This is why our credit card companies are screwed up!

[Drake3287]

Nope! $10,000. Every time the checker scanned a $500. gift card the total changed almost like a slot machine until it reached the $10,000 amount. Strange! And as for showing ID, I still get a few places asking for my ID when I use a card. It might be illegal now but I'm not bothered by it.

[rennigade]

I have to show ID for anything over $25.

It seems theres really not a clear answer on this. From what I read...if your card is signed some credit card companies do not require that you show your ID. Im not even sure if it matters if its signed? Then again I also read that some stores can require you to show ID even if the card is signed to deter fraud.

I just write "See ID" on the back of my cards. Some people ask for my ID...others do not.

[MonkeyMama]

I tried to buy the Visa gift cards with my rewards credit card to get the 6% bonus for the grocery store and they said no.

Bummer! That's the only reason I have ever picked up visa cards at a grocery store. Was a 6% savings. Is good to know that they may be picky about that, though lord knows when I will ever buy another visa gift card. Probably never if I have to pay cash for it.

[Eagle]

@Drake3287

It was iether fraud or a very poor decision on this person's part. Still unclear did the store clerk check/cashier ID?

[Drake3287]

Nope!

[JasonSimms]

I agree that they must be stolen credit cards. And yes, there’s nothing new about it. We have been witnessing such fraudulent activities related to credit cards for a long time now, probably ever since credit cards were introduced. I wonder how such reputed companies can afford to not use the latest safety techniques! Well, now that the damage has been done, there’s hardly anything they can do about it.

[Drake3287]

He was purchasing Visa gift cards with his various credit cards, Visa gift cards are different from credit cards. Once a Visa gift card is activated it's like cash. No different than buying a Best Buy or Starbucks gift card.

[Eagle]

Nope!

Then that is the store's issue. They didn't check ID and so they will likely be the party at fault.

[Eagle]

He was purchasing Visa gift cards with his various credit cards, Visa gift cards are different from credit cards. Once a Visa gift card is activated it's like cash. No different than buying a Best Buy or Starbucks gift card.

Don't those cards typically cost $3-5 to activate each? That should've raised a red flag to the cashier.

[isaac]

I live in West Virginia, USA. and also served in US Army. So needless to say I've had a lot of exposure to uneducated folk.

I've known soldiers in Germany to open a credit account with the PX, buy prepaid Visa cards just to sell them to people for Euros. Usually at a 25% loss. Or buy cigarettes and alcohol and sell them at a loss. They think of credit as free money.

Also people I work with will open Cabelas or other sporting goods stores credit and purchase Guns & Ammo just to sell for Cash.

Edit: Just remembered one military guy in my barracks who was approved for a credit card, called home to his pregnant wife and said "I just found the answers to our prayers baby, I know how we're going to afford that new crib". I felt a little bad at first, then he went to the PX and bought a new iPad2 for him, and had a 2nd iPad2 shipped home to his wife. Then he bought a bunch of data minutes (ridiculously expensive in Germany) so he could get on the internet and purchase baby items.. These are the same people you'll see on the side of the street with cardboard signs "Homeless Vet Need Assistance"

Seeing as how most people join the military at 17 or 18 and have no financial sense I think there should be classes required. We're required to take classes on nearly EVERYTHING else, why not finances?? Then again buying $50 Visa cards for 20 Euros a pop was pretty sweet, I'm a terrible person.

[Petunia 100]

I believe that may actually be against the rules. You might want to contact your credit card company about that.

Why would it be against the rules? Have you never been asked for picture ID when you pull out your credit card?

[disneysteve]

Why would it be against the rules? Have you never been asked for picture ID when you pull out your credit card?

All the networks allow a merchant to ask for identification. MasterCard and Visa, however, explicitly prohibit retailers from requiring an ID to accept a properly signed card. "They can ask for that ID, but you can refuse to show the ID and they still must accept the card," says Paul Stephens, director of policy and advocacy at the Privacy Rights Clearinghouse, a nonprofit that advocates for consumer privacy rights.

So they can ask, but as long as it's signed, you don't have to show it.

[GrimJack]

I just write "See ID" on the back of my cards. Some people ask for my ID...others do not.

I sign my cards (legally, you have to sign them) but I use a sharpie to write in large letters: CHECK ID and I thank the clerk every time they ask.

[Like2Plan]

So they can ask, but as long as it's signed, you don't have to show it.

Is this a new rule? I haven't been to Las Vegas in a while, but the last time we were there it seemed like nearly every merchant was asking for ID with the CC. Also Disney World/Land--at times (not on every transaction). I didn't know there was such a rule.

[Petunia 100]

So they can ask, but as long as it's signed, you don't have to show it.

Well, I'll be. You'd think they would want clerks to ask, as it would reduce fraudulent purchases.

I don't mind showing my ID. I just flip to my DL as I hand over the credit card.