Teri Monroe

Posts by: Teri Monroe

8 Annuity Payout Options That People Regret Choosing Annuities are often sold as safe retirement income tools. But once you lock in a payout option, it’s usually permanent... read the story

7 Cash-Management Setups That Keep Your Money Working 24/7 Leaving money idle in checking accounts is one of the most common financial mistakes retirees make. While keeping cash a... read the story

9 Bank Account Titles That Accidentally Block Heirs The way a bank account is titled can determine who inherits it. Many retirees assume their will controls everything, but... read the story

Could Joint Ownership Cost Your Heirs More Than Probate? Many retirees add children or spouses as joint owners to simplify transfers. It feels like an easy way to avoid probate.... read the story

7 Digital-Asset Steps You Must Take Before Your Executor Gets Locked Out Bank accounts and property aren’t the only assets that matter in estate planning anymore. Digital assets like email, s... read the story

Is Your Beneficiary Form Older Than Your Marriage? Fix It Now. Many retirees believe their wills control who inherits their accounts, but that’s not always true. Beneficiary forms o... read the story

Is a Laddered CD Still Beating Your HYSA After Taxes? Retirees and savers looking for safe returns often compare high-yield savings accounts (HYSAs) with certificates of depo... read the story

Are You Using the Wrong Bank Just Because the App Looks Good? Banking apps have become central to money management. Sleek designs and easy navigation attract retirees and younger use... read the story

10 Inflation-Hedge Moves That Don’t Require Complex Investments Inflation continues to eat away at retiree budgets, especially fixed incomes. Many assume the only hedge is complicated ... read the story

Are Your Grocery Costs Rising Faster Than Your COLA? Social Security’s cost-of-living adjustment (COLA) is supposed to protect retirees from inflation. But for many, risin... read the story