Favorite quote or money motivator?

[LuxLiving]

"Some are justly laught at for
keeping their Money foolishly,
others for spending it idly: He is
the greatest fool that lays it out
in a purchase of repentance."
-Poor Richard, a/k/a B. Franklin

[LuxLiving]

"By postponing paying off a credit card you are selling your future dollar as well as any interest that dollar could earn for you.

Re-read the above sentence.

It is the heart and soul of the problem with a cashless society. By eliminating any emotional cost of spending our dollars we are not only saying goodbye to our future wealth but also saying goodbye to any accumulated wealth we might have earned form those dollars being set aside in savings and investment." -Michael Killian, Cashless Society, Invest In Your Debt Newsletter

[LuxLiving]

"There are no such things as 'little things' financially - those bagels or morning coffees will kill you financially, eventually. So many people I work with constantly complain they have 'no money' but they show up with Tim Horton's coffee and a bagel each morning - poof - $5.00 gone a DAY. That's gotta be like $100.00 a month at least! Imagine what else you could do with that - retirement plan, a vacation. I quit doing the morning coffee thing for a year, saved $1200.00 and am going to Jamaica in January. I figured that in retrospect, I didn't want to say I spent $1200.00 on bagels! LOL It sounds so stupid but it's true!" -Cami, commentor on The Simple Dollar blog

[tbc32]

"We are what we repeatedly do. Excellence, then, is not an act but a habit." Aristotle.

"For behold, it is not meet that I should command in all things; for he that is compelled in all things, the same is a slothful and not a wise servant; wherefore he receiveth no reward. Verily I say, men should be anxiously engaged in a good cause, and do many things of their own free will..." -God

[LuxLiving]

"Few people have ever spent their way out of poverty. Those who escape do so through saving and investing for long-term goals." -Michael Sherraden, Director of the Center for Social Development

[simpleyme]

"you cannot borrow your way out of debt"
- Dave Ramsey

[LuxLiving]

CHANGE YOUR LIFESTYLE

"I wonder if the word "rich" will give people the wrong idea. I think that when people see a book that promises to make them rich, they believe that they'll wake up one day to find huge bags of cash have been delivered to their house. In other words, they want to get rich so they can change their lifestyle, instead of changing their lifestyle so they can get rich." ~Graham Powell, seen on a financial blog

[Bookie]

Every successful man I have heard of has done the best he could with conditions as he found them, and not waited until the next year for better. - Edgar Watson Howe

[Bookie]

All you need in this life is ignorance and confidence, and then success is sure. - Mark Twain

[LuxLiving]

"I think most of us here (SavingAdvice.com) help keep our backs strong and appropriately flexible by stooping to pick up pennies.

A penny a day keeps the chiropractor away.

Didn't Ben Franklin say that?"

~Joan of the Arch

[Bookie]

Good one.

[LuxLiving]

"For industry pays debts,
while despair encreaseth them."
~Benjamin Franklin

[Bookie]

He that is good for making excuses is seldom good for anything else. - Benjamin Franklin

[LuxLiving]

on moving too often...

"Three removes is as bad as a fire." ~Benjamin Franklin

[LuxLiving]

"I have found that tightwaddery is about not hardship and deprivation, but fun and creativity." ~Amy Dacyczyn, author of the Tightwad Gazette in 3 volumes