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What is your credit score?
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My credit score is 750 now, I want to increase it, but I also feel that it goes down for different reasons.
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Unfortunately mine is a low 690. However, I just payed off every single CC debt I had, and will start to use a single CC to pay monthly recurring utility bills and then pay it off every month. Hopefully I can check back to this thread months from now with a much better score
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My score, according to my Discover Card has been 723 for about 4 months.
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according to my latest Discover card statement my FICO score is a 841.
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780. No debt and I always pay on time and in full. No mortgage. No loans left to pay. As long as that keeps me in the excellent range I can live with that.
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So I have a credit score of 650, I have no loans, I always pay my bills on time, still my application got rejected. How ill I ever get a credit score of 850, if somebody doesn’t approve my application for a merchant account? It was quite a shock for me when my application got rejected for low credit score. I wanted to start my own florist shop.
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My wife has an astounding credit score for never having had a mortgage, 817. I had early credit troubles but have climbed from 490 to 685!
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I'm also in the 800 Club as many call it. It's always interesting to fill out a loan application and have the other person comment how they've never seen a score like that. The last car loan I had offered a 0% rate and the dealer warned me that no one would qualify for it. Surprised him!
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This month mine was 765. That is the lowest of the 3 bureaus and it's been in a while since it has been this low. Probably because I opened up a new Amazon card and we bought a house last year. It was in the 790s and low 800s last year.Originally posted by QuarterMillionMan View PostAnyone care to share their credit score?Last edited by Eagle; 08-12-2014, 09:33 AM.
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Lol. I think the highest you can get is 850?Originally posted by scottgriffin View PostThe last I checked my credit score was 892 which is awesome! I always make sure I am making my payments before the actual due date. I pay things off very slowly so I can have it on my credit for a while which can be bad and good. It shows I am paying it off but not in a quick way though.
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Ours were both over 800 the last time we refinanced. I think Dh's was 810 and mine was 815 or 820.
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There is now Vantagescore which has a range of 501-990 and also gives you a letter grade.Originally posted by disneysteve View PostFICO scores only go up to 850 so the score you are talking about isn't a FICO score.
Vantage Score
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Scott might be from Canada.Originally posted by disneysteve View PostFICO scores only go up to 850 so the score you are talking about isn't a FICO score.
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FICO scores only go up to 850 so the score you are talking about isn't a FICO score.Originally posted by scottgriffin View PostThe last I checked my credit score was 892.
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