Usually at Thanksgiving, I make a point to give thanks for non-material things. I need that reminder not to overlook the things that really matter when I’m so busy thinking about earning, saving, and spending money. However, this year, I decided to make a list of money-related things for which I give thanks. I share [...]
Dinner parties can be a lot of fun to attend, but not necessarily a lot of fun to host. From staying up late the night before preparing the meal to racing home after work to finish cooking the meal, it’s almost like a second job. Don’t even get me started on the costs of these [...]
I used to love Christmas shopping. I truly enjoyed searching for just the perfect gift for each person on my list – something that fit each one’s personality and interests, something that no one else would buy, and yet something still within my budget. But as the years wear on and the people on my [...]
For me, running errands or shopping for groceries is like an adventure. Every time I enter a store there’s always a new item on sale, which of course I never need, but yet I always end up buying. Why is it that I always fall into this trap of coming home with more items and [...]
I enjoy doing most kinds of puzzles. My favorites are logic puzzles (the type that usually come with a grid in the Penny Press Logic Puzzles magazine), kakuro, and crosswords. My local newspaper carries kakuro only on Sundays and doesn’t have logic puzzles at all, so I’m often fighting temptation to buy a logic puzzle [...]
By David John Marotta In 1985, an MIT professor won the Nobel Prize for a simple technique that squirrels have known intuitively from birth — you have to “squirrel” away some nuts during times of plenty so you can survive during times of scarcity. Economist Franco Modigliani won his Nobel Prize for modeling how humans [...]
Last year I went without a car in my first year of graduate school. The result? I saved myself $2000 in student loans, just in parking, gas, and insurance. With education costs rising, cutting out car expenses can really be a smart move to consider for any student. Here are a few ways that doing [...]
Lately I’ve been trying to save more and spend less, all the while trying to exercise more and eat less. I’ve learned that even though I’m trying to accomplish two different goals, the principles to succeed are very similar. And these two goals are hard enough to take on during the year, but throw in [...]
By David John Marotta Financial planning is important, but it is never urgent. Most people fail to establish a financial plan because they fail to start planning. Some resolutions can be postponed, but for every six years that you delay saving and investing, you cut your retirement lifestyle in half. So, act on your resolution [...]
Dear Mom, I’ve been at school for three weeks now, and I still hate the pale green of my dorm room walls. What do they think we are? Prisoners? Classes are going great… As I previously mentioned, many people love art, and as the popularity of shows like Design on a Dime shows, people like [...]
