If you’re looking to cut your spending in a hurry, one way to do that is to stop buying so many disposable products. Disposables may seem like a good deal because, for example, a pack of paper plates costs $2.00 and a set of durable plates costs $40. However, the durable plates will last you [...]
I know that many people believe that you have to have debt in order to have a high credit score. Many people keep their debt just so they can keep their score up (so they can get more credit later). They fret every time a credit card is closed or the available limit is lowered. [...]
If you live in the middle of nowhere like I do, you may find that being a money saving guru is difficult at times. We don’t have easy access to a lot of grocery stores or big box stores like Wal-Mart and Target and their lower prices. We don’t have a CVS or Walgreens on [...]
It is the middle of August. That means that if you live anywhere in the continental United States, it is probably a lot hotter outside than you would like. With temperatures in the 90′s and 100′s across much of America, staying cool becomes a very serious pursuit. Staying cool without breaking the bank becomes even [...]
By Brad H. Have you ever seen those guys on the side of the road at freeway off-ramps or busy cross streets holding up a sign that reads something like “No Job. Hungry. Will work for food or money” and wondered who they were? At least some of them are like me because I was [...]
A few months ago, I wrote about the death of the DVD as a major delivery platform for movies. At the time, my local video store was charging $5 for five-day movie rentals and its stores were generally not very busy (based on my observations). By contrast, the local library was increasingly busy and even [...]
It’s no secret that I’m a big coupon user. When I mention this to people, I get one of three reactions: 1. “Hey, that’s great, how much do you save?” 2. “You must have a really unhealthy diet because coupons are only for junk food. It’s not worth it.” 3. “You could save so much [...]
Debt free living has one important benefit that many people don’t consider at first. Sure, it makes bill paying easier and it lets you save for vacations and other fun things, but it also lets you save big sums for retirement. When all of your money goes to servicing debt, not only can you not [...]
A friend of mine works for the local newspaper. In the process of writing an article about green home improvements, she stopped by to look around my house since she knows that I am a “greenie.” She wanted me to show her the improvements we’ve made and to give her an estimate of how much [...]
Are you a Facebook user? If not, why not? I would like to think that everyone already has some familiarity with Facebook. Nevertheless, for the three of four readers who have not yet encountered Facebook, it is a social networking site that enjoys more monthly visitors than any of its competitors. In essence, Facebook allows [...]
