So its been a while since I was on here last and my wife and I are going to be looking at houses soon and find and purchase by the end of our lease on our apartment in march of 2016.
I moved to a new city because of my job and my wife just started working in town cutting her 45 minute commute to less than 15 minutes, I am a little reserved looking at houses when we are both starting new jobs but enjoy my job now and how I am treated compared to my last position.
I don't know what to expect in the future with the company I am at with regards to pay raise and or holiday bonus. But I currently take home $3923/mo. and my wife will take home $1189/mo. for a rough total of $5100/mo.
I owe 13k in student loans and pay 236/mo. I could consolidate this and possibly lower the payment but I would always pay over the minimum payment and about 2500 in CC debt that will be paid off before I purchase the house.
I would be looking at a 15 year fixed rate but may do 30yr I don't want to but I am unsure I know the facts about both.
I am looking to have 10k for a down payment I wish more.
My question is what is the price range I should be looking at for a house and any other information and insight on my situation?
I moved to a new city because of my job and my wife just started working in town cutting her 45 minute commute to less than 15 minutes, I am a little reserved looking at houses when we are both starting new jobs but enjoy my job now and how I am treated compared to my last position.
I don't know what to expect in the future with the company I am at with regards to pay raise and or holiday bonus. But I currently take home $3923/mo. and my wife will take home $1189/mo. for a rough total of $5100/mo.
I owe 13k in student loans and pay 236/mo. I could consolidate this and possibly lower the payment but I would always pay over the minimum payment and about 2500 in CC debt that will be paid off before I purchase the house.
I would be looking at a 15 year fixed rate but may do 30yr I don't want to but I am unsure I know the facts about both.
I am looking to have 10k for a down payment I wish more.
My question is what is the price range I should be looking at for a house and any other information and insight on my situation?
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