some point and she could possibly move up to that.

She's not really upset that she's home. She's upset that she isn't at that job. Had this whole thing hit when she was at her last job, she would have been thrilled because she wasn't happy there at all.

I'm sure you're right that there will be a lot of people looking for jobs when this is all over. Hopefully she won't be one of them.

[disneysteve]

As we've seen, many Americans do not have that choice, so this girl is very lucky if she does.

Absolutely. She very much recognizes and appreciates the position she is in compared to some of her friends and coworkers.

[kork13]

theres going to be too many people out there looking for a job once the lockdown lifts AND with no income she'll run out of savings fast.

I'm sure you're right that there will be a lot of people looking for jobs when this is all over. Hopefully she won't be one of them.

I would presume that many/most businesses that emerge off the back side of this will first try to hire back their previous employees. In the specific case of DS's daughter, I'd expect that service-type companies (such as a swimming school) in particular will be able to come back fairly easily. Parents still want their kids to learn how to swim, the facilities won't have burned down, and the equipment will not have been destroyed. It's a matter of filling the pool, turning on the lights, and signing up their customers again.

[disneysteve]

I would presume that many/most businesses that emerge off the back side of this will first try to hire back their previous employees. In the specific case of DS's daughter, I'd expect that service-type companies (such as a swimming school) in particular will be able to come back fairly easily. Parents still want their kids to learn how to swim, the facilities won't have burned down, and the equipment will not have been destroyed. It's a matter of filling the pool, turning on the lights, and signing up their customers again.

Actually, they didn't drain the pool. The manager sent everyone an email a few days ago just to touch base and check in and sent a few pictures. The pool is full and covered. They just need to fire up the heater to warm it up and take off the cover and they're ready to go.

There is a fair amount of training and certification (lifeguard, CPR, first aid) needed to work there so existing employees would be first priority to bring back before they hired new people.

The only possible issue would be if the owner wasn't able to financially keep the place up during the closure (rent, utilities, etc.) but there's been no indication of that.

[~bs]

Really no reason for her to do that. She has plenty of savings and hardly any expenses since she lives at home with us and is debt-free. She does normally pay "rent" but we're happy to skip that until she gets back to work. If she was going to get unemployment, we probably would have continued it but since she won't, we're fine with that. And there's no way I'd want her out doing something where she'd be at risk of COVID exposure.

If she can afford to not work, you should probably urge her not to. it's not worth the risks to her to make minimum wage. Not only because of the risk of covid contraction, but the risk she'll get assaulted. WIth stay at home orders and such, much less "normal" foot traffic around, and criminal activity is on the rise.

[disneysteve]

If she can afford to not work, you should probably urge her not to. it's not worth the risks to her to make minimum wage. Not only because of the risk of covid contraction, but the risk she'll get assaulted. WIth stay at home orders and such, much less "normal" foot traffic around, and criminal activity is on the rise.

Not a concern. She wasn't looking to get other work, and certainly not doing anything essential in the midst of the pandemic (although something safe like online tutoring certainly wouldn't be off the table). If by some off chance her job no longer exists when this is all over, she'll deal with it then.

[bjl584]

Possibly, but on what grounds? There are very clear eligibility criteria that she doesn't meet based on how they calculate it.

I'd guess she is out of luck then

[disneysteve]

I confirmed today that the preschool job definitely doesn't pay into unemployment as suspected. Oh well. As my daughter said, she didn't realize that job could get even worse months after she left it.

[scfr]

She's young and living at home, and has probably learned a valuable lesson about the importance of going over paperwork with a fine tooth comb before signing a contract (employment or otherwise), so maybe it will turn out to be a win in the long run.

[~bs]

She's young and living at home, and has probably learned a valuable lesson about the importance of going over paperwork with a fine tooth comb before signing a contract (employment or otherwise), so maybe it will turn out to be a win in the long run.

It sucks starting one's life as a young adult during a depression, but I suppose it's a good life lesson. Personally I can kinda relate. I'm a millenial not even 40 and have experienced 3 recessions since I turned 18. 2001 2008 2020