Mint.com

[LivingAlmostLarge]

I need help trying to find an easier way than I do now to track our spending. I tried to use mint for years but found it impossible to reconcile payments and cc statements. It kept duplicating our CC inputs and not reconciling payments from bank to CC. How do I do this? I know I sound crazy but is it easier now than before?

help on how to start and what to do.

[feh]

I've been using mint for about 3 years now and have no complaints.

[jpham540]

I am currently using Mint.com and Personal Capital.com. Mint is good for tracking most of my asset and liabilities. The alert on credit card payment is always inaccurate, so I don’t even pay too much attention. I just like it because I can see all my accounts. Personal Capital is good for tracking investments and they have a good asset allocation break down for you. You can also add accounts to track your budget but I normally don’t use it since I use Mint.com.

[figuringmoneyout]

I also use both Mint and Personal Capital. I had problems with Mint duplicating some things at first but it only took a few minutes to resolve that back in the day and I haven't had any complaints in using it for multiple years now. I just started using personal capital a few months ago but I'm loving it for the investment tracking side of things.

[kyoko]

I am also troubling a reconciliation...!

I had a spreadsheet I used to track all expenses, and the bank balance was also calculated with it, so I did not have to worry about the reconciliation, but it took so much of my time and my husband loves mint (because it is so visual and easy for him to understand where we are at that point) I only change/modify the category and do some split entries if there are multiple categories in one transaction.

Then here I am, trying to reconcile using the spreadsheet I exported from mint.
This is a totally different way of doing it, but what I am currently doing is sorting and subtotaling each category (so I know how much each category we spent and if it is within the budget). Then I subtract expenses from income to find out how much we had left over (or negative due to overspent). I then go into the online banking and find out the beginning balance and the end balance, then subtract the differences and reconcile that differences to the left over. Majority of time it does not reconcile easily and I will have to go over the statements and transactions back and forth...


A few people in this forum recommended another free software and I did indeed downloaded gnucash but I have not taken a look at it! I am wondering if there is some ways to combine those two to do the reconciliation.

[LivingAlmostLarge]

Exactly it doesn't reconcile easily

[Caoineag]

I need help trying to find an easier way than I do now to track our spending. I tried to use mint for years but found it impossible to reconcile payments and cc statements. It kept duplicating our CC inputs and not reconciling payments from bank to CC. How do I do this? I know I sound crazy but is it easier now than before?

help on how to start and what to do.

Are the payments from the bank to the cc labeled transfers? I have never had a problem with duplication (other than the occasional stray which I just delete from mint) and we use our credit cards to pay the majority of our bills for cash flow purposes.

Also when you edit an entry, you can tell it to always label that item that way from now on and then you don't have to edit it again.

[LivingAlmostLarge]

It always duplicates and downloads again and again from bank and credit card! So it's a pain.