Today’s question to get your morning rolling is, How much cash do you keep at home? I know a lot of people that don’t keep any cash at home and I was one of them until 1995. Since then I always keep a minimum of several hundred dollars at home and I don’t even try [...]
Most of the people I know are convinced that the current high fuel and food prices are temporary. “Surely the bubble will burst soon,” they say. “It won’t be long before we can resume living the way we were before,” they proclaim. “A new president will fix things,” they believe. They continue spending and living [...]
Today’s morning question is, Do you consider credit cards an asset or a liability?. I have seen this issue from both perspectives. When I first met my wife, she had about $10,000 in credit card debt and in her case credit cards were a huge liability. Everything she bought actually cost a lot more than [...]
The fourth of July promised to be a leisurely, stress-free weekend. My credit card was paid off and ready for gas purchases. My car was running smoothly. Our campsite was at a private cabin at a lake, and we’d long ago collected all necessary camping gear. The food was to be communal so we brought [...]
Today’s morning question is, How have gas prices changed your routine? I have to admit that increasing gas have done very little to change my routine. Part of the reason is that living in Japan, gas prices have been over $4 a gallon for years (and now they are heading toward $8 a gallon), so [...]
I frequently encounter people who don’t use coupons because they feel like it isn’t worth their time. If you’ve run the numbers and found this to be the case, I respect that. Coupon use, like all areas of personal finance, is a personal choice and not everyone will find it beneficial or to their liking. [...]
Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: Can Less Money Equal Better Eating? The 20 Healthiest Foods for Under $1 75 Ways to Survive A Down Economy The Bear’s Back Consumers accelerating their credit card spending The Leftover Calendar Spending [...]
I know from personal experience that when it comes to getting your personal finances in order, taking those first steps is one of the most difficult parts. There is so much information and it seems like it will take forever before you can ever reach your financial goals. It makes a person want to give [...]
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“Is it getting dark outside? Are you having trouble seeing? Turn the lights on!” is the gist of one “Wiggles Tips” segment on The Wiggles television show. These segments introduce the show’s preschool audience to a bit of humor – even they are old enough to know to turn on the lights when it’s dark [...]
