Allen Francis

Allen Francis was an academic advisor, librarian, and college adjunct for many years with no money, no financial literacy, and no responsibility when he had money. To him, the phrase “personal finance,” contains the power that anyone has to grow their own wealth. Allen is an advocate of best personal financial practices including focusing on your needs instead of your wants, asking for help when you need it, saving and investing in your own small business.

Posts by: Allen Francis

by Allen Francis

Received an Inheritance? Get Ready for Problems Whoever said that you should never count your chickens before they are hatched probably blew an inheritance. If we are t... read the story

by Allen Francis

What’s Open/Closed on Thanksgiving 2021? A strong family can sometimes be compared to a life jacket that brings you to a safe harbor. After all, the difficulties... read the story

by Allen Francis

Is Target Open on Veteran’s Day 2021? The celebration of Veteran’s Day has unfortunately become irrevocably tied to the American public being inundated with... read the story

by Allen Francis

3 Reasons To Prepare for Christmas Charity in October The smallest act of genuine kindness has infinitely more value than the grandest and unrealized intention. That is a par... read the story

by Allen Francis

Why You Must Consider Getting an HSA We never really value our health until it fails us. And then we find out how valuable medical bills can be in the afterm... read the story

by Allen Francis

Here’s How to Retire Well on $30K Per Year The reality of retirement almost never matches the preconceived fantasy of it. Over 25% of retired Americans feel that t... read the story

by Allen Francis

4 Financial and Legal Drawbacks of Becoming a Millionaire Being wealthy means having few wants and options on your terms when it comes to money. To be wealthy means to have few w... read the story

by Allen Francis

How To Automate Savings for Vacation Many Americans generate over $1,325 in holiday debt. It’s a debt load that can hamper their ability to go on vac... read the story

by Allen Francis

These 3 States Will Pay Off Your Student Loans When you take on debt, you are just robbing your future self of money. After all, any money you make in the future will ... read the story

by Allen Francis

How to Save On Some of Life’s Most Expensive Items The best things in life may be unnecessarily expensive for a lot of avoidable reasons. You may not be considering the lo... read the story