$30K in savings no 401K. Need some opinions

[Jluke]

$19K in Savings
$27K in Roth IRA
$10K in Trad. IRA
$45K in 401K (contributing 9%/$800 per mo. incl. match)
$4K in HSA

Take home is $4K/mo. and expenses are now roughly $2,500/mo. leaving me $1,500 in disposable income per month.

My 2018 goal is to try amd get rid of my car payment (I owe $9K at 2% and it's worth $23K). That's pretty much my only bill outside of the "fixed" bills like mortgage, HOA, utilities, insurance, etc.

Question, there are some major uncertainties with my job now which makes me nervous. Should I still take $5,500 from my savings and fund my Roth in Jan (it's fully funded for 2017)? If possible, I'd prefer to go all-in or nothing in Jan.

Congrats on the purchase.

Given the job uncertainty, I would do the following:
1. Contribute 5500 to your Roth in Jan 2018
2. Keep paying on the car, but not accelerated payments.
3. Save the extra cash.
4. Once job uncertainty becomes certain (hopefully good; not bad), readjust your plan.

Extra cash put towards the mortgage will actually give you more bang for your buck than paying extra to the car loan - you just won't feel instant satisfaction. And at 1500 extra per month, you are not experiencing a cash flow concern to really need to have the car paid off (and low 2% interest helps!).

Good job!