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While I was updating my financial spreadsheets today after shopping, I noticed at the bottom of my grocery receipt, it says I have saved $278.89 to date. I did not get my shopper card until January this year. Wow. That's more than what I spend in one month for groceries. The other frugal thing I did was before I added in the deposit for my paycheck this pay period, I transferred my "leftovers" to emergency savings. I am trying to build that account back up again after some medical crises earlier this year. I have paid off two small medical bills in full and am well on my way to paying off two more next month. I am not doing really well yet, but I think I will get there.
Sounds like you are making progress if you have "leftovers" to put away! Keep it up! Medical stuff hits pretty hard. I'm so glad we have the care, but it can deplete you fast. We've had a bunch of bills from this spring with DD. Still getting bills in from those times!
In NJ, there is an organization called QuitNet. My sister in law quit almost 3yrs ago. Every month she gets an email from them with the anniversary date - the # of days since she quit, how much money she's saved, and how much time she's extended her life by. It's a great org. there's support groups and all sorts of different options. I think it's only for NJ residents, but every state should have something like this.
I quit in May of 2001 and at the time it was $2. a pack, because I bought the less expensive cigarettes. I have put that money to the side all of this time. I would like to take a trip with my husband with this money. Of course I'd like to go to Europe, but it's a bit pricey right now. But there are all kinds of incentives. Now, I'm putting the money to the side for future furniture purchases.
We just had a driveway poured this week. My dh was talking to the guy that did the work. He was a smoker. He said that he and his wife both smoked and it cost them $600 a month for cigarettes. Can you imagine? Yes, i did smoke, but I quit about 1990! Thank goodness. When I started, we did not know they could kill you! I was a kid, and thought it made me look cool.
Today is the American Cancer Society's Great American Smokeout. Give yourself a great big pat on the back, Cheaply Clever and everyone else who has quit!
Thursday, for the Great American Smokeout, msn.com had an article about the lifetime costs of smoking, including lower earnings, lower pension payouts (dying earlier so not collecting as much), costs of cleaning more often, less job security, b/c many states do not have antidescrimiation laws for smoking, so some employers are starting to fire smokers, the list goes on. I have never smoked, but was still surprised at some of the items on the list, such as lower auto resale value, and the job loss info. Sobering.
I quit 4 weeks ago and I must say it wasn`t as hard as i thought it would be.
1st day nightmare but for the first week after that not too bad
2nd week not good , not bad.
3rd week nightmare again after stop using patches
4th week going ok don`t even think about much now.
Just thinking about my ex husband cause today would have been his birthday. He decided that smoking was more important than living a long life, so he died of lung cancer.
I quit in May of 2001 and at the time it was $2. a pack, because I bought the less expensive cigarettes. I have put that money to the side all of this time. I would like to take a trip with my husband with this money. Of course I'd like to go to Europe, but it's a bit pricey right now. But there are all kinds of incentives. Now, I'm putting the money to the side for future furniture purchases.
If you don't mind me asking, how much do you have saved so far from putting that extra $2 aside since 2001? It must be a pretty attractive sum by now.
If you take $2 a day and multiply it by 365 days x 6 years which it will be in May, you're looking at $4350. plus any interest that it earned. It does add up. I once heard that you should think about what you could do with the money that if you didn't spend it on smokes. So instead of smoking it away you can do many things like making dreams a reality, having enough for your retirement, for some it could be a big-screen TV, or whatever.
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