life insurance

[TermMonster]

Don't get rid of the policy until you have the new one in possession. Lot's of factors can impact rates. Why don't you check an online reasource like You should know that a quote is not final until the policy issues to you. It has to go through underwriting which requires you, in most cases, to take a medical exam and disclose health history. The process takes a minimum of three weeks. If you cancel your current policy there will likely be a gap when you are uninsured (which is not good).
Your other option is to buy no-medical life insurance but you will absolutely pay more for the coverage (because everyone who can't pass a medical opts for no-medical coverage).

[Dmancini]

Sorry to hear about your AccuQuote Experience

I just started shopping around for my term life and checked out accuquote.

I DO NOT RECOMMEND ACCUQUOTE!

I cross checked their affiliated insurers with A.M. Best ratings and their insurers all came in under my A+/A++ rating requirement. Also, now I get two phone calls a day from a recorded message, so I can't even tell them to stop calling—this is the most frustrating part.

Hi there - I'm sorry to hear about your experience with AccuQuote. First, I wanted to first let you know that if you'd like to contact me directly, I'd be happy to add you to our do not call list.

In addition, I wanted to take a moment to clarify a misconception. We do in fact work with companies that are rated A or better by AM Best. In fact, several companies we work with are rated A+ including Prudential and Banner Life.

I'd love to hear more about your experience with our company. Again, feel free to contact me directly. Thanks and happy holidays!

[LivingAlmostLarge]

Me too! I get tons of calls from insurance agents.