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"At present you may think yourself in thriving circumstances and that you can bear a little extravagance without injury; but, for age and want, save while you may - no morning sun lasts a whole day".~~Ben Franklin
"I believe it is my obligation to prepare for things beyond my control. I can't make life maintain a steady course, to suit my plans. I can make plans to maintain a steady course, no matter what life brings." ~~Maggie, from The Hillbilly Housewife website
"Being frugal isn't the same as being cheap or stingy -- it's about valuing long-term goals over short-term thrills." ~~John Lastovicka, Marketing Prof., AZ State Univ.
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