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"People who believe that money can do anything can be expected to do anything for money." - Sydney L. Harris

Retirement Articles


Managing A Financial Windfall

By , August 25th, 2016

Financial windfalls are double edged swords.¬† One the one hand, you have a large sum of money. On the other, you can be placed into a situation you are not prepared to handle. Sales of real estate or businesses usually involve the conversion of an liquid asset into large amounts of ready cash – presenting […]


A Review of Personal Capital: Making Money Management Easy

By , August 8th, 2016

For years my money management system consisted of a patchwork of tools. I have a monthly budget worksheet which totals income and expenses and details when each expense is due. I also have a spreadsheet in which I inconsistently attempt to track my spending by category. Finally, there are the online logins to different financial […]


Most Retirees Need To Start Tax Preparation By Dec. 31

By , November 4th, 2015

The Internal Revenue Service (IRS) is reminding taxpayers born before July 1, 1945, that they must receive payments from their individual retirement arrangements (IRAs) and workplace retirement plans by Dec. 31. Required minimum distributions (RMDs) are payments that normally must be made by the end of 2015, however, a special rule allows first-year recipients of […]


Senior Citizen Discounts That Help You Stay Young

By , August 18th, 2015

It’s coming! Senior Citizens Day is August 21, 2015. It’s a day when we recognize the older citizens of our community. This is¬†important because they helped build the society we live in today. Many of them fought in wars, built businesses, and raised families. Just because they’re retired now doesn’t mean they haven’t left lasting […]


4 Money Saving Tips for Senior Citizens Day

By , August 17th, 2015

Senior Citizen’s Day is coming! It’s August 21st.¬†The observance was established as a way of honoring the senior citizens of our communities. The day also brings awareness to social, health, and economic issues facing the elderly. This post is geared towards what the younger generations can learn about our elders. Because… older people rock when […]


Roth Conversion Ladder: Explained

By , July 25th, 2015

The Roth conversion ladder is a powerful way you can pull funds from your Roth IRA or 401(k) without paying taxes. Normally, these types of withdrawals come with at least a 10% tax penalty. Fortunately, there is a way to escape the tax burden upon using the money. It’s clearly written in the US tax […]


Middle Class Adults Only Have $20,000 Saved for Retirement

By , October 23rd, 2014

Americans continue to fall far short of what they need to be saving for retirement. According to a new survey commissioned by Wells Fargo through Harris Poll, The median amount of money saved for retirement by middle class people is only $20,000. This falls over ten times short of the $250,000 they believe they’ll need […]


Will Student Loan Debt Still Be a Problem for Seniors in Retirement?

By , September 10th, 2014

Student loan debt is usually considered a problem of youth, but a report released this week by the Government Accountability Office (GAO) has sobering statistics on the number of Americans who are still paying off student debt between the ages of 50 and 75. One of these is Rosemary Anderson, who works for the University […]


Ten Financial Choices You Will Regret in 10 Years

By , June 5th, 2014

A lot of people who worry about their financial decisions often frame that worry on how it will impact them in the present, and often forget that the decisions will likely have consequences in the future as well. While financial situations can always change, it can pay off handsomely if you think long-term rather than […]


Money Topics They Don’t Teach in High School, but Should

By , June 3rd, 2014

One of the biggest disgraces of the school system is that it often fails to teach basics that we all need for everyday life once we graduate. A prime example of this is basic personal finance. If we could get more students to graduate from high school with a basic understanding of how personal finances […]

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