Debt

Dave Says: The Walking Debt Dear Dave, A few years ago, I had a real problem with credit card debt. Since then, I’ve gotten much better at handlin... read the story

Dave Says: You’re Playing With Fire Dear Dave, My wife and I owe about $40,000 on our mortgage. My father-in-law, who is a very nice and generous man... read the story

Dave Says: A Lesson He’ll Remember for the Rest of His Life Dear Dave, Our 21-year-old son is in college, and we’ve always warned him to stay away from credit cards. Despi... read the story

by Tamila McDonald

You Thought There Were Only 3 Credit Bureaus – Wrong! When people think of credit bureaus, they usually think there are only 3: Experian, Equifax, and Transunion. While these... read the story

by Kathryn Vercillo

Embracing Diverse Financial Paths: Two Sisters Approach Debt Differently Financial well-being is a deeply personal journey. It is shaped by individual choices, priorities, and circumstances. Fa... read the story

by Jeffrey Strain

21 Reasons Dave Ramsey Sucks at Giving Credit Score Advice There are huge disadvantages of having no credit score. I actually know this better than most. After living over ten yea... read the story

by Kathryn Vercillo

6 Ways I’ve Viewed Debt Over The Years And What’s Changed Now I just returned to grad school for a second Masters degree. Therefore, I just took on more school debt. It’s never... read the story

Dave Says: Lets Shift The Focus Dear Dave, I graduated from college six years ago with a business degree. Currently, I’m in data analytics making abou... read the story

by Danielle Warchol

14 Money Lessons from Benjamin Franklin Long before the financial gurus with their TV shows and personal finance books to sell were around, Benjamin Fran... read the story

by James Hendrickson

Is Putting a 20% Down Payment on a House Realistic? I understand the argument behind the advice of putting at least a 20% down payment on a house purchase. No one wants to ... read the story