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Where's most of your money (worth) ?

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  • #31
    80% Retirement Accounts
    10% Residence
    10% Taxable Investing/Cash

    I have a very modest townhome and started investing in a taxable account 4 years ago. The taxable investing percentage will continue to climb and should be about even with retirement accounts in 20 years.

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    • #32
      1. Tax-deferred accounts
      2. Taxable accounts
      3. Business
      4. Non-financial assets (house and cars)

      This ranking has really changed over time. As recently as 7 years ago, "business" would have been number 1.

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      • #33
        I'll use real numbers;

        Retirement accts; $180,000
        Home; $185,000 - $25,000 (remaining balance) =$160,000
        Cash/taxable accounts/silver/gold; $100,000

        Net worth: $440,000

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        • #34
          Was that poll supposed to be saying NET worth? I don't have any NEW worth.
          Gailete
          http://www.MoonwishesSewingandCrafts.com

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          • #35
            I don't think I could even figure it out. Our rental property was bought specifically to add income in our retirement.SO is that real estate or retirement? Plus we have IRA and Roth IRA accounts, but then we have two businesses and the one business we have probably $100K of bought and paid for inventory and his piano business I haven't a clue. Everything though is focused on us getting our house paid off as well as the rental etc. so that we have that 'spare' money for our retirement. Especially since while I am on disability, I am barely 4 years off from official retirement age. Currently our mortgage is eating up half my SS check. That will be nice when that is paid off.
            Gailete
            http://www.MoonwishesSewingandCrafts.com

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            • #36
              Majority of our equity is in retirement 45%, investments 30%, liquid funds 10%, and our home 15%.
              ~ Eagle

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              • #37
                57% Home Equity
                23% Retirement
                9% Stuff (cars, tools, log furniture, etc) probably could sell for more, but am being conservative
                7% Savings accounts/ cash
                4% Silver

                Hmm... I'd like to own more silver than cash
                I think now's a good time to fix that too with the current spot prices.
                -Milly
                Personal Finance Blogger, Mechanical Engineer, and Mother of 3 Toddlers
                milly.savingadvice.com

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                • #38
                  55% retirement and 45% equities.
                  LivingAlmostLarge Blog

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                  • #39
                    Originally posted by LivingAlmostLarge View Post
                    55% retirement and 45% equities.
                    You have 100% of your money invested? No cash accounts? No liquid savings?
                    Steve

                    * Despite the high cost of living, it remains very popular.
                    * Why should I pay for my daughter's education when she already knows everything?
                    * There are no shortcuts to anywhere worth going.

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                    • #40
                      60% Retirement
                      20% Property
                      10% Taxable Investments
                      10% Cash/ cash equivalent

                      We are 52 (I expect age has an impact on these percents).

                      Disneysteve: My new car is a Honda Fit. Replaced my 2008 Honda Fit. Couldn't find anything that I liked as much for the price. One of our "splurge" items is to purchase new cars, because, ewww, other people are slobs in their cars.

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                      • #41
                        Originally posted by AJ444 View Post
                        80% Retirement Accounts
                        10% Residence
                        10% Taxable Investing/Cash

                        I have a very modest townhome and started investing in a taxable account 4 years ago. The taxable investing percentage will continue to climb and should be about even with retirement accounts in 20 years.
                        Mine has changed:

                        76% Retirement Accounts
                        23% Taxable Investing
                        1% Cash (Money Market Fund Checking Account)

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                        • #42
                          I am pretty close to 50/50 with retirement accounts and real estate (personal and investment).

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                          • #43
                            Originally posted by MonkeyMama View Post
                            I put "other" because we are pretty well diversified. Home equity and retirement accounts are probably about equal. Not as much in taxable accounts.
                            To be more specific:

                            45% Home Equity
                            40% Retirement Vehicles
                            15% Taxable Investments

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