emergency fund

Dave Says: A Solid Financial “Construction” Plan Dear Dave, My wife and I are in our mid-thirties, and the only debt we have is a combined $15,000 in student loans and c... read the story

by Drew Blankenship

How to Build a $1,000 Emergency Fund Fast When Your Bank Account Is Nearly Empty When my wife and I first started saving money, it was really difficult. The idea of saving a $1,000 emergency fund feels... read the story

by Catherine Reed

9 Reasons More Than Half of Americans Are Terrified of Their Emergency Savings Emergency funds sound comforting in theory, but they can feel scary in real life. Many people look at their emergency sa... read the story

by Catherine Reed

These 8 Banks Are Quietly Raising Payouts—But Only for Certain Customers If your savings are sitting in an account that pays almost nothing (or charges a monthly fee), 2026 is a great year to f... read the story

Dave Says: Sick and Tired of Being Sick and Tired Dear Dave, I’ve been listening to your radio show, and as a result I’ve decided I’m tired of living paycheck-to-pa... read the story

by Catherine Reed

8 Ways to Prepare for Mid-Winter Home Repairs on a Tight Retirement Budget Mid-winter is when small home issues stop being “annoying” and start becoming expensive emergencies. A slow leak, a ... read the story

How to Start the Baby Steps When You Are Already Behind on Bills Dear Dave, I’ve been listening to your radio show, and as a result I’ve decided I’m tired of living paycheck-to-pa... read the story

by Catherine Reed

8 Money Moves to Secure Your Financial Peace After a Market Dip A down week in the market can make even calm investors start doom-scrolling and second-guessing everything. The problem ... read the story

by Catherine Reed

Federal-Benefit Delay: Can New Budget Riders Let Some Agencies Defer Senior Aid Until Q4 Without Public Disclosure Headlines about “quiet” federal changes can be scary, especially when they involve help that older adults rely on. R... read the story

Dave Ramsey’s Blunt Warning: Why You Can’t Afford a Vacation Yet Dear Dave, My wife and I are on Baby Step 2 of your plan. Right now, we’re almost finished paying off the last of our.... read the story