$7,000. Where to stick it?

[ua_guy]

You want to get out of a fund that earned 18%? I’d suggest rethinking that.

Why? It's relative to other fund performance--see below. And I think it's the fund that's most likely to bog in the coming years.

[EasyMoney00]

Why? It's relative to other fund performance--see below. And I think it's the fund that's most likely to bog in the coming years.

You think a healthcare fund is going to sluggish over the coming years? Americans are in the worst shape of their lives, collectively. People are more medicated than ever. Death rates are up. No ones putting down the ultra processed foods. There will hopefully be an initiative to remove some of these poisons from our food system, but that's an uphill battle. People will continue to rely on medicines to keep them in check.

I would say if the election were different, to invest in ozempic. There was a push to approve Medicare or Medicaid, don't know the difference, to pay for ozempic. Also, to allow children as young as 5 years old to start using ozempic for weight loss. I'm praying that will be shot down.

[ua_guy]

You think a healthcare fund is going to sluggish over the coming years? Americans are in the worst shape of their lives, collectively. People are more medicated than ever. Death rates are up. No ones putting down the ultra processed foods. There will hopefully be an initiative to remove some of these poisons from our food system, but that's an uphill battle. People will continue to rely on medicines to keep them in check.

I would say if the election were different, to invest in ozempic. There was a push to approve Medicare or Medicaid, don't know the difference, to pay for ozempic. Also, to allow children as young as 5 years old to start using ozempic for weight loss. I'm praying that will be shot down.

I'm looking at the bigger picture.

ACA will die and a large percentage of people will be uninsured again, and/or under-insured when insurance companies inevitably remove benefits from plans that were required under ACA. That means providers and hospital facilities won't get paid for a litany of services, charity care will go up, Medicaid enrollment will go up, and that leads to lower reimbursement. That means hospitals and large healthcare won't be able to make the kinds of investments they traditionally make in healthcare technology, research, and other huge drivers of the overall healthcare economy.

As mentioned, I started investing in that slice of the healthcare market back in the ARRA days when there were huge incentives for large healthcare to modernize their EHR's. The fund saw explosive growth, hospitals were flush with cash, and ACA was helping make sure they got paid for their services.

The fund has benefited from the overall economy and boost in the stock market over the past couple years, but hospitals are struggling. Reimbursement is down across the board and losses during Covid have left visible scarring. That's stunted investment and growth in the healthcare IT space overall, so we're watching the industry going to barely floating, to probably sinking in the coming year(s)

[disneysteve]

You think a healthcare fund is going to sluggish over the coming years?

Absolutely. A 2nd Trump administration will be awful for healthcare, just as the first was. You can't have an administration filled with anti-science, anti-public health folks and expect healthcare in this country to thrive.

[EasyMoney00]

Absolutely. A 2nd Trump administration will be awful for healthcare, just as the first was. You can't have an administration filled with anti-science, anti-public health folks and expect healthcare in this country to thrive.

You mean sick care. There's no incentive to be healthy. It's bad for business.

[Atretes1]

I invested mine early in the year. I always do this with no change due to the world around me. That account is also up over 20% YTD. Most of my ROTH is in VTSAX and some is in VTIAX.

[myrdale]

I invested mine early in the year. I always do this with no change due to the world around me. That account is also up over 20% YTD. Most of my ROTH is in VTSAX and some is in VTIAX.

Same here.

[ua_guy]

Into VGT it goes along with the cash from the called CD. Let's see what happens.