debt management

by Drew Blankenship

6 Everyday Decisions That Can Make You Look Riskier to Lenders—Without You Knowing Think you’re doing everything right financially, but still getting higher interest rates or unexpected loan denials? Y... read the story

by Drew Blankenship

The Credit Card Late‑Fee Cap Is Gone and Seniors Are Already Paying the Price Many people, especially those on fixed incomes, were relying on the federal credit card late-fee cap. It was supposed to... read the story

by Barbara Huson

Is Money Your Drug of Choice? Is Money Your Drug of Choice? Written by Barbara Huson How often do we use money like Novocain, spending freely to numb ... read the story

by Catherine Reed

Credit-Reporting Rule Change: Activity Thresholds Dropped for Over-45 Users — Raising Risk of Lower Scores If you’ve seen posts claiming a new credit-reporting rule change is targeting people over 45, you’re right to pause ... read the story

12 Subscriptions Retirees Cancel Once They Review Statements In the digital age, our bank statements have become a graveyard of “zombie” subscriptions—automated monthl... read the story

10 Financial Red Flags That Signal Cash-Flow Trouble In the world of personal finance, a crisis rarely arrives without a formal invitation. Usually, it sends a series of RSV... read the story

by Catherine Reed

What Happens After You Miss a Property Tax Deadline: Penalties, Interest, and Enforcement Missing a property tax deadline can feel like a small slip until the next notice shows up and the amount due is suddenly... read the story

6 Money Habits That Push People Deeper into Debt Cycles Today, the average American is carrying record-high credit card balances, often fueled by a “debt cycle” tha... read the story

Student Loan Servicers Are Changing Repayment Terms Overnight It is a scenario playing out for millions of borrowers in early 2026: you log in to your portal to make a standard payme... read the story

8 Peer-to-Peer Loan Mistakes Borrowers Are Making Right Now As we move through 2026, the traditional banking model is facing stiff competition from decentralized platforms that con... read the story