Personal Finance

Is a 15-Year Mortgage Still Smarter Than a 30-Year for Most Families? For decades, financial experts touted the 15-year mortgage as the smarter option. Paying off your home faster saves on i... read the story

9 Interest-Rate Surprises Coming for Adjustable Mortgages Adjustable-rate mortgages (ARMs) attract borrowers with lower initial payments. But when rates reset, surprises often fo... read the story

Dave Says: They’re Manipulating Your Feelings Dear Dave, Our daughter is 27, and she’s been married for three years. We’ve been helping her and husband financiall... read the story

If There Is a Fast Track to Becoming Wealthy, Entrepreneurship Is It If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich... read the story

6 Debt Avalanche Wins That Outperform the Snowball for Most People Paying off debt requires a strategy. Two popular methods—snowball and avalanche—often spark debate. The snowball foc... read the story

10 Credit Score Myths That Keep You Paying Higher Rates Credit scores influence everything from mortgage rates to insurance premiums. Yet misinformation keeps many borrowers pa... read the story

8 Rental Property Clauses That Blow Up During Evictions Leases are supposed to protect both landlords and tenants. But during eviction proceedings, certain clauses don’t hold... read the story

Are You Paying “Phantom Interest” Because You Chose the Wrong Payoff Strategy? Many borrowers don’t realize they may be paying what’s called “phantom interest.” This hidden cost appears when ... read the story

8 Refinance Triggers That Save Big—If You Act Before Rates Move Again Refinancing can feel like chasing interest rates, but timing isn’t the only factor. Certain life or financial changes ... read the story

10 Student-Loan Tactics Borrowers Wish They Tried a Year Ago Student loans remain one of the biggest financial burdens for Americans. Even retirees are impacted, either carrying bal... read the story