We live in a chronically sleep deprived society and many products exist to make things easier and keep us going. However, nothing is a true substitute for just getting some extra sleep. We all know that a lack of sleep can cost you physically, mentally, and emotionally. It can make you grumpy, slow your reactions, [...]
I recently had a conversation with a young friend who has recently moved out on her own after getting her first job. She was lamenting the fact that she eats out too much. Not only is it costing her a lot of money, but it’s not helping her weight, either. “I just can’t cook,” she [...]
When I talk to people about assets and which ones are most important, I often hear about homes, 401k balances, collectibles, antiques, jewelry, secure jobs, and education. But no one ever mentions what I think is your most important asset: Your health. Think about it: Without good health you can’t work, or at best your [...]
When it comes to ways to save on food bills, there are sales, coupons, meal planning, loyalty cards, and eating leftovers. You can also stop eating out and brown bag your lunches. But the best (and least used) way to save money on food is to simply eat less. Why is this strange? Because no [...]
If you need a way to make money that requires very little work on your part (but some possible pain), you can look into selling various parts of your body. To get the most value out of your body, it needs to be in great condition. Non-smokers of appropriate weight and with few overall health [...]
The other day a friend of mine was talking about how much her family eats out. To my astonishment, they eat out every single day, sometimes for more than one meal. Much of that food is fast food picked up on the way to school, work, or other activities. When I asked her why they [...]
Houseplants are an inexpensive way to improve the appearance and health of your home. Sure, you can invest in all sorts of expensive air purifiers, air fresheners, and decor to accomplish the same thing but houseplants are cheaper, don’t consume electricity, and give you additional benefits that you just can’t get from air fresheners or [...]
Two weeks ago I got food poisoning. I got it from a deli sandwich that either had bad mayo or meat on it. This wasn’t a little, twenty-four hour case of food poisoning, either. This was a full-blown-week-long-have-to-go-to-the-doctor-because-I’m-dangerously-dehydrated kind of food poisoning. Let me tell you, it wasn’t fun. (Although losing eleven pounds in a [...]
When most people first begin to think about overhauling our finances or saving money, they usuallyfocus on issues such as budgeting, cash flow analysis, and how to improve a credit score. But almost all aspects of your life can affect your cash flow, directly or indirectly. It’s serendipitous when a life-change can not only improve [...]
One of the most interesting things I have learned about personal finances is that things that seem to have absolutely nothing to do with money often have a huge impact on your finances. A good example is knowing what makes you happy. Another one was discovering that the more I know about my personality, the [...]
