Should I get my FICO score through my credit card?

[FirstTimer90]

My credit card is offering a free service that will notify me of my FICO score each month. There is no charge and they say it won't harm my credit score and they won't bother me with additional upgrade offers.

I wouldn't mind the information but im wondering if there is a catch. Does anyone else do this. Am I missing something?
Thanks

[lorraineb]

No catch. This is something that credit card companies are starting to do as a service to their customers. Discover does this to all their card members now I believe. I think it's a good thing.

[Eagle]

My credit card is offering a free service that will notify me of my FICO score each month. There is no charge and they say it won't harm my credit score and they won't bother me with additional upgrade offers.

I wouldn't mind the information but im wondering if there is a catch. Does anyone else do this. Am I missing something?
Thanks

I think CC should provide this service to all customers. This is a good thing. Discover does this and while it only shows TransUnion numbers it's a good gage of where your credit is.

[ua_guy]

My CC company started supplying my "FICO" score for free about the time when Discover started rolling it out to their customers.

It comes with a limitation, as this is only your FICO 8 Bankcard score. I need to read more, but I believe this score only pertains to consumer credit/ credit card type financial products and isn't completely reflective of your overall FICO score. So, it might be a bit of a misnomer as it only applies to credit card risk.

My Fico 8 score is close to my overall Fico score the last time I checked, but it may make a difference for people with lower credit where they need to meet a certain cutoff for a mortgage rate or other type of financial product. I don't think making assumptions or gauging overall financial health and credit worthiness should be based in the Fico 8 score, at least not according to the reading I've done.

Edit: Yep, as I suspected, here's a NYT article that explains that Fico 8 is not yet fully adopted by all financial institutions and that there can be a difference between Fico 8 and previous Fico score formulas.

http://bucks.blogs.nytimes.com/2012/05/10/is-that-credit-score-a-fico-or-a-fico-8/?_php=true&_type=blogs&_r=0